Asset-Based Private Lending for Real Estate Investors

Bridge | Fix & Flip |  Cash Out | Construction

Focused primarily on asset-based lending, our team of industry veterans and “make sense” approach to underwriting allows us to find creative solutions, adding value to Real Estate transactions for over ten years. Our goal is to keep the process as simple as possible, from the application to funding and beyond.

Property Geographic Area Details
Arizona, California, Colorado, Texas
Loan Amounts
$50,000 to $5,000,000
Interest Rates
7% to 14%
Loan Terms
6 months to 24 months
Origination Fees
0% to 3%
Lien Position
1st, 2nd
Collateral Types
  • Residential Property
  • Commercial Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Invest in a Business
  • Business Working Capital
  • Value Add Project
  • Development Project
Property Occupancy
  • Vacant
  • Tenant Occupied 100%
  • Tenant Occupied Partial
  • Owner Occupied Commercial
  • Owner Occupied Residential

Property Types

  • 2-4 Units Residential
  • Assisted Living Facility
  • Car Wash
  • Commercial Condominium
  • Commercial Land
  • Condominium
  • Industrial
  • Mixed-Use
  • Mobile Home Park
  • Multifamily
  • Office
  • Portfolio of Commercial Properties
  • Portfolio of Residential Properties
  • RV Park
  • Ranch
  • Recreational
  • Residential Land
  • Retail
  • Senior Housing
  • Single Family Residence
  • Storage Facility
  • Student Housing

Loan Types

  • Private Money
  • Hard Money
  • Residential Bridge
  • Residential Fix and Flip
  • Residential Rehab and Rent
  • Residential Owner-Occupied
  • Residential Ground-Up Construction
  • Commercial Bridge
  • Commercial Property Value Add
  • Commercial Ground-Up Construction

Specialty Loan Types

  • 2nd Mortgage Equity Cash Out
  • Land Development
  • Partner Buyout
  • Primary Residence Business Purpose Cash Out
  • Residential Long-Term Rental
  • Transactional Funding

Junior Lien Loan-to-Value

65%

Junior Lien Loan-to-Cost

65%

Junior Lien Types

  • Purchase
  • Refinance
  • Equity Cash Out

Land Types Considered

  • Residential Land
  • Multifamily Land
  • Industrial Land
  • Office Land
  • Retail Land
  • Hospitality Land
  • Agricultural Land

Will Consider Land That is NOT Entitled

no

Max LTV for Land

65%

Max LTC for Land Acquisition

70%

Junior Lien Types

  • Purchase
  • Refinance
  • Equity Cash Out
Borrower must bring at least 15% of the purchase price in cash.

Max Loan-to-Purchase Price

85%

Borrower Must Have Property Under Contract

no

Will Provide Proof of Funds Letter

yes

Will Consider Lending on Purchase from Auction

yes

Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Subject Property
  • Equity in Another Investment Property
  • Seller Financing
  • Family
Rehab loans are available for residential and commercial properties.

Experience Required

no

Minimum Number of Value-Add Projects Completed by Borrower

1

Will Provide Funds for Renovation Costs

yes

Max LTC for Renovation Costs

100%

Interest Charged for Renovation Costs

Entire Amount of Total Project Costs

Typical Number of Days for Funds Draw

3

Maximum After Repair Value

75%
Funding Up to 70% of land purchase and up to 100% of Construction Costs. With our background in development, we’re able to use the same make sense approach to construction as we do all of our other loans, making the process fast and simple. Hanson Capital funds, services and manages our construction loans in-house which means you’ll deal directly with the same team from the time you apply through all of your construction draws.

Development Experience Required

yes

Minimum Number of Ground-Up Construction Projects Completed by Borrower

0

Max LTC for Ground-Up Construction Costs

100%

Interest Charged for Construction Costs

Entire Amount of Total Project Costs

Will Lend on Partially Completed Construction Projects

yes

Fees which are mandatory for all new borrower clients

  • Underwriting Fee
  • Documents Fee
  • Escrow Fee
  • Title Fee

Fees which are paid to a third party company

  • Escrow Fee
  • Title Fee

Details and Requirements

Typical Closing Time (Days)

5

Fastest Closing Time (Days)

1

Payment Structure
  • Interest Only
  • Interest Reserve
Pre Payment Penalty

no

Will lend to a foreign national

no

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

yes

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will Consider Equity Joint Venture

no

Borrower Entity Types Considered
  • Individual(s)
  • LLC
  • Trust
  • Corporation
Documentation Required
  • Loan Application
Credit Check Required

no

Appraisal Required for Residential Property

Never

Appraisal Required for Commercial Property

Sometimes

Broker Price Opinion (BPO) Accepted for Residential Property

Sometimes

Broker Price Opinion (BPO) Accepted for Commercial Property

Sometimes

Hanson Capital Testimonials

Contact Hanson Capital

Hanson Capital pays us to be listed, so there is no fee to connect with them directly.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates

Hanson Capital’s approach to working with borrowers is simple:
We offer you excellent customer service, support you in completing your loan application, and provide you with fast, reliable answers about your loan. Let our qualified team at HC take the hassle out of financing for you. With regular, clear communication and cooperation we can fund your loan quickly.

License

AZ MB- 0925472, NMLS ID 1115218

Company Size (Number of Employees)

15

Year Established

2008

Associations

  • American Association of Private Lenders
  • Arizona Association of Private Lenders

Office Locations

Hanson Capital
15030 N. Hayden Rd Suite 115, Scottsdale, AZ 85260

Primary Capital Source
  • Own Funds
  • Debt Fund We Manage
  • Individual Investors
Loan Structure for Majority of Loans
  • Own Balance Sheet
  • One Investor One Loan
  • LLC Syndicated Investors

Our Team

Chris Hanson

Founder

Tiffany Harper

Principal

Zach Price

In-House Consel & VP of Investments

Ellery Martin

VP of Production

Jillian Smith

Executive Administrator

Chris Pike

Director of Acquisitions & Production

Contact Hanson Capital

Hanson Capital pays us to be listed, so there is no fee to connect with them directly.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
subscribe-illustration

Contact This Lender

Click to show phone number
480-933-1366 480-933-XXXX
Visit Website Send Email

Create a Loan Request

Be more efficient with your lender search. Provide the loan details once, save it, and then share it with multiple lenders.

Contact Hanson Capital by whichever method you choose.

If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.

BEFORE YOU CONTACT THIS LENDER

Our Minimum Loan Amount Is

$50,000

What We Do

  • Commercial & Residential Investment Property
  • Bridge, Flip, Cash Out, Construction

Not Available

  • NO- Personal or Pay Day Loans
  • NO Owner-Occupied Homes
  • NO Rural Properties

Send an email to Hanson Capital