is a nationwide mortgage leader focusing on Private Money Loans and Conventional Home Loans. Our private money lending programs are Rental Property Loans, Bridge Loans and Fix and Flip loans. These loans are for real estate investors who are looking to collect cash flow from their rental properties. Our Fix and Flip loans are built for investors who are looking to rehab a property and sell the property for a profit. Our team has a culmination of over 30 years experience.

Property Geographic Area Details

We lend nationwide

Loan Amounts

$100,000 to $3,000,000

Interest Rates

3.49% to 9.50%

Max Loan-To-Value


Max Loan-To-Cost


Origination Fees

2% to 3%

Loan Terms

12 months to 360 months

Lien Position

  • 1st

Loan Purpose

  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Invest in a Business
  • Business Working Capital

Property Occupancy

  • Vacant
  • Tenant Occupied 100%

Property Types and Loan Types

Collateral Types

  • Residential Property

Property Types

  • 2-4 Units Residential
  • Car Wash
  • Commercial Condominium
  • Condominium
  • Multifamily
  • Single Family Residence

Loan Types

  • Private Money
  • Hard Money
  • Residential Bridge
  • Residential Fix and Flip
  • Residential Rehab and Rent
  • Residential Long-Term Rental

Purchase Loan

We fund up to 90% of the purchase price for Fix & Flip projects, so borrower needs to contribute at least 10% cash. For rental loans, we max out at 80% LTV, so 20%+ cash down payment required.

Max Loan-To-Purchase Price


Borrower Must Have Property Under Contract


Will Provide Proof of Funds Letter


Will Consider Lending on Purchase from Auction


Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Seller Financing
  • Family

Rehab Value Add Loan

Experience Required


Minimum Number of Value-Add Projects Completed by Borrower


Will Provide Funds for Renovation Costs


Max LTC for Renovation Costs


Interest Charged for Renovation Costs

Only on Funds Drawn

Typical Number of Days for Funds Draw


Maximum After Repair Value


Residential Long-Term Rental

Minimum Loan Amount


Maximum Loan Amount


Minimum Interest Rate


Maximum Interest Rate


Minimum Origination Fee


Maximum Origination Fee


Minimum Loan Term

60 months

Maximum Loan Term

360 months

Maximum Loan-To-Value


Maximum Loan-To-Purchase


Seasoning Time

3 months

Minimum Debt Service Coverage Ratio


Will Lend on a Portfolio of Rentals


Minimum Number of Properties


Maximum Number of Properties


Minimum Property Value


Maximum Property Value


Details and Requirements

Typical Closing Time (Days)


Fastest Closing Time (Days)


Works With

  • Brokers
  • Borrowers

Payment Structure

  • Interest Only
  • Amortized

Payment Structure Details

Amortized for Long-Term Rental Loans

Pre Payment Penalty


No prepay penalty for short-term bridge, but we do charge on long-term rental.

Will lend to a foreign national


Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage


Will Consider Collateralizing Multiple Properties in One Loan


Will Consider Equity Joint Venture


Borrower Entity Types Considered

  • Individual(s)
  • LLC
  • Corporation

Documentation Required

  • Credit Report

Personal Guaranty (Recourse) Required


Credit Check Required


Minimum Credit Score Required


Appraisal Required for Residential Property


Broker Price Opinion (BPO) Accepted for Residential Property



Appraisal Fee

Paid directly to appraiser

Renovation Construction Draw Fee

$150 per draw

Additional Details

We don't charge any in-house fees beside the origination fees (points). Appraisal and closing costs are paid directly to third-party companies.

With our team having more than 30+ years of service and over thousands of funded loans, we are the one of the top choices for real estate financing. Big or small, does it all.

We pride ourselves on funding the impossible, successfully securing deals that traditional banks won’t consider. We are a no experience required lender, which means you don’t need to have 2-3 successful deals under your belt just to qualify. Bad Credit? No Problem. We’ve got you covered there too.

Our three main services include Hard Money/Fix and Flip Loans, Conventional Loans, and Stated Income Loans. We currently have more than $100 million in available capital to invest. Getting pre-approved with our agents will take you just a few minutes and doesn’t require invasive credit checks.

We are grateful to every one of our borrowers who have allowed us to grow our lending potential over the last four decades. Over the years, our borrowers have returned major profits for themselves and their investors, generating $250 million+ on $1 Billion in Capital. has an A+ Rating with the Better Business Bureau, with no complaints. View our listing on the BBB website.

Legions Capital Inc. DBA Inc, Equal Housing Lender, NMLS ID#: 1553947 California Finance Lender License#: 60DBO6454


CFL License 60DBO-64540

Company Size (Number of Employees)


Year Established



  • American Association of Private Lenders
  • National Association of Mortgage Brokers

Office Locations
21777 Ventura Boulevard, Woodland Hills, California 91367

Primary Capital Source

  • Own Funds

Alternative Capital Sources

  • Debt Fund We Manage

2020 Loan Volume Funded


Before You Contact Us

Our Minimum Loan Amount Is


What We Do

  • Fix & Flip, Long-Term Rental Loans
  • Residential & Multifamily Properties
  • Up to 90% LTP for Fix & Flip
  • 10% Cash Required for Flip Purchase
  • Up to 80% LTV for Long-Term Rental

Not Available

  • NO Land or Ground-Up Construction
  • NO 100% Finanicng
  • NO Commercial or Specialty Properties
  • NO Rural Areas

Loan Request

Short Description of your Loan Request or Property Address

This information is about yourself, not the subject property.


At the end of the form you can enter the additional properties.

(temp use, storage, billboard, parking, etc.)


If Borrower is not seeking additional funds for the renovation, change the Loan Type to Purchase or Acquisition.


(temp use, storage, billboard, parking, etc.)


If Borrower is not seeking additional funds for the renovation, change the Loan Type to Purchase or Acquisition.


how will the loan be paid off?


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