Direct Lender for Property Investors and Developers
Lead Funding is a direct private lender operating within Arizona, Colorado, Texas, and Washington state. There are many advantages to working with us. As a direct lender, we can underwrite and make decisions in 1-2 business days. We understand the dynamics of the investment real estate market. We work with a sense of urgency, so timely and informed decisions can be made quickly. To date, Lead Funding has loaned in excess of $500,000,000 directly to investors and has experienced a high client retention rate. In fact, our clients often keep multiple loans and continually borrow for new acquisitions as they turn over their investment properties.
- Ability to fund 100% of the purchase price
- Ability to fund and close in 2-5 business days
- Competitive pricing and terms
- A direct lender with all lending decisions in-house
- Over $85,000,000 capital available for funding
- Ability to fund new construction loans
- Free Application processing, “Proof of Funds” letter for securing properties and “As Completed” valuation reports
- Expert advice and consultation throughout acquisition and remodel process
- Key vendors relationships – building supplies and discount brokerage
- Strong sub-contractor referral network
We also provide funding for licensed Cannabis use properties in Colorado.
Property Geographic Area Details
- 2-4 Units Residential
- Cannabis Dispensary
- Cannabis Grow Facility
- Commercial Condominium
- Portfolio of Residential Properties
- Single Family Residence
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Commercial Ground-Up Construction
- Residential Ground-Up Construction
Specialty Loan Types
- Cannabis Use Properties
Max Loan-to-Purchase Price100%
Borrower Must Have Property Under Contractyes
Will Provide Proof of Funds Letteryes
Will Consider Lending on Purchase from Auctionyes
Allowed Source of Borrower’s Equity
- Own Cash
- Equity in Subject Property
- Equity in Another Investment Property
- Seller Financing
- Gap Lender
Minimum Number of Value-Add Projects Completed by Borrower0
Will Provide Funds for Renovation Costsyes
Max LTC for Renovation Costs100%
Interest Charged for Renovation CostsEntire Amount of Total Project Costs
Typical Number of Days for Funds Draw1
Maximum After Repair Value75.00%
Loan doc fee paid at closing. $1000 to $1500 depending on the loan amount. No other fees charged to borrower in most cases. Additional third party fees may apply to some commercial property loans.
Fees which are mandatory for all new borrower clients
- Documents Fee
- Renovation or Construction Funds Draw Fee
Lead Funding’s mission is to offer private financing to local real estate investors with competitive rates, hassle-free and quick terms, and complimentary essential tools. This “holistic” approach assists small to large real estate investors and is truly industry unique. To date, Lead Funding has loaned in excess of $700,000,000 directly to investors and has experienced a high client retention rate. In fact, our clients often keep multiple loans and continually borrow for new acquisitions as they turn over their investment properties.
Today, Lead Funding has a private fund of about $85 Million and operates within Arizona, Colorado, Texas, and Washington state. We’re proud to be a direct lender that can underwrite and make decisions quickly to help you build a successful flipping or acquisition business. We understand how dynamic the investment real estate market is. That’s why our customer service is often described as “unparalleled.” We work with a sense of urgency—which is often required—so timely and informed decisions can be made quickly.
Lead Funding is a spin off from Essence Homes, a regional builder, remodeler, and developer that operated in Arizona and Colorado. Since 2009, the company has successfully completed over $90,000,000 in residential projects.
“Our commitment is straightforward and will not deviate. Lead Funding will continuously strive to get better so our investor partners can maximize their profits. Our commitment for excellence will never stop from the initial call to funding to completing the remodel to a profitable resale. With Lead Funding, you’ll always be assured you’re dealing with competent professionals who strive to exceed your expectations.” – Victor Mitchell, CEO and Founder
- National Private Lenders Association - Member
Office LocationsMain Office
7400 East Orchard Road STE 3000N, Greenwood Village, CO 80111
Vice President - Operations
Vice President - Business Development and Construction
Arapahoe County, CO
Residential Ground-Up Construction
Commercial Ground-Up Construction
Alamo Heights, TX
Residential Fix and Flip
Our Minimum Loan Amount Is
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