Greenbriar Holdings is a hard money lender for real estate investors in Sacramento. We are very fast and easy to work with. Greenbriar is a direct lender so there is no waiting for investors or requirement of third party approval. Our loans do not have any prepayment penalties, junk fees or interest guarantee. We don’t require appraisals for most of the loans we fund.
We are most aggressive on LTV with flip and other short term transactions (6 month term). 80% LTV in good areas with a good purchase price. Less in bad areas or if overpaying. We are least aggressive on LTV with longer term deals (24 month term). On long term deals, expect 65% LTV in good areas and less in bad areas. Typical time to make loan documents once we have everything from the borrower and title company is the next business day.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Property Types
- 2-4 Units Residential
- Bed and Breakfast
- Car Wash
- Child Day Care
- Commercial Land
- Condominium
- Multifamily
- Office
- Parking Lot
- Portfolio of Commercial Properties
- Portfolio of Residential Properties
- Residential Land
- Senior Housing
- Single Family Residence
- Storage Facility
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Commercial Bridge
Specialty Loan Types
- 2nd Mortgage Equity Cash Out
Junior Lien Loan Amounts
$30,000 to $150,000
Junior Lien Interest Rates
11.99% to 11.99%
Junior Lien Loan-to-Value
70%
Junior Lien Origination Fees
3% to 3%
We Fund Junior Position Loans
Rarely
Junior Lien Types
- Refinance
- Equity Cash Out
Land Types Considered
- Residential Land
- Multifamily Land
- Industrial Land
- Office Land
- Retail Land
- Hospitality Land
- Agricultural Land
- Special Purpose Land
Will Consider Land That is NOT Entitled
noMax LTV for Land
50%Max LTC for Land Acquisition
50%Junior Lien Types
- Refinance
- Equity Cash Out
Max Loan-to-Purchase Price
80%Borrower Must Have Property Under Contract
yesWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
noAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Another Investment Property
Experience Required
noMinimum Number of Value-Add Projects Completed by Borrower
0Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
70%Interest Charged for Renovation Costs
Entire Amount of Total Project CostsTypical Number of Days for Funds Draw
0Minimum Origination Fee Amount
$2,495
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Office Locations
3297 Rock Creek Way, Roseville, California 95747Our Team
Craig Cox
President
CalBRE - 01884300
Contact Greenbriar Holding
Stay Informed About Private Lending
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