Financing for Small Business Owners Nationwide

When it comes to small business loans, you need the right solution. Compare options available through our 75+ lender marketplace and speak to a knowledgeable expert to ensure you get the best deal. Choose from a variety of financing options (based on your needs) to take your business to the next level.

Click the Loan Programs button below to see our many financing options.

Loan Amounts
$10,000 to $5,000,000
Loan Terms
6 months to 300 months

Business Line Of Credit

Get cash on hand, whenever you need it . Draw more as you repay, and pay interest only on the amount you take.

  • Credit Line Amount: $10,000 to $5,000,000
  • Loan Term: 6 months to 10 years
  • Time to Fund: 1 to 3 days
  • No minimum credit score
  • Revenue requirement: $120K annually
  • 1+ years in business

You may also have to provide a personal guarantee, which is standard with most types of business financing, and is similar to a personal guarantee you already have with your credit cards.

Apply Now

 

Equipment Financing

Finance new (or used) equipment to boost sales in virtually any industry. We work with a wide range of business types, including medical, software, manufacturing, commerce, food services, automotive, and much more.

  • Purchase Amount: $10,000 to $5,000,000
  • Loan Term: 1 to 5 years
  • Time to Fund: 2 to 5 days
  • No minimum credit score if business makes $120K+ annual gross sales and has been in business for 6+ months
  • If FICO score is 650+ there are no annual revenue requirements

Apply Now

 

Merchant Cash Advance

Flexible financing based entirely on your sales. Get the financing solution you need without being locked into a monthly rate.

  • Financing Amount: $10,000 to $5,000,000
  • Flexible term
  • Time to Fund: 1 to 3 days
  • No minimum credit score
  • No tax returns required
  • No collateral needed

Apply Now

 

Accounts Receivable Financing

Turn receivables into cash. Fill customers’ orders, cover gaps between payments.

  • Financing Amount: $10,000 to $5,000,000
  • Term: 6 months to 10 years
  • Time to Fund: 2 to 5 days
  • No minimum credit score
  • Minimum $40,000 in monthly receivables
  • 6+ months in business

Apply Now

 

Franchise Business Financing

Get extra working capital, pay for renovations, or purchase an additional location.

  • Financing Amount: $10,000 to $5,000,000
  • Loan Term: 6 months to 10 years
  • Time to Fund: 2 to 7 days
  • No minimum credit score
  • Revenue requirement: $120K annually
  • 6+ months in business

Apply Now

 

SBA Loans

Unlock the lowest rates, longest terms and highest loan amounts.

  • Loan Amount: $50,000 to $5,000,000
  • Loan Term: 10 to 25 years
  • Time to Fund: 45+ days
  • Minimum credit score: 685
  • Revenue requirement: $100K annually
  • 2+ years in business

Apply Now


Our Simple Process for Small Business Loans

  1. APPLY & CONNECT
    Complete our digital application in a few clicks!
  2. MATCH & REVIEW
    Consult with a knowledgeable Business Finance Adviser & get matched to 1 or more of the right lenders from our 75+ marketplace.
  3. GET FUNDED
    Receive financing in as little as a few hours, and get back to growing your business!

Our simple application connects you with our 75+ lender marketplace to get you the best rates, terms, and amounts.

Apply Now

 

 

National Business Capital is not a “direct” lender.

Loan Types

  • Small Business

Business Loan Types

  • Line of Credit
  • Merchant Cash Advance
  • SBA Long-Term

Business Loan Purpose

  • Business Purchase
  • Startup
  • Working Capital
  • Inventory
  • Equipment
  • Expansion
  • Payroll
  • Debt Payoff
  • Marketing
  • Renovation

Business Types Considered

  • Retail
  • Service
  • Manufacturing
  • Distribution
  • Real Estate
  • Construction
  • Website
  • Software

Minimum Years in Business

0.5

Details and Requirements

Credit Check Required

yes

Credit Check Description

Some programs do not have a minimum FICO score requirement, but we still have to perform a credit check.

National Business Capital Testimonials

Get In Touch

National Business Capital pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

Stay Informed About Private Lending

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National Business Capital was founded by Joe Camberato in 2007 from his spare bedroom, where after discovering a world of private lending that few small business owners knew existed, turned his fascination into a business. Its mission: understand a client’s needs, match them to the right lender, do it fast & with integrity.

Today, as the nation’s unrivaled FinTech Marketplace, National Business Capital has secured over $1 Billion in business financing and embraced a visionary focus:”Driving Growth for All.”

Mission
We advise entrepreneurs to obtain the best financing and business services solutions within our exclusive global marketplace. Our advisors take an empathetic approach to each entrepreneur’s business, while respecting their time and stories. Through technology we provide a simple, fast and transparent process to support human intelligence over artificial intelligence. Expediting the process down to hours, allowing entrepreneurs to get back to business and obtain their dreams.

Vision
Driving Growth for All

Values

  • We consistently Lead and Innovate new products and program to solve ever-changing business challenges
  • Our culture of Teamwork ensures we seamlessly serve entrepreneurs
  • Integrity drives every action, always doing what is in the best interest of clients
  • Empathy and Respect are at the core of our foundation
  • We Adapt and Change to any economic condition to better serve our entrepreneurs
  • We’re Committed to successfully building the global economy, one business at a time
  • Don’t take the ‘FUN’ out of FUNDING! Grasping opportunities to grow is an incredibly fun and exciting time in the life of every business, and the business financing advisors at National Business Capital are thrilled to make funding your goals just as fun!
Year Established

2007

Office Locations

1 Corporate Drive, Suite 202
Bohemia, New York 11716

Get In Touch

National Business Capital pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
subscribe-illustration
Before You Contact Us

Our Minimum Loan Amount Is

$10,000

Create a Loan Request

Be more efficient with your lender search. Provide the loan details once, save it, and then share it with multiple lenders.

Contact This Lender

Contact National Business Capital by whichever method you choose.

If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.

Send an email to National Business Capital