HouseMax Funding

HouseMax Funding, based in Austin, Texas, specializes in private lending with a national reach. With over 25 years of experience, they provide tailored financing options, including fix and flip loans and long-term rental loans, covering residential and commercial properties. Their quick, hands-on approach allows for fast approvals and closings.

Hard Money Loans to Fund Your Next Big Project

HouseMax Funding is a Texas based lender with a national footprint. Our team has over 25 years of lending experience and over 50 years of collective Real Estate sales, and investing. We have funded over 3,500 deals and flipped more than 3,000 houses. The HouseMax team offers a special hands-on approach and truly enjoys and values time spent with borrowers and helping them to achieve their mortgage needs. We get you. We got you. Let’s go!

Fix & Flip Loans
We offer Short-term financing custom-tailored for your scenario. We offer same-day approval with a quick close.

Rental Loans
We offer DSCR long-term rental loans. These loans are fast and easy. We use the rent from the property to qualify the income. Get approved in minutes!

The Loan Process
Call or email HouseMax Funding to discuss your deal(s). We will be able to help you pre-qualify the deal over the phone in a matter of minutes. If the numbers make sense for all parties, it’s time to get to work.

Please note: We do not offer loans for raw land, commercial properties, or owner-occupied homes.

Common Loan Scenarios

Nationwide lending
Single Family Homes & 2-4 Units
Focused on Rehab Projects
Simple Application, Fast Approval

Scenarios Not Considered

100% Financing
Owner-Occupied Homes
Rural Areas
Land Loans

Details and Requirements

Property Geographic Area Details

Urban and Suburban Areas Nationwide except AK, AZ, NV, ND, SD, VT

Loan Amounts

$75,000 to $7,000,000

Interest Rates

7.0% to 12.99%

Origination Fees

1% to 4%

Loan Terms

12 to 360 months

Lien Position

1st

Credit Check Required

yes

Credit Check Details

Minimum 649 FICO score required.

Minimum Credit Score Required

649

Prepayment Penalty

Typical Closing Time (Days)

Fastest Closing Time (Days)

Payment Structure

Interest Only
Amortized

Borrower Entity Types Considered

LLC
Limited Partnership
Trust
Corporation
Self-Directed IRA

Documentation Required

Credit Report
Bank Statements
Loan Application

Appraisal Required for Residential Property

Always Before Funding

Appraisal Required for Commercial Property

Always Before Funding

Broker Price Opinion (BPO) Accepted for Residential Property

Never

Broker Price Opinion (BPO) Accepted for Commercial Property

Never

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will lend to a foreign national

yes

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

Will Consider Equity Joint Venture

Collateral Types

Residential Property
Commercial Property

Loan Purpose

Investment Acquisition
Investment Refinance
Improve Subject Property
Use Equity to Invest in Another Property
Invest in a Business
Business Working Capital
Value Add Project
Development Project
Personal Use

Property Occupancy

Vacant
Tenant Occupied 100%
Tenant Occupied Partial

HouseMax Funding’s Lending Activity

Data Provided By Elementix

12mo Loan Volume

$773,902,420

12mo Loan Count

1,423

Total Loan Volume

$3,766,157,229

Average Loan Size

$535,270

Loan Count by State (Past 12 Months)

TX: 734, CA: 130, FL: 176, LA: 13, WA: 58, GA: 124, NJ: 44, NC: 60, TN: 32, PA: 52

Data provided by

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TEXAS ROOTS. WALL STREET ATTITUDE.

One of the fastest growing hard money lenders in America! Our team has over 25 years of lending experience and over 50 years of collective Real Estate sales, and investing. We have funded over 1,250 deals and flipped more than 3,000 houses. The HouseMax team offers a special hands-on approach and truly enjoys and values time spent with borrowers and helping them to achieve their mortgage needs.

WHY PARTNER WITH HOUSEMAX

Experts in our field
Leave it to the experts! HouseMax has operated almost every facet of the real estate industry. Our goal is to lead with expert knowledge and technology to help design the loan program that works best for you.
Project Variety
Whether you are a builder, planing to remodeling, or flip a house we are here to assist!
The Right Loan
Looking for the right loan? Whether Hard Money or Bridge Loan, we can help guide you in making the right choice.
Team Work Ethic
We’re here for you! We are committed to quality customer service and helping from start to finish. Nothing pleases us more than helping our clients achieve their dreams.
Dynamic Partnership
World class service and a large team to ensure a smooth process.
Efficiency
Don’t waste any time! Call or email HouseMax Funding to discuss what loan option may be best for you. Get pre-qualified in minutes. Once qualified, our goal is to fund your loan in 10 days or less!

Office Locations

901 S Mo Pac Expy Bldg 4 Ste. 125, Austin, Texas 78746

Connect with HouseMax Funding:

Our Team

Jeff Fechter

Co-Founder & CEO

Alex Morris

Co-Founder

Our minimum loan amount is $75,000

Send an email to HouseMax Funding

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