ICG10 Capital is a premier private lender for non-owner occupied properties. Based in Aventura, Florida, we provide financing to real estate investors with an average closing time of 2 weeks. In fact, we’ve closed in as little as 2 days. ICG10 recognizes how important speed, execution, and terms are for investors like you. We strive to provide the most competitive options in the market, and we tailor them to fit your needs. We have managed over $1 billion on real estate loans.

  • Lending Areas: Nationwide except AZ, CA, ND, NV, OR, SD, UT
  • Loan Types: Purchase, Refinance, Rehab Fix & Flip, New Construction, Commercial Bridge
  • Construction loans offered to experienced builders only
  • Business Purpose Loans Only: No Owner-Occupied Home Loans
  • Minimal Documentation
Loan Amounts
$100,000 to $10,000,000
Interest Rates
8.00% to 10.99%
Loan Terms
0 months to 12 months
Lien Position
1st
Collateral Types
  • Residential Property
  • Commercial Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Value Add Project
  • Development Project
Property Occupancy
  • Vacant
  • Tenant Occupied 100%
  • Tenant Occupied Partial

Property Types

  • 2-4 Units Residential
  • Commercial Condominium
  • Condominium
  • Industrial
  • Mixed-Use
  • Multifamily
  • Office
  • Portfolio of Commercial Properties
  • Portfolio of Residential Properties
  • Residential Land
  • Retail
  • Single Family Residence
  • Storage Facility

Specialty Loan Types

  • Commercial Permanent Financing
  • Land Development

Land Types Considered

  • Residential Land
  • Multifamily Land

Will Consider Land That is NOT Entitled

no

Existing Land Improvements Required

  • Street Access
  • Electricity
  • Gas
  • Water
  • Communication
  • Residential Structure
  • Commercial Structure

Max LTV for Land

60%

Max LTC for Land Acquisition

60%

Max Loan-to-Purchase Price

90%

Borrower Must Have Property Under Contract

yes

Will Provide Proof of Funds Letter

yes

Will Consider Lending on Purchase from Auction

yes

Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Another Investment Property

Legal Fee

Doc prep from attorney

Appraisal Fee

Paid straight to appraiser prior to closing.

Fees which are mandatory for all new borrower clients

  • Legal Fee
  • Funding Fee
  • Appraisal Fee

Fees which are paid to a third party company

  • Appraisal Fee

Details and Requirements

Typical Closing Time (Days)

14

Fastest Closing Time (Days)

3

Payment Structure
  • Interest Only
Payment Structure Details

monthly interest only payments

Pre Payment Penalty

no

Will lend to a foreign national

yes

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

no

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will Consider Equity Joint Venture

no

Borrower Entity Types Considered
  • LLC
  • Limited Partnership
  • Corporation
Documentation Required
  • Credit Report
  • Tax Returns
  • Bank Statements
  • Financial Statements
  • Loan Application
Personal Guaranty (Recourse) Required
Always
Credit Check Required

yes

Minimum Credit Score Required

600

Appraisal Required for Residential Property

Always

Appraisal Required for Commercial Property

Always

Broker Price Opinion (BPO) Accepted for Residential Property

Never

Broker Price Opinion (BPO) Accepted for Commercial Property

Never

Contact ICG10 Capital

ICG10 Capital pays us to be listed, so there is no fee to connect with them directly.

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We lend to real estate investors for bridge, fix-and-flip, construction, and rental purposes.

? Bridge & Fix-And-Flip Loans
? Single & Blanket Rental Loans
? New Construction Loans

We’ve managed over $1B in real estate investments.

Year Established

2015

Primary Capital Source
  • Debt Fund We Manage
Loan Structure for Majority of Loans
  • Own Balance Sheet

Our Team

Warren Ifergane

Brandon Rodriguez

Contact ICG10 Capital

ICG10 Capital pays us to be listed, so there is no fee to connect with them directly.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
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BEFORE YOU CONTACT THIS LENDER

Our Minimum Loan Amount Is

$100,000

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