Hard Money Loans to Fund Your Next Big Project
HouseMax Funding is based in Austin, TX. Our principals have fix-and-flipped hundreds upon hundreds of homes across their combined careers, and have operated within most every facet of the real estate industry.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Property Types
- 2-4 Units Residential
- Condominium
- Portfolio of Residential Properties
- Single Family Residence
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Ground-Up Construction
- Residential Long-Term Rental
Specialty Loan Types
- Line of Credit Portfolio of Properties
- Line of Credit Single Property
- Note Purchase
- Residential Long-Term Rental
Max Loan-to-Purchase Price
85%Borrower Must Have Property Under Contract
noWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
yesAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Family
Experience Required
noMinimum Number of Value-Add Projects Completed by Borrower
0Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
100%Typical Number of Days for Funds Draw
3Maximum After Repair Value
74.00%Development Experience Required
yesMinimum Number of Ground-Up Construction Projects Completed by Borrower
4Max LTC for Ground-Up Construction Costs
85%Will Lend on Partially Completed Construction Projects
yesMinimum Loan Amount
$75,000Maximum Loan Amount
$6,000,000Minimum Interest Rate
4.99%Maximum Interest Rate
8.75%Minimum Origination Fee
1%Maximum Origination Fee
4%Minimum Loan Term
60 monthsMaximum Loan Term
360 monthsMinimum Debt Service Coverage Ratio
1.00Will Lend on a Portfolio of Rentals
YesMinimum Number of Properties
5Minimum Property Value
$50,000Maximum Property Value
$2,000,000Documents Fee
$995 paid at funding
Minimum Origination Fee Amount
$3,000
Fees which are mandatory for all new borrower clients
- Appraisal Fee
Fees which are paid to a third party company
- Title Fee
HouseMax Funding Testimonials
"We have done a few deals with HouseMax now and they are great to work with. They have solid loan programs and really do everything they can to help prepare you to be successful on any deals you do with them. We highly recommend."
Rick S.
"In an Industry known as sometimes scary and possibly even shady… These guys take professionalism to the max! Price has helped numerous referrals, and everyone has been exceptionally taken care of."
Topher R.
"We financed a two-flat with Housemax earlier this year and are currently on our second project with them. Throughout our relationship with Housemax, we have found the staff to be courteous, professional, and highly efficient. We recommend this company and will be using them again."
Phil C.
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TEXAS ROOTS. WALL STREET ATTITUDE.
One of the fastest growing hard money lenders in America! Our team has over 25 years of lending experience and over 50 years of collective Real Estate sales, and investing. We have funded over 1,250 deals and flipped more than 3,000 houses. The HouseMax team offers a special hands-on approach and truly enjoys and values time spent with borrowers and helping them to achieve their mortgage needs.
WHY PARTNER WITH HOUSEMAX
- Experts in our field
Leave it to the experts! HouseMax has operated almost every facet of the real estate industry. Our goal is to lead with expert knowledge and technology to help design the loan program that works best for you. - Project Variety
Whether you are a builder, planing to remodeling, or flip a house we are here to assist! - The Right Loan
Looking for the right loan? Whether Hard Money or Bridge Loan, we can help guide you in making the right choice. - Team Work Ethic
We’re here for you! We are committed to quality customer service and helping from start to finish. Nothing pleases us more than helping our clients achieve their dreams. - Dynamic Partnership
World class service and a large team to ensure a smooth process. - Efficiency
Don’t waste any time! Call or email HouseMax Funding to discuss what loan option may be best for you. Get pre-qualified in minutes. Once qualified, our goal is to fund your loan in 10 days or less!
Associations
- American Association of Private Lenders
- National Private Lenders Association
Office Locations
6001 West William Cannon, Suite 102, Austin, Texas 78749Our Team
Jeff Fechter
Co-Founder & CEO
Alex Morris
Co-Founder
Doug Roberts
SVP
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Our Minimum Loan Amount Is
$75,000
What We Do
- Nationwide lending
- Single Family Homes & 2-4 Units
- Focused on Rehab Projects
- Simple Application, Fast Approval
Not Available
- NO 100% Financing
- NO Owner-Occupied Homes
- NO Rural Areas
- NO Land Loans
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