Private Money Bridge Loans for California Property Investors

LK Secured Lending specializes in providing you fast and simple access to loans.  We lend money when others do not because we are a private lender founded by experienced real estate and finance professionals.

 

Property Geographic Area Details
California
Loan Amounts
$250,000 to $10,000,000
Interest Rates
6.99% to 7.99%
Loan Terms
1 months to 24 months
Origination Fees
1% to 3%
Lien Position
1st, 2nd
Collateral Types
  • Residential Property
  • Commercial Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Invest in a Business
  • Value Add Project
  • Development Project
Property Occupancy
  • Vacant
  • Tenant Occupied 100%
  • Tenant Occupied Partial
  • Owner Occupied Commercial

Property Types

  • 2-4 Units Residential
  • Bed and Breakfast
  • Commercial Condominium
  • Healthcare
  • Hotel
  • Industrial
  • Mixed-Use
  • Mobile Home Park
  • Motel
  • Multifamily
  • Portfolio of Commercial Properties
  • Portfolio of Residential Properties
  • Ranch
  • Senior Housing
  • Single Family Residence
  • Storage Facility
  • Student Housing
  • Winery

Loan Types

  • Private Money
  • Hard Money
  • Commercial Bridge
  • Residential Bridge

Specialty Loan Types

  • 2nd Mortgage Equity Cash Out
  • Discounted Note Payoff
  • Partner Buyout
  • Primary Residence Bridge
  • Primary Residence Business Purpose Cash Out
  • Residential Long-Term Rental

Junior Lien Loan Amounts

$250,000 to $10,000,000

Junior Lien Interest Rates

9.99% to 11.49%

Junior Lien Loan-to-Value

75%

Junior Lien Loan-to-Cost

75%

Junior Lien Origination Fees

1% to 3%

Junior Lien Types

  • Purchase
  • Refinance

Max Loan-to-Purchase Price

75%

Borrower Must Have Property Under Contract

no

Will Provide Proof of Funds Letter

yes

Will Consider Lending on Purchase from Auction

yes

Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Subject Property
  • Equity in Another Investment Property
  • Equity in Primary Residence
  • Family

Details and Requirements

Payment Structure
  • Interest Only
Pre Payment Penalty

no

Will lend to a foreign national

yes

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

yes

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will Consider Equity Joint Venture

no

Borrower Entity Types Considered
  • Individual(s)
  • LLC
  • Limited Partnership
  • Trust
  • Corporation
  • Non-Profit Corporation
Personal Guaranty (Recourse) Required
Sometimes
Credit Check Required

yes

Appraisal Required for Residential Property

Sometimes

Appraisal Required for Commercial Property

Sometimes

Broker Price Opinion (BPO) Accepted for Residential Property

Sometimes

Broker Price Opinion (BPO) Accepted for Commercial Property

Sometimes

Get In Touch

LK Secured Lending pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

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We are a direct portfolio bridge lender who specializes in high leverage bridge loans including second position loans.  Our loans give you the most flexibility to get what you need, with no minimum loan size and never any prepayment penalties.

License

CA DRE Broker Lic. 02092674 / CFL Lic. 60DBO-113614

Year Established

2019

Office Locations

LK Secured Lending
555 Marin Street, Suite 140, Thousand Oaks, California 91360

Primary Capital Source
  • Debt Fund We Manage
Loan Structure for Majority of Loans
  • Own Balance Sheet
Percentage of Loans Secured by Commercial Property

75%

Our Team

Barry Levenson

Founder and CEO

Paul Kessler

Founder and Chairman

Get In Touch

LK Secured Lending pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
subscribe-illustration
Before You Contact Us

Our Minimum Loan Amount Is

$250,000

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Contact LK Secured Lending by whichever method you choose.

If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.

Send an email to LK Secured Lending