Lantzman Lending provides direct financing through private real estate loans secured by non-owner occupied residential, commercial, industrial, and multi-family residential real estate. Lantzman Lending finances all types of real estate, which includes, fix and flip loans, construction loans, refinance loans, and commercial loans. It is very easy to apply for a loan and you will receive an answer usually within 24 hours. When considering your application we will primarily review the collateral to the loan. The strength of the deal is the main determining factor in the loan underwriting. However, we also review your ability to repay, credit-to-debt ratio, cash reserves, and your experience level. We provide these hard money loans in California, Texas and Nevada.
As a Borrower with Lantzman Lending, no matter the type of real estate, we have a loan product to fit your needs. Whether you hold Title in a company entity (LLC, Corp, Trust, etc.) or personal name, our team is experienced and ready to handle all transaction types. Being primarily asset based lenders allows us to require only a one page application to get started and return a quote usually within 24 hours. Brokers are encouraged to work with us and we value our relationships with them.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Property Types
- 2-4 Units Residential
- Assisted Living Facility
- Car Wash
- Commercial Condominium
- Condominium
- Gas Station
- Industrial
- Mixed-Use
- Motel
- Multifamily
- Office
- RV Park
- Retail
- Single Family Residence
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Ground-Up Construction
Specialty Loan Types
- Line of Credit Single Property
Max Loan-to-Purchase Price
85%Borrower Must Have Property Under Contract
yesWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
noAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Subject Property
- Equity in Another Investment Property
- Seller Financing
- Family
Experience Required
yesMinimum Number of Value-Add Projects Completed by Borrower
1Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
100%Interest Charged for Renovation Costs
Only on Funds DrawnTypical Number of Days for Funds Draw
1Development Experience Required
yesMinimum Number of Ground-Up Construction Projects Completed by Borrower
1Max LTC for Ground-Up Construction Costs
100%Interest Charged for Construction Costs
Only on Funds DrawnWill Lend on Partially Completed Construction Projects
yesDocuments Fee
$600
Fees which are mandatory for all new borrower clients
- Documents Fee
Funded Deals
Lantzman Lending
Sacramento, CA
$355,000
Residential Fix and Flip
Lantzman Lending
San Bernardino, CA
$320,000
Residential Ground-Up Construction
Lantzman Lending
San Diego, CA
$375,000
Residential Fix and Flip
Lantzman Lending
San Clemente, CA
$900,000
Residential Ground-Up Construction
Lantzman Lending
Venice Beach, CA
$2,385,000
Residential Ground-Up Construction
Lantzman Lending Testimonials
"I have been working with Lantzman Lending for years now! You feel like part of the team when working with this company. You know everyone you are working with and they always make you feel comfortable and appreciated as a Borrower."
Alex H.
Investor
"A Very Broker friendly Lender with competitive pricing and unparalleled Integrity. These guys are the absolute best!"
Dennis S.
Loan Officer
"I refer all my Investors to Lantzman. They make my job as a Real Estate Agent much easier knowing that the money will always be there at closing. Thank you!"
Melissa R.
Realtor
"They truly are an investors dream come true. I filled out an application, received a quote within 24 hours and they handled the rest. The whole process was quick and efficient. I will definitely work with them again!"
Michael B.
Developer
"I have been in the Fix and Flip business now for 15 years. Lantzman Lending has been by far the best Lender to work with. They always are available and do exactly as they promise."
Robert L.
Investor
"I used Lantzman Lending for a construction loan last year. The quick approval process and timely releases of construction draws kept my project on schedule. Thanks Lantzman Lending!"
Fabio R.
Homebuilder
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Lantzman Lending is a direct private money lender that provides financing through loans secured by non-owner occupied residential, commercial, industrial, and multi-family residential real estate.
With more than 50 years of combined experience, the officers of Lantzman Lending have organized operations around sound business practices, integrity, efficiency, and practical approaches to real estate lending. Lantzman Lending prides itself in being able to provide financing to a wide variety of real estate investors by creatively tailoring loan programs around the needs of a particular borrower. As a direct lender, we have the flexibility to accommodate most scenarios with the intent of ensuring the success of the borrower.
Office Locations
Main Office11696 Sorrento Valley Road, Suite 201, San Diego, California 92121
Nevada Office
6671 S. Las Vegas Boulevard, Suite 210, #228, Las Vegas, Nevada 89119
Our Team
Joel Armstrong
Vice President
NMLS - 383660
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