ICG10 Capital is a premier private lender for non-owner occupied properties. Based in Aventura, Florida, we provide financing to real estate investors with an average closing time of 2 weeks. In fact, we’ve closed in as little as 2 days. ICG10 recognizes how important speed, execution, and terms are for investors like you. We strive to provide the most competitive options in the market, and we tailor them to fit your needs. We have managed over $1 billion on real estate loans.
- Lending Areas: Nationwide except AZ, CA, ND, NV, OR, SD, UT
- Loan Types: Purchase, Refinance, Rehab Fix & Flip, New Construction, Commercial Bridge
- Construction loans offered to experienced builders only
- Business Purpose Loans Only: No Owner-Occupied Home Loans
- Minimal Documentation
Details and Requirements
Loan Amounts
$100,000 to $10,000,000
Interest Rates
8.00% to 10.99%
Loan Terms
0 to 12 months
Credit Check Required
yes
Minimum Credit Score Required
600
Typical Closing Time (Days)
14
Fastest Closing Time (Days)
3
Payment Structure Details
monthly interest only payments
Personal Guaranty (Recourse) Required
Always
Borrower Entity Types Considered
- LLC
- Limited Partnership
- Corporation
Documentation Required
- Credit Report
- Tax Returns
- Bank Statements
- Financial Statements
- Loan Application
Appraisal Required for Residential Property
Always
Appraisal Required for Commercial Property
Always
Broker Price Opinion (BPO) Accepted for Residential Property
Never
Broker Price Opinion (BPO) Accepted for Commercial Property
Never
Will Consider Collateralizing Multiple Properties in One Loan
yes
Will lend to a foreign national
yes
Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage
no
Will Consider Equity Joint Venture
no
Collateral Types
- Residential Property
- Commercial Property
Loan Purpose
- Investment Acquisition
- Investment Refinance
- Improve Subject Property
- Value Add Project
- Development Project
Property Occupancy
- Vacant
- Tenant Occupied 100%
- Tenant Occupied Partial