Hard Money Loans to Fund Your Next Big Project
HouseMax Funding is a Texas based lender with a national footprint. Our team has over 25 years of lending experience and over 50 years of collective Real Estate sales, and investing. We have funded over 3,500 deals and flipped more than 3,000 houses. The HouseMax team offers a special hands-on approach and truly enjoys and values time spent with borrowers and helping them to achieve their mortgage needs. We get you. We got you. Let’s go!
Fix & Flip Loans
We offer Short-term financing custom-tailored for your scenario. We offer same-day approval with a quick close.
We offer DSCR long-term rental loans. These loans are fast and easy. We use the rent from the property to qualify the income. Get approved in minutes!
The Loan Process
Call or email HouseMax Funding to discuss your deal(s). We will be able to help you pre-qualify the deal over the phone in a matter of minutes. If the numbers make sense for all parties, it’s time to get to work.
Please note: We do not offer loans for raw land, commercial properties, or owner-occupied homes.
Property Geographic Area Details
Purchase Short-Term (no Value-Add)
Refinance Short-Term (no Cash Out)
Refinance & Cash Out Short-Term
Residential Fix & Flip
Residential Rehab & Hold
- 2-4 Units Residential
- Portfolio of Residential Properties
- Single Family Residence
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Ground-Up Construction
- Residential Long-Term Rental
Specialty Loan Types
- Line of Credit Portfolio of Properties
- Line of Credit Single Property
- Note Purchase
- Residential Long-Term Rental
Max Loan-to-Purchase Price85%
Borrower Must Have Property Under Contractno
Will Provide Proof of Funds Letteryes
Will Consider Lending on Purchase from Auctionyes
Allowed Source of Borrower’s Equity
- Own Cash
Minimum Number of Value-Add Projects Completed by Borrower0
Will Provide Funds for Renovation Costsyes
Max LTC for Renovation Costs100%
Typical Number of Days for Funds Draw3
Maximum After Repair Value70%
Development Experience Requiredyes
Minimum Number of Ground-Up Construction Projects Completed by Borrower4
Max LTC for Ground-Up Construction Costs80%
Interest Charged for Construction CostsOnly on Funds Drawn
Will Lend on Partially Completed Construction Projectsyes
Minimum Loan Amount$75,000
Maximum Loan Amount$6,000,000
Minimum Origination Fee1%
Maximum Origination Fee4%
Minimum Loan Term60 months
Maximum Loan Term360 months
Minimum Debt Service Coverage Ratio1.00
Will Lend on a Portfolio of PropertiesYes
Minimum Number of Properties5
Minimum Property Value$50,000
Maximum Property Value$2,000,000
$995 paid at funding
Minimum Origination Fee Amount
Fees which are mandatory for all new borrower clients
- Appraisal Fee
Fees which are paid to a third party company
- Title Fee
HouseMax Funding Testimonials
TEXAS ROOTS. WALL STREET ATTITUDE.
One of the fastest growing hard money lenders in America! Our team has over 25 years of lending experience and over 50 years of collective Real Estate sales, and investing. We have funded over 1,250 deals and flipped more than 3,000 houses. The HouseMax team offers a special hands-on approach and truly enjoys and values time spent with borrowers and helping them to achieve their mortgage needs.
WHY PARTNER WITH HOUSEMAX
- Experts in our field
Leave it to the experts! HouseMax has operated almost every facet of the real estate industry. Our goal is to lead with expert knowledge and technology to help design the loan program that works best for you.
- Project Variety
Whether you are a builder, planing to remodeling, or flip a house we are here to assist!
- The Right Loan
Looking for the right loan? Whether Hard Money or Bridge Loan, we can help guide you in making the right choice.
- Team Work Ethic
We’re here for you! We are committed to quality customer service and helping from start to finish. Nothing pleases us more than helping our clients achieve their dreams.
- Dynamic Partnership
World class service and a large team to ensure a smooth process.
Don’t waste any time! Call or email HouseMax Funding to discuss what loan option may be best for you. Get pre-qualified in minutes. Once qualified, our goal is to fund your loan in 10 days or less!
- American Association of Private Lenders
- National Private Lenders Association
Office Locations901 S Mo Pac Expy Bldg 4 Ste. 125, Austin, Texas 78746
Co-Founder & CEO
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What We Do
- Nationwide lending
- Single Family Homes & 2-4 Units
- Focused on Rehab Projects
- Simple Application, Fast Approval
- NO 100% Financing
- NO Owner-Occupied Homes
- NO Rural Areas
- NO Land Loans