Hard Money Loan Solutions, Inc.
Delray Beach, Florida
Direct Asset-Based Hard Money Lender for Florida Real Estate
HML Solutions is direct lender that provides private hard money secured by properties nationwide, up to 70% loan-to-value. As a private lending company, we provide investment business purpose loans and have the unique ability to tailor our offerings based on our needs and offer the fairest rates and closing costs available.
- All Property Types Considered
- Purchase Bridge Loans
- Refinance & Equity Cash Out Loans
- Construction Completion Loans
- Foreclosure Bailout
- Owner-Occupied Home Cash Out for Business Purpose
- 2nd Mortgages up to 50% combined LTV
- Land loans up to 50% LTV
- NO Credit Reports required
- NO Tax Returns or Bank Statements
Please note: We do NOT offer rehab funds or consumer-purpose loans.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Maximum Leverage
Purchase Short-Term (no Value-Add)
Refinance Short-Term (no Cash Out)
Refinance & Cash Out Short-Term
Residential Construction
Multifamily Construction
Commercial Construction
Property Types
- 2-4 Units Residential
- Adult Day Care
- Agricultural
- Assisted Living Facility
- Auto Dealership
- Auto Repair
- Bed and Breakfast
- Car Wash
- Casino
- Child Day Care
- Church
- Cinema
- Club
- Commercial Condominium
- Commercial Land
- Community Center
- Condominium
- Cooperative
- Covered Land
- Equestrian
- Event Center
- Gas Station
- Golf Course
- Gym
- Healthcare
- Hospital
- Hostel
- Hotel
- Industrial
- Manufactured Home
- Marina
- Mixed-Use
- Mobile Home
- Mobile Home Park
- Motel
- Multifamily
- Night Club
- Office
- Parking Garage
- Parking Lot
- Place of Worship
- Portfolio of Commercial Properties
- Portfolio of Residential Properties
- RV Park
- Ranch
- Recreational
- Rehabilitation Facility
- Religious Facility
- Residential Land
- Retail
- School
- Senior Housing
- Single Family Residence
- Sports Facility
- Storage Facility
- Student Housing
- Theater
- Timberland
- Vehicle Parking
- Winery
Specialty Loan Types
- 2nd Mortgage Equity Cash Out
- Debtor in Possession
- Foreclosure Bailout
- Primary Residence Business Purpose Cash Out
Junior Lien Loan Amounts
$100,000 to $1,000,000
Junior Lien Interest Rates
12% to 15%
Junior Lien Loan-to-Value
50%
Junior Lien Origination Fees
2% to 3%
We Fund Junior Position Loans
Often
Junior Lien Types
- Refinance
- Equity Cash Out
Agribusiness Types
- Cattle Ranch
- Citrus Grove
- Corn
- Cotton
- Dairy
- Equestrian
- Melons
- Peach
- Peanuts
- Potatoes
- Poultry
- Row Crops
- Swine
- Tree Nuts
- Vegetables
Description
Borrower must have 50% cash down for a purchase. For a cash out, our loan amount will max out at 50% of appraised value in urban areas. We will consider suburban and rural areas at a lower LTV.
Land Types Considered
- Residential Land
- Multifamily Land
- Industrial Land
- Office Land
- Retail Land
- Hospitality Land
- Agricultural Land
- Special Purpose Land
- Covered Land
Will Consider Land That is NOT Entitled
noExisting Land Improvements Required
- Street Access
- Electricity
- Gas
- Water
- Communication
- Residential Structure
- Commercial Structure
Max LTV for Land
50%Max LTC for Land Acquisition
50%Junior Lien Types
- Refinance
- Equity Cash Out
Max Loan-to-Purchase Price
65%Borrower Must Have Property Under Contract
noWill Provide Proof of Funds Letter
noWill Consider Lending on Purchase from Auction
noAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Another Investment Property
- Equity in Primary Residence
- Seller Financing
- Family
Minimum Origination Fee Amount
$4,000
Fees which are mandatory for all new borrower clients
- Legal Fee
- Appraisal Fee
Fees which are paid to a third party company
- Legal Fee
- Appraisal Fee
- Title Fee
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The HML Solutions group is based in Delray Beach, Florida. We are a diverse team of veteran business professionals investors and successful entrepreneurs — all working together to establish project funding for businesses, contractors and individuals with immediate financial needs. We assist with immediate, non-traditional project funding, without the hassles or delays typically associated with traditional lenders and their processes.
We offer Investment & Business Purpose Loans Purchase, Refinance, Cash-out, Rehab, Foreclosures, Acquisitions, Bridge and Construction loans.
Office Locations
100 Linton Blvd , Delray Beach, Florida 33483Our Team
Jason Milliken
Owner
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Our Minimum Loan Amount Is
$100,000
What We Do
- All Types of Properties in Florida
- Asset-Based Bridge Loans
- Construction Loans up to 50% LTC
- 2nd Mortgages up to 50% CLTV
- Land and Agricultural Properties
Not Available
- NO Loans Over 65% LTV
- NO Rehab Loans
- NO Fix & Flip Loans
- NO Consumer Purpose Loans
- NO Cannabis-Use Properties