HouseMax Funding
Austin, Texas
Hard Money Loans to Fund Your Next Big Project
HouseMax Funding is a Texas based lender with a national footprint. Our team has over 25 years of lending experience and over 50 years of collective Real Estate sales, and investing. We have funded over 3,500 deals and flipped more than 3,000 houses. The HouseMax team offers a special hands-on approach and truly enjoys and values time spent with borrowers and helping them to achieve their mortgage needs. We get you. We got you. Let’s go!
Fix & Flip Loans
We offer Short-term financing custom-tailored for your scenario. We offer same-day approval with a quick close.
Rental Loans
We offer DSCR long-term rental loans. These loans are fast and easy. We use the rent from the property to qualify the income. Get approved in minutes!
The Loan Process
Call or email HouseMax Funding to discuss your deal(s). We will be able to help you pre-qualify the deal over the phone in a matter of minutes. If the numbers make sense for all parties, it’s time to get to work.
Please note: We do not offer loans for raw land, commercial properties, or owner-occupied homes.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Maximum Leverage
Purchase Short-Term (no Value-Add)
Purchase Long-Term
Refinance Short-Term (no Cash Out)
Refinance & Cash Out Short-Term
Refinance Long-Term
Residential Fix & Flip
Residential Rehab & Hold
Multifamily Value-Add
Residential Construction
Property Types
- 2-4 Units Residential
- Condominium
- Portfolio of Residential Properties
- Single Family Residence
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Ground-Up Construction
- Residential Long-Term Rental
Specialty Loan Types
- Line of Credit Portfolio of Properties
- Line of Credit Single Property
- Note Purchase
- Residential Long-Term Rental
Max Loan-to-Purchase Price
85%Borrower Must Have Property Under Contract
noWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
yesAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Family
Experience Required
noMinimum Number of Value-Add Projects Completed by Borrower
0Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
100%Typical Number of Days for Funds Draw
3Maximum After Repair Value
70%Development Experience Required
yesMinimum Number of Ground-Up Construction Projects Completed by Borrower
4Max LTC for Ground-Up Construction Costs
80%Interest Charged for Construction Costs
Only on Funds DrawnWill Lend on Partially Completed Construction Projects
yesMinimum Loan Amount
$75,000Maximum Loan Amount
$6,000,000Minimum Origination Fee
1%Maximum Origination Fee
4%Minimum Loan Term
60 monthsMaximum Loan Term
360 monthsMaximum Loan-To-Value
80%Maximum Loan-To-Purchase
75%Minimum Debt Service Coverage Ratio
1.00Will Lend on a Portfolio of Properties
YesMinimum Number of Properties
5Minimum Property Value
$50,000Maximum Property Value
$2,000,000Documents Fee
$995 paid at funding
Minimum Origination Fee Amount
$3,000
Fees which are mandatory for all new borrower clients
- Appraisal Fee
Fees which are paid to a third party company
- Title Fee
HouseMax Funding Testimonials
Rick S.
"We have done a few deals with HouseMax now and they are great to work with. They have solid loan programs and really do everything they can to help prepare you to be successful on any deals you do with them. We highly recommend."
Topher R.
"In an Industry known as sometimes scary and possibly even shady… These guys take professionalism to the max! Price has helped numerous referrals, and everyone has been exceptionally taken care of."
Phil C.
"We financed a two-flat with Housemax earlier this year and are currently on our second project with them. Throughout our relationship with Housemax, we have found the staff to be courteous, professional, and highly efficient. We recommend this company and will be using them again."
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TEXAS ROOTS. WALL STREET ATTITUDE.
One of the fastest growing hard money lenders in America! Our team has over 25 years of lending experience and over 50 years of collective Real Estate sales, and investing. We have funded over 1,250 deals and flipped more than 3,000 houses. The HouseMax team offers a special hands-on approach and truly enjoys and values time spent with borrowers and helping them to achieve their mortgage needs.
WHY PARTNER WITH HOUSEMAX
- Experts in our field
Leave it to the experts! HouseMax has operated almost every facet of the real estate industry. Our goal is to lead with expert knowledge and technology to help design the loan program that works best for you. - Project Variety
Whether you are a builder, planing to remodeling, or flip a house we are here to assist! - The Right Loan
Looking for the right loan? Whether Hard Money or Bridge Loan, we can help guide you in making the right choice. - Team Work Ethic
We’re here for you! We are committed to quality customer service and helping from start to finish. Nothing pleases us more than helping our clients achieve their dreams. - Dynamic Partnership
World class service and a large team to ensure a smooth process. - Efficiency
Don’t waste any time! Call or email HouseMax Funding to discuss what loan option may be best for you. Get pre-qualified in minutes. Once qualified, our goal is to fund your loan in 10 days or less!
Associations
- American Association of Private Lenders
- National Private Lenders Association
Office Locations
901 S Mo Pac Expy Bldg 4 Ste. 125, Austin, Texas 78746Our Team
Jeff Fechter
Co-Founder & CEO
Alex Morris
Co-Founder
Contact HouseMax Funding
Stay Informed About Private Lending
