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The Loan Guys

The Loan Guys, located in Woodland Hills, California, specializes in Private Money and Conventional Home Loans. With over 30 years of experience, they offer various lending options including Fix and Flip and Rental Property Loans, catering to real estate investors nationwide.

LoanGuys.com is a nationwide mortgage leader focusing on Private Money Loans and Conventional Home Loans. Our private money lending programs are Rental Property Loans, Bridge Loans and Fix and Flip loans. These loans are for real estate investors who are looking to collect cash flow from their rental properties. Our Fix and Flip loans are built for investors who are looking to rehab a property and sell the property for a profit. Our team has a culmination of over 30 years experience.

Common Loan Scenarios
  • Fix & Flip, Long-Term Rental Loans
  • Residential & Multifamily Properties
  • Up to 90% LTP for Fix & Flip
  • 10% Cash Required for Flip Purchase
  • Up to 80% LTV for Long-Term Rental
Scenarios Not Considered
  • NO Land or Ground-Up Construction
  • NO 100% Finanicng
  • NO Commercial or Specialty Properties
  • NO Rural Areas

Details and Requirements

Property Geographic Area Details

We lend nationwide

Loan Amounts

$100,000 to $3,000,000

Interest Rates

3.49% to 9.50%

Origination Fees

2% to 3%

Loan Terms

12 to 360 months

Lien Position

1st

Credit Check Required

yes

Minimum Credit Score Required

620

Prepayment Penalty

yes

Prepayment Penalty Details

No prepay penalty for short-term bridge, but we do charge on long-term rental.

Typical Closing Time (Days)

14

Fastest Closing Time (Days)

5

Payment Structure
  • Interest Only
  • Amortized
Payment Structure Details

Amortized for Long-Term Rental Loans

Personal Guaranty (Recourse) Required
Always
Borrower Entity Types Considered
  • Individual(s)
  • LLC
  • Corporation
Documentation Required
  • Credit Report
Appraisal Required for Residential Property

Always

Broker Price Opinion (BPO) Accepted for Residential Property

Never

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will lend to a foreign national

yes

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

yes

Will Consider Equity Joint Venture

no

Collateral Types
  • Residential Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Invest in a Business
  • Business Working Capital
Property Occupancy
  • Vacant
  • Tenant Occupied 100%

Additional Details

We don't charge any in-house fees beside the origination fees (points). Appraisal and closing costs are paid directly to third-party companies.

The Loan Guys’s Lending Activity
Data Provided By Elementix
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12mo Loan Volume

$107,540,674

12mo Loan Count

392

Total Loan Volume

$468,651,987

Average Loan Size

$329,110

Loan Count by State (Past 12 Months)
CA: 128, FL: 63, TX: 67, NC: 27, GA: 21, PA: 35, NY: 16, WA: 9, NJ: 12, AZ: 14
Data provided by Elementix | Disclaimer

With our team having more than 30+ years of service and over thousands of funded loans, we are the one of the top choices for real estate financing. Big or small, LoanGuys.com does it all.

We pride ourselves on funding the impossible, successfully securing deals that traditional banks won’t consider. We are a no experience required lender, which means you don’t need to have 2-3 successful deals under your belt just to qualify. Bad Credit? No Problem. We’ve got you covered there too.

Our three main services include Hard Money/Fix and Flip Loans, Conventional Loans, and Stated Income Loans. We currently have more than $100 million in available capital to invest. Getting pre-approved with our agents will take you just a few minutes and doesn’t require invasive credit checks.

We are grateful to every one of our borrowers who have allowed us to grow our lending potential over the last four decades. Over the years, our borrowers have returned major profits for themselves and their investors, generating $250 million+ on $1 Billion in Capital.

LoanGuys.com has an A+ Rating with the Better Business Bureau, with no complaints. View our listing on the BBB website.

Legions Capital Inc. DBA loanguys.com Inc, Equal Housing Lender, NMLS ID#: 1553947 California Finance Lender License#: 60DBO6454

Office Locations

LoanGuys.com
21800 Burbank Blvd, Woodland Hills, California 91367

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Info Our minimum loan amount is $100,000

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