Direct Lender for Investment Real Estate in Western Washington State
Intrust Funding provides short-term financial solutions for novice and veteran real estate investors and non-conventional borrowers in the Seattle metro area and Western Washington. Through our simple, efficient and transparent loan process, we help our clients present all-cash offers in as little as 48 hours to secure the best property deals fast and finance construction draws within 72 hours for time-sensitive rehab projects — maximizing ROI. Our unmatched ability to understand investor challenges and tailor loans that match their needs is why first-time borrowers become long-standing Intrust Funding partners.
Please note: we do not offer loans secured by owner-occupied homes.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Property Types
- 2-4 Units Residential
- Bed and Breakfast
- Commercial Condominium
- Condominium
- Gas Station
- Gym
- Hotel
- Industrial
- Manufactured Home
- Mixed-Use
- Mobile Home
- Motel
- Multifamily
- Office
- Portfolio of Commercial Properties
- Portfolio of Residential Properties
- RV Park
- Retail
- School
- Single Family Residence
- Student Housing
- Winery
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Ground-Up Construction
- Commercial Property Value Add
Specialty Loan Types
- Reverse 1031 Exchange
Max Loan-to-Purchase Price
90%Borrower Must Have Property Under Contract
noWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
yesAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Subject Property
- Equity in Another Investment Property
- Family
Experience Required
noMinimum Number of Value-Add Projects Completed by Borrower
90Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
0%Interest Charged for Renovation Costs
Entire Amount of Total Project CostsTypical Number of Days for Funds Draw
2Development Experience Required
noMinimum Number of Ground-Up Construction Projects Completed by Borrower
0Max LTC for Ground-Up Construction Costs
90%Interest Charged for Construction Costs
Entire Amount of Total Project CostsWill Lend on Partially Completed Construction Projects
yesExtension Fee
Loans that go past the maturity date are extended for 45 days for 1% of the total loan amount with the fees added to the principal amount and paid at closing.
Minimum Origination Fee Amount
$2,000
Fees which are mandatory for all new borrower clients
- Documents Fee
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Hard Money Loan Programs for Real Estate Investors in Seattle & Western Washington
• No Appraisals | No Draw Inspections
• Rehab & Construction Loans
• Funding in 48 Hours
As Western Washington’s leading private money lender, Intrust Funding is known for its transparency. With expertise in every step of the real estate investment process, our professional loan consultants aren’t interested in just signing loans. We’ve developed and hold to our own hard money loan underwriting principles and processes, because we know they work, and they ensure our clients are getting the highest returns on their investments. Your success means our success.
Intrust Funding knows the fast-paced environment of local real estate investing, which is what makes us the best private money lenders of the Puget Sound Region. Our bridge loans for residential property and commercial investments provide fast capital, so our clients can cover closing costs quickly. With our short term loans, borrowers present all-cash offers in as little as 48 hours to secure the best properties fast. We are revolutionizing the lending industry through our unwavering commitment to efficiency, transparency, and integrity throughout the loan process.
Associations
- Real Estate Association of Puget Sound
- Real Estate Investors of Washington
Office Locations
14508 NE 20th Street, Suite 200, Bellevue, Washington 98007Our Team
Kyle Johanson
Business Development Manager
Carolyn Gossett
Loan Consultant
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