Direct Lender for Experienced Builders & Investors
LYNK Capital is a direct, private lender funding experienced builders and real estate investors in 30+ states. We offer creative financing on Ground Up Construction, Fix & Flip, Bridge and Rental projects.
We offer industry-leading rates and terms – with higher leverage and an in-house team of experts, we’re here to help you through every stage of your project.
Close with speed and accuracy in as little as 10 days.
Please Note: We do not provide loans for owner-occupied homes.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Residential Fix & Flip
We offer fix and flip loans for single-unit, multi-unit, and mixed-use residential projects, up to a maximum 75% of the renovated value. We will fund rehab projects of any scope or size, provided you have the experience to complete the project. Purchases, refinances, and cash out deals are eligible. Highlights include:
- SFR and Multifamily
- Mixed-use
- Non-owner occupied
- Loan Amount: $100k – $5M
- Max LTC: 90%
- Max LTV: 75%
- Rates from 7.50%
- Loan terms up to 12 months
Residential New Construction
LYNK Capital will fund up to 50% of the lot acquisition costs and 100% of construction costs.
- SFR, Multi-Unit (1-4)
- Rates from 8.00%
- Max LTV: 75%
- Max LTC: 90%
- Little or no money down if lot already owned
- Minimum loan amount: $100,000
Multi-Unit New Construction
Are you an experienced builder who can build more – but lack the funding to do so? Tired of waiting on banks? LYNK Capital will fund 50% of the land acquisition and site development costs plus up to 100% of vertical build costs. Great for builders of small subdivisions, townhomes, or other multi-unit new construction.
- Multi-Unit
- Little or no money down if lot already owned
- Easy draw process
- Close in 10-20 days
- Max LTV: 75%
- Max LTC: 90%
- Minimum loan amount: $100,000
- Rates from 8.00%
Property Types
- 2-4 Units Residential
- Mixed-Use
- Multifamily
- Single Family Residence
Loan Types
- Private Money
- Hard Money
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Ground-Up Construction
Max Loan-to-Purchase Price
90%Borrower Must Have Property Under Contract
yesWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
yesAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Subject Property
- Equity in Another Investment Property
- Seller Financing
- Gap Lender
- Crowdfunding
- Family
Experience Required
yesMinimum Number of Value-Add Projects Completed by Borrower
2Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
100%Interest Charged for Renovation Costs
Only on Funds DrawnTypical Number of Days for Funds Draw
5Maximum After Repair Value
75.00%Development Experience Required
yesMinimum Number of Ground-Up Construction Projects Completed by Borrower
3Max LTC for Ground-Up Construction Costs
100%Interest Charged for Construction Costs
Only on Funds DrawnWill Lend on Partially Completed Construction Projects
yesLYNK Capital Testimonials
"I want to personally thank the team at LYNK Capital for all of your hard work on this closing! We work with hard money lenders all of the time, and you are most certainly a stand-out!"
Matthew M.
THE MCCORD LAW FIRM
"As a general contractor, it can be difficult to predict workloads and keep crews busy, especially in the off-seasons. LYNK Capital showed me that investing in my own projects can be a great supplement to my contracting business - letting me keep my crews busy and making money year-round. LYNK gave me the insight and provided the financing to make it work."
Jeff T.
PRESIDENT, METROPOLITAN EXTERIORS
"LYNK Capital has been a valuable lending partner through several projects - they’ve taken the time to gain an in-depth understanding of our business model and provide a financing solution that helps to grow our business. We’ve worked with several hard money lenders over the years, and LYNK Capital is by far the most flexible and responsive."
Lorcan C.
CFO, FELTRIM DEVELOPMENT
Get In Touch
Stay Informed About Private Lending

Direct Lender for Experienced Builders & Investors
LYNK Capital is a direct, private lender funding builders and real estate investors in 30+ states. We offer creative financing on Ground Up New Construction, Fix & Flip, Bridge and Rental projects.
Get the best rates and terms – with higher leverage and an in-house team of experts, we’re here to help you through every stage of your project.
Our Team:
At LYNK Capital, we have decades of experience in this business, with members of our team having either owned or held senior positions in numerous mortgage companies, banks, title companies, and other real estate businesses. We’ve also been property investors ourselves, and understand the importance of receiving fast, knowledgeable service from a lender.
Immediately prior to founding LYNK Capital, our management team operated the mortgage lending division of a mid-sized bank that consistently closed over $1.0b of loans per year. This experience has given us a firm understanding of the needs of our borrowers and investors – and has also shown us how the increasing regulatory burdens placed on banks prevents them from meeting these needs.
We founded LYNK Capital to provide a better experience for real estate investors and developers – one founded on decades of experience in real estate lending and investments.
Office Locations
7100 Six Forks Road, Raleigh, North Carolina 2761511540 N Community House Rd Suite 200, Charlotte, North Carolina 28277
Our Team
Ben Lyons
Managing Director
Jarrod Ellis
Director of Business Development
Get In Touch
Stay Informed About Private Lending

Our Minimum Loan Amount Is
$100,000
What We Do
- New Construction, Fix & Flip, Rental and Bridge loans for Residential Properties
- Investor loans for experienced builders and rehabbers
- 10-15% Cash Required for Rehab Purchase
- 50% Cash Required for Land Acquisition
Not Available
- NO 100% Financing
- NO Inexperienced Investors
- NO Owner-Occupied Homes
- NO Rural Properties
Create a Loan Request
Be more efficient with your lender search. Provide the loan details once, save it, and then share it with multiple lenders.
Contact This Lender
Contact LYNK Capital by whichever method you choose.
If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.