Speed to close. Power to scale.
With more than $21B in funded loans, Kiavi is one of the nation’s largest private lenders to residential real estate investors (REIs). Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way to access the capital they need to scale their businesses. Formerly known as LendingHome, Kiavi is committed to helping its customers revitalize the approximately $25 trillion worth of aged U.S. housing stock to provide move-in ready homes and rental housing for millions of Americans across the country. NMLS ID #1125207.
Visit our website to price out a deal and get pre-qualified.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Lien Position
Maximum Leverage
Purchase Long-Term
Refinance Short-Term (no Cash Out)
Refinance & Cash Out Short-Term
Refinance Long-Term
Residential Fix & Flip
Residential Rehab & Hold
Residential Construction
Property Types
- 2-4 Units Residential
- Condominium
- Single Family Residence
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Long-Term Rental
Specialty Loan Types
- Residential Long-Term Rental
- Residential Short-Term Rental
Max Loan-to-Purchase Price
95%Borrower Must Have Property Under Contract
noWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
yesAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Another Investment Property
Experience Required
noMinimum Number of Value-Add Projects Completed by Borrower
0Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
95%Interest Charged for Renovation Costs
Only on Funds DrawnTypical Number of Days for Funds Draw
0Maximum After Repair Value
80%Minimum Loan Amount
$75,000Maximum Loan Amount
$2,000,000Minimum Loan Term
60 monthsMaximum Loan Term
360 monthsMaximum Loan-To-Value
75%Seasoning Time
6 monthsWill Lend on a Portfolio of Properties
YesMinimum Number of Properties
5Minimum Property Value
$50,000Other Fee
Closing fees as low as $999
Fees which are mandatory for all new borrower clients
- Other Fee
Fees which are paid to a third party company
- Legal Fee
- Settlement Fee
- Appraisal Fee
- Inspection Fee
- Escrow Fee
- Title Fee
Kiavi Testimonials
Jeffery B.
"I'm often in a rush to close on a transaction, and when I need to make sure I have the financing I need, fast, I turn to LendingHome (now Kiavi). It's easy, it's online, it's reliable, it's priced right—it's the best partner I've found!"
Contact Kiavi
Stay Informed About Private Lending
Leading lender to REIs across the US
With more than $21B in funded loans, Kiavi is one of the nation’s largest private lenders to residential real estate investors (REIs). Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way to access the capital they need to scale their businesses. Formerly known as LendingHome, Kiavi is committed to helping its customers revitalize the approximately $25 trillion worth of aged U.S. housing stock to provide move-in ready homes and rental housing for millions of Americans across the country. NMLS ID #1125207.
- $4.1+ billion of value unlocked for real estate investors to help them scale their business
- 80,000+ move-in ready homes and rentals funded for our customers across the country
- 32 states + DC where we lend to real estate investors so they can revitalize neighborhoods
- 95% of our transactions have successful exits, compared to the 75% industry average
Office Locations
2 Allegheny Center, Pittsburgh, Pennsylvania 15212Contact Kiavi
Stay Informed About Private Lending
