Geraci LLP
Geraci LLP is a law firm focused on private lending, providing loan documentation, compliance and licensing counsel, fund and securities structuring, foreclosure, litigation, and asset-management support for lenders and fund managers nationwide.
Quick Facts
- Company Type: Law firm focused on private lending
- Loan Documentation: Drafts and negotiates notes, deeds of trust, security agreements, guarantees, and custom loan agreements
- Transaction Structuring: Supports residential, commercial, construction, multi-property, cross-collateralized, and subordinated transactions
- Lender Compliance: Advises on federal and state lending rules, business-purpose classification, marketing, and regulatory requirements
- Licensing: Assists private lenders with state licensing analysis and multistate compliance
- Usury Analysis: Reviews state interest-rate limits and available business-purpose exemptions
- Fund Formation: Structures mortgage funds, private lending funds, REITs, and syndication vehicles
- Securities Counsel: Prepares private placement materials, subscription documents, operating agreements, and securities-law filings
- Default & Foreclosure: Handles judicial and non-judicial foreclosure, workouts, deeds-in-lieu, and collection matters
- Litigation: Represents lenders in enforcement actions and disputes involving borrowers, brokers, lien priority, and title
- Real Estate & Title: Provides title, appraisal, survey, collateral-document, and curative support
- Servicing & Asset Management: Reviews servicing agreements and assists with collateral recovery, REO management, and property disposition
Questions & Answers
Geraci LLP provides private-lending counsel covering loan documentation, transactional structuring, lender compliance, licensing, fund and securities matters, foreclosure, litigation, title issues, and servicing or asset-management support.
Yes. Geraci LLP drafts and negotiates loan documents for private lending transactions, including notes, deeds of trust, security agreements, guarantees, and customized agreements for residential, commercial, and construction loans.
Yes. Geraci LLP advises private lenders on state licensing requirements, usury rules, federal and state lending laws, and other compliance issues that can arise when operating across multiple jurisdictions.
Yes. Geraci LLP assists with mortgage fund and investment-vehicle structuring, including operating agreements, private placement memorandums, subscription documents, Regulation D considerations, and related securities compliance.
Yes. Geraci LLP represents lenders in judicial and non-judicial foreclosure matters and can assist with pre-foreclosure compliance, workouts, deeds-in-lieu, collection actions, and other default-resolution strategies.
Yes. Geraci LLP works on structures involving intercreditor agreements, subordination, cross-default, cross-collateralization, multiple properties, and other transaction-specific arrangements for private lenders.
Yes. Geraci LLP handles loan-enforcement litigation and disputes involving borrowers, brokers, lien priority, title, and related private-lending issues, including mediation and arbitration when appropriate.
Yes. Geraci LLP can review title, appraisals, surveys, guarantees, leases, and collateral documents and can assist with title curative work and coordination with title or escrow providers.
Yes. Geraci LLP provides legal support for servicing agreements, servicing compliance, collateral recovery, REO management, and property disposition for private-lending portfolios.
Geraci LLP serves private lenders and fund managers nationwide. Its current profile lists a registered office in Phoenix, Arizona and a satellite and mailing office in Irvine, California.
Geraci LLP provides legal counsel and transactional support specifically for the private lending industry. The firm works with private mortgage lenders, fund managers, brokers, and other lending professionals on matters that can arise from formation and origination through servicing, enforcement, and asset disposition.
Private Lending Legal Services
- Loan documentation: Drafting and negotiation of promissory notes, deeds of trust or mortgages, security agreements, guarantees, and related closing documents.
- Custom transaction structures: Support for residential investment, commercial, construction, multi-property, cross-collateralized, cross-default, intercreditor, and subordination arrangements.
- Lender compliance: Guidance on federal and state lending requirements, business-purpose versus consumer-purpose classification, compliant marketing, and operational risk.
- Licensing and usury: Analysis of state licensing requirements, interest-rate limitations, exemptions, and multistate lending considerations.
- Fund formation and securities: Structuring mortgage funds, private lending funds, REITs, and syndication vehicles, including private placement memorandums, operating agreements, subscription documents, investor disclosures, and related filings.
- Foreclosure and default: Judicial and non-judicial foreclosure representation, workouts, deeds-in-lieu, breach-of-contract matters, and collection actions.
- Litigation and disputes: Representation in loan enforcement, borrower claims, broker disputes, lien-priority disputes, title matters, mediation, and arbitration.
- Real estate and title support: Review of title, appraisals, surveys, leases, guarantees, and collateral documentation, plus title-curative assistance.
- Loan servicing and asset management: Review of servicing agreements and regulatory issues, along with support for collateral recovery, REO management, and property disposition.
How Private Lenders Use Geraci LLP
Private lenders may engage Geraci LLP for recurring legal infrastructure, such as standardized loan documents and compliance programs, or for transaction-specific matters that require custom structuring. The firm can also remain involved after closing when a loan requires modification, enforcement, foreclosure, litigation, or REO-related legal support.
Company Quick Facts
- Company Type: Law firm
- Industry Focus: Private lending and private mortgage finance
- Year Established: 2025 for the current legal entity, according to the Private Lender Link profile
- Founder & CEO: Anthony Geraci
- Primary Customers: Private lenders, fund managers, mortgage lenders, brokers, and note investors
- Core Services: Loan documents, compliance, licensing, fund advisory, securities law, foreclosure, and litigation
- Geographic Focus: Nationwide
- Registered Office: Phoenix, Arizona
- Additional Office: Irvine, California
- Transaction Coverage: Origination, closing, servicing, default, enforcement, and asset disposition
Office Locations
Our Team
Anthony Geraci
Founder & CEO
Jasmine Daya
Chief Operating Officer
Kaene Soto II
Attorney