Legal Services for Private Lenders
Geraci LLP is a leading national law firm dedicated to serving private lenders, fund managers, and financial services professionals across the United States. We focus exclusively on the private lending industry and deliver highly specialized legal expertise tailored to non-bank lenders, specialty lenders, and investment funds.
At Geraci LLP, we provide full-spectrum legal services designed specifically for private lenders. We combine deep industry experience with practical legal solutions across transactional, compliance, and litigation matters.
Services We Provide
Loan Documentation & Transactional Support
- Drafting and negotiation of notes, deeds of trust, and security agreements
- Custom agreements for residential, commercial, and construction loans
- Review of borrower entity documents (LLCs, corporations, trusts)
- Structuring intercreditor, subordination, cross-collateralization, and multi-property arrangements
Compliance & Regulatory Guidance
- Advising on federal and state lending laws, including Dodd-Frank, RESPA, and TILA
- Assistance with licensing requirements and ongoing regulatory compliance
- Usury law analysis and compliant marketing guidance
- Guidance on consumer-purpose vs. business-purpose loan classification
Foreclosure & Default Services
- Representation in judicial and non-judicial foreclosure actions
- Pre-foreclosure compliance and loan workout negotiations
- Handling deeds-in-lieu, breach of contract actions, and collection lawsuits
Investor & Fund Structuring
- Formation of mortgage funds, REITs, and private lending syndicates
- Securities law compliance and private placement memorandums
- Drafting operating agreements, investor disclosures, and subscription documents
Litigation & Dispute Resolution
- Loan enforcement litigation and defense against borrower claims
- Resolution of broker, officer, lien priority, and title disputes
- Mediation and arbitration support
Real Estate & Title Support
- Due diligence reviews of title, appraisals, and surveys
- Coordination with title and escrow companies
- Title curative work, lease assignments, guarantees, and collateral documentation
Loan Servicing & Asset Management Support
- Creation and review of loan servicing agreements
- Collateral recovery assistance
- REO management and property disposition support
Why Work With Us
- ✔ Industry-Focused Expertise – Exclusive focus on private lending law
- ✔ Comprehensive Legal Support – Coverage from origination through enforcement
- ✔ Regulatory Confidence – Clear guidance through complex compliance requirements
- ✔ Risk Mitigation – Legal strategies designed to protect lender interests
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Legal Services for Private Lenders
At Geraci LLP, we proudly serve as a trusted legal partner to private lenders across the United States. Our team offers comprehensive legal services tailored exclusively to the unique needs of this niche lending sector.
What distinguishes us is our deep industry knowledge and ability to support our clients at every stage of the lending process—from preparing customized loan documents to navigating complex legal issues that arise in today’s evolving regulatory.
Whether you require guidance on compliance, mitigating risk, or addressing specialized loan scenarios, our attorneys are equipped to provide strategic, practical solutions. We stay ahead of legal developments affecting private lending so you can focus on closing deals.
Mission Statement
At Geraci LLP, we are dedicated to providing private lenders with clear, strategic legal counsel that ensures regulatory compliance and effectively manages risk, laying the foundation for sustainable growth and long-term success.
Leveraging extensive expertise in private lending law, we assist clients through every stage – from entity formation and licensing to documentation, regulatory compliance, and litigation – with precision and a keen focus on business objectives. Our approach is client-first, straightforward, consistent, and tailored to meet each lender’s unique needs.
More than just legal advisors, we are trusted partners committed to understanding your unique needs through genuine conversation, so we can effectively support you in achieving your goals.
Office Locations
4539 N 22nd Street #4242, Phoenix, Arizona 85016
Satellite Office & Mailing Address
90 Discovery, Irvine, California 92618
Our Team
Contact Geraci LLP
Stay Informed About Private Lending
Contact Geraci LLP
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