Direct Lender for Residential Investment Property Nationwide

Rehab Fix & Flip | Ground-Up Construction | Refinance Bridge Loans

The loan experts of Global Integrity Finance have an extensive background in offering our clients commercial hard money loans and bridge loans. We can provide you with funds in a short amount of time because we are a direct lender and use our own funds. We strive to remain flexible and think outside of the box when providing our clients with funding options.

Loan Amounts
$75,000 to $2,500,000
Interest Rates
8% to 12%
Loan Terms
12 months to 30 months
Origination Fees
2% to 4%
Lien Position
1st
Collateral Types
  • Residential Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Value Add Project
Property Occupancy
  • Vacant
  • Tenant Occupied 100%

Property Types

  • 2-4 Units Residential
  • Mixed-Use
  • Multifamily
  • Portfolio of Residential Properties
  • Single Family Residence

Loan Types

    Specialty Loan Types

    • Residential Long-Term Rental
    • Partner Buyout
    • Foreclosure Bailout
    • Transactional Funding

    Max Loan-to-Purchase Price

    90%

    Borrower Must Have Property Under Contract

    yes

    Will Provide Proof of Funds Letter

    yes

    Will Consider Lending on Purchase from Auction

    yes

    Allowed Source of Borrower’s Equity

    • Own Cash
    • Partner
    • Equity in Another Investment Property
    • Family

    Minimum Origination Fee Amount

    $2,000

    Fees which are mandatory for all new borrower clients

    • Underwriting Fee
    • Processing Fee
    • Appraisal Fee
    • Credit Report Fee
    • Background Check Fee
    • Renovation or Construction Funds Draw Fee

    Fees which are paid to a third party company

    • Site Visit Fee
    • Legal Fee
    • Settlement Fee
    • Appraisal Fee
    • Title Fee

    Details and Requirements

    Typical Closing Time (Days)

    7

    Fastest Closing Time (Days)

    3

    Payment Structure
    • Interest Only
    Pre Payment Penalty

    no

    Will lend to a foreign national

    no

    Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

    no

    Will Consider Collateralizing Multiple Properties in One Loan

    no

    Will Consider Equity Joint Venture

    no

    Borrower Entity Types Considered
    • LLC
    • Limited Partnership
    • Trust
    • Corporation
    • Self-Directed IRA
    Documentation Required
    • Credit Report
    • Bank Statements
    • Financial Statements
    • Loan Application
    Personal Guaranty (Recourse) Required
    Always
    Credit Check Required

    yes

    Minimum Credit Score Required

    550

    Appraisal Required for Residential Property

    Always

    Broker Price Opinion (BPO) Accepted for Residential Property

    Never

    Additional Details

    For Draw Requests in the DFW Area, inspections done on Tuesday and Thursday each week. For all other areas, inspections are performed Monday to Friday. Request must be submitted 48 hours prior to walk through along with all invoices and pictures of completed work.

    Get In Touch

    Global Integrity Finance pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

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    Ensuring Borrower Success & Profitability is our #1 priority!

    Global Integrity Finance, LLC was established in 2015 to provide time-sensitive, bridge financing to real estate investors to fund the purchase of non-owner occupied residential and commercial properties, provide bridge loans, and provide real estate-backed lines of credit. Formed towards the end of the recession, Global Integrity Finance has benefited from a turbulent housing market in which many real estate investors see great opportunity. A lack of liquidity in the credit markets and increased regulation of the banking industry has restricted conventional financing as an option for investors in fast-moving and competitive real estate markets. As the nation’s premier direct private lender, Global Integrity Finance helps fill this void.

    As a direct, private lender, Global Integrity Finance takes a common-sense approach to underwriting, with all approvals made in-house. We are dedicated to providing quick responses to time-sensitive loans, often times with the ability to close in as few as 10 business days. At Global Integrity Finance, we value referrals and our brokers are protected. We are committed to the highest level of customer service, because our success thrives in building relationships.

    Company Size (Number of Employees)

    11

    Year Established

    2015

    Office Locations

    Global Integrity Finance LLC
    321 N Central Expressway STE 360, McKinney, Texas 75070

    Primary Capital Source
    • Own Funds
    • Bank Credit Line
    • Private Equity Funds
    Loan Structure for Majority of Loans
    • Own Balance Sheet

    Our Team

    Toby Potter

    CEO

    Angie Potter

    CFO

    Hope Roddy

    Loan Officer

    Muhammad Karim

    Loan Officer

    Tim Gardner

    Loan Officer

    Rachelle Davis

    Underwriter

    John Crouch

    Loan officer

    Kendon Clark

    Proccesing

    Samantha Foster

    Business Development

    Get In Touch

    Global Integrity Finance pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

    Stay Informed About Private Lending

    Receive our monthly newsletters with valuable insights and industry updates
    subscribe-illustration

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    Contact This Lender

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    Send an email to Global Integrity Finance