White Label Correspondent Program for Mortgage Brokers

JLJ Capital offers a Correspondent Lender Program for brokers to control the loan origination process from application to closing. JLJ also offers very low rates with no upfront deposit fees. We expedite the loan cycle, so you can continue to scale your business.

  • Your Own Loan Docs (White Label)
  • Keep Your Points
  • Earn Interest Spread
  • Issue Your Own LOI
  • Keep Your Client
  • Full Support
  • Originate and Close in Your Name
  • Be a Lender!

Lending Guidelines

  • Regions: Nationwide except CA, NV, ND, SD
  • Loan Types: Bridge, Fix & Flip, Construction
  • Loan Amounts: $150,000 to $10,000,000
  • Loan-to-Value (LTV): Up to 70% ARV
  • Loan-to-Cost (LTC): Up to 90%
  • Loan Term: 6 to 24 months
  • Lien Position: 1st Only
  • No Prepayment Penalty

White Label Pricing Structure

Our Correspondent Partners can earn yield spread in addition to origination fees.

  • Origination Fees: 1.5 points to JLJ, 1 point to Partner, anything over 2.5 points is split 50/50
  • Interest Spread: Interest Rates range from 8.5% – 9.5%, and anything over that is split 50/50

As a Direct Lender, we have solved your money problems. JLJ’s White Label Program enables professionals in the industry such as other Lenders and Brokers to participate in our program and fund their own deals. No need to worry about if the investor will bring the money to the funding table. This allows you to fund your deal with a peace of mind and to further increase your business. Our program has been designed to help mortgage brokers close more deals while being in control every step of the way.

 

Get In Touch

JLJ Capital White Label pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

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JLJ Capital is a private direct lender based in New York that provides alternative financing solutions for bridge-lending, acquisitions, ground-up construction, short-term refinancing, mezzanine, mortgage takeout, partner buyout, and other real estate projects for multi-family and mixed-use real estate projects throughout the United States.

COMPANY HISTORY

JLJ Capital was founded in 2017 by Jonathan Lewis, Justin Podolsky and Lee Podolsky as a private independent real estate development company focused on lending on different types of commercial real estate throughout the continental United States, with a focus on New Jersey, New York and Texas.

JLJ Capital believes that many experienced real estate investors, owners, and operators have short term needs that banks cannot meet on a timely basis, and JLJ Capital’s goal is to be there for them with a time horizon of up to 36 months. The Fund was formed to provide investors the opportunity to participate in JLJ Capital’s vision.

The management team has 30 years of lending and operational experience in real estate in hotel and multi-family sectors. The extensive experience allows JLJ Capital to follow commercial banks’ underwriting standards while move quickly in origination and execution with robust deal flow through established relationships with real estate developers, owner’s operators, brokers, servicers, etc.

OUR APPROACH

We view our customers as partners. Therefore, we feel an obligation to not only lend funds but to make sure that our partners have a successful outcome. With over 30 years of lending and operational experience our recommendations are carefully thought out.

We utilize experts in Architecture, Engineering and Construction to review all loans before approval. Since we view this as a partnership we not only meet our borrowers at their offices but have them come to our offices as well before we close our first loan. In order for us to lend money to a partner we want everyone to be comfortable with our process.

Year Established

2017

Associations

  • National Private Lenders Association

Office Locations

330 Changebridge Road, Pine Brooke, New Jersey 07058

Services
  • Correspondent Lending
  • Table Funding
  • Wholesale Lending
  • White Label Program
Real Estate Sectors
  • Private Mortgage Lending
Customer Types
  • Private Mortgage Lenders
  • Commercial Mortgage Brokers
  • Residential Mortgage Brokers

Our Team

Jonathan Lewis

CEO

Justin Podolsky

Partner

Lee Podolsky

Partner

Robert Kim

Financial Officer

Bryan Altunel

Staff Accountant

Alec Oriolo

Investment Analyst

Get In Touch

JLJ Capital White Label pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
subscribe-illustration

Contact JLJ Capital White Label

Contact JLJ Capital White Label by whichever method you choose. There is no fee for making contact, they pay us to be listed here. If you submit an email message, it will be sent to the company, and they will reply to you directly. A copy will be saved in our database.