Fast and Easy Loans for Real Estate Investors

Malve Capital is a real estate private lending fund specializing in various loan types, including bridge loans, fix and flip loans, ground up loans, and refinance loans. As we are asset based direct lenders with a strong balance sheet, we are equipped to handle all aspects of the lending process in-house, thus ensuring expedited closing times and the ability to offer flexible rates and terms to our clients.

  • Fast Closing
    Need to close your deal in 5 days? We’ve done it before and we can do it again. Our process is fast and painless.
  • Competitive Rates
    Our rates start at 9% and our fees are very transparent. Our team members are available to help you estimate closing costs.
  • Good Support
    Dedicated team member that knows you and your deal. Always available by direct phone number and direct email.
  • Easy Process
    Smooth process so that you can focus on managing your property. Very minimal documentation collected.

Please note: We do NOT offer loans for land, owner-occupied homes or commercial properties.

Property Geographic Area Details
18 States: AL, AR, FL, GA, IL, IN, KY, LA, MI, MS, MO, NJ, NY, NC, OH, SC, TN, TX
Loan Amounts
$50,000 to $5,000,000
Interest Rates
9% to 12%
Loan Terms
6 months to 24 months
Origination Fees
1% to 2%
Lien Position
1st
Collateral Types
  • Residential Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Value Add Project
  • Development Project
Property Occupancy
  • Vacant
  • Tenant Occupied 100%

Maximum Leverage

Purchase Short-Term (no Value-Add)
Max LTP Residential: 85%
Max LTP Multifamily: 85%
Max LTP Land: 80%
Refinance Short-Term (no Cash Out)
Max LTV 1st Lien Residential: 85%
Max LTV 1st Lien Multifamily: 85%
Max LTV 1st Lien Land: 80%
Refinance & Cash Out Short-Term
Max LTV 1st Lien Residential: 85%
Max LTV 1st Lien Multifamily: 85%
Max LTV 1st Lien Land: 80%
Residential Fix & Flip
Max LTP: 90%
Max LTC: 100%
Max LTARV: 75%
Residential Rehab & Hold
Max LTP: 90%
Max LTC: 100%
Max LTARV: 75%
Multifamily Value-Add
Max LTP: 90%
Max LTC: 100%
Max LTARV: 75%
Residential Construction
Max LTP Land: 80%
Max LTC: 100%
Max LTCV: 70%
Multifamily Construction
Max LTP Land: 80%
Max LTC: 100%
Max LTCV: 70%

Property Types

  • 2-4 Units Residential
  • Condominium
  • Multifamily
  • Portfolio of Residential Properties
  • Single Family Residence

Loan Types

  • Private Money
  • Hard Money
  • Residential Bridge
  • Residential Fix and Flip
  • Residential Rehab and Rent
  • Residential Ground-Up Construction

Specialty Loan Types

  • Luxury Homes
  • Residential Short-Term Rental
We fund up to 90% of the purchase price for rehab projects. For stabilized property bridge loans, we fund up to 85% of the purchase price. So Borrowers need a 10-15% cash down payment.

Max Loan-to-Purchase Price

90%

Borrower Must Have Property Under Contract

no

Will Provide Proof of Funds Letter

yes

Will Consider Lending on Purchase from Auction

yes

Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Subject Property
  • Equity in Another Investment Property
  • Family

Experience Required

no

Minimum Number of Value-Add Projects Completed by Borrower

0

Will Provide Funds for Renovation Costs

yes

Max LTC for Renovation Costs

100%

Interest Charged for Renovation Costs

Only on Funds Drawn

Typical Number of Days for Funds Draw

3

Maximum After Repair Value

75%

Development Experience Required

yes

Minimum Number of Ground-Up Construction Projects Completed by Borrower

2

Max LTC for Ground-Up Construction Costs

100%

Interest Charged for Construction Costs

Only on Funds Drawn

Will Lend on Partially Completed Construction Projects

yes

Details and Requirements

Typical Closing Time (Days)

5

Fastest Closing Time (Days)

5

Payment Structure
  • Interest Only
  • Interest Reserve
Pre Payment Penalty

no

Will lend to a foreign national

yes

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

no

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will Consider Equity Joint Venture

no

Borrower Entity Types Considered
  • LLC
  • Limited Partnership
  • Trust
  • Corporation
Documentation Required
  • Loan Application
Personal Guaranty (Recourse) Required
Always
Credit Check Required

yes

Minimum Credit Score Required

500

Appraisal Required for Residential Property

Sometimes

Broker Price Opinion (BPO) Accepted for Residential Property

Never

Legal Disclaimer

This is not an offer to make a loan. This is a non-binding expression of interest and does not create any legally binding commitment or obligation on the part of Malve Capital LLC or its affiliates. Rates, terms and conditions are subject to change at any time at our sole discretion and without notice.

Contact Malve Capital LLC

Malve Capital LLC pays us to be listed, so there is no fee to connect with them directly.
(212) 203-2068 (212) 203-XXXX
Click to show phone number
Send email Create a Loan Request

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Malve Capital is a real estate private lending fund specializing in various loan types, including bridge loans, fix and flip loans, ground-up loans, and refinance loans. As we are asset-based direct lenders with a strong balance sheet, we are equipped to handle all aspects of the lending process in-house, thus ensuring expedited closing times and the ability to offer flexible rates and terms to our clients.

Any new loan scenarios can be sent to: deals@malvecapital.com

We lend throughout the United States, and these are OUR MOST POPULAR STATES – Texas, Georgia, North Carolina, South Carolina, Florida, Michigan, Tennessee, Arkansas, Louisiana, Alabama, Missouri, and Kentucky.

Company Size (Number of Employees)

5

Year Established

2022

Office Locations

Headquarters
41 W 36th Street, 2nd Floor, New York, New York 10018

Primary Capital Source
  • Own Funds
  • Debt Fund We Manage
  • Individual Investors
  • Bank Credit Line
  • Private Equity Funds
  • Friends & Family
Loan Structure for Majority of Loans
  • Own Balance Sheet
Percentage of Loans Secured by Commercial Property

20%

Percentage of Loans Secured by Residential Property

80%

Total Number of Loans Funded to Date

500

Total Loan Volume Funded to Date

$30,000,000

Contact Malve Capital LLC

Malve Capital LLC pays us to be listed, so there is no fee to connect with them directly.
(212) 203-2068 (212) 203-XXXX
Click to show phone number
Send email Create a Loan Request

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
SUBSCRIBE
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Contact This Lender

Click to show phone number
(212) 203-2068 (212) 203-XXXX
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Create a Loan Request

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Create a Loan Request

Contact Malve Capital LLC by whichever method you choose.

If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.

BEFORE YOU CONTACT THIS LENDER

Our Minimum Loan Amount Is

$50,000

What We Do

  • Bridge and Rehab Loans up to 85% LTP
  • Ground-Up Construction Loans
  • No Prepayment Penalty

Not Available

  • NO 100% Financing
  • NO Land Loans
  • NO Rural Areas
  • NO Owner-Occupied Homes

Send an email to Malve Capital LLC