Financing for Small Business Owners Nationwide
When it comes to small business loans, you need the right solution. Compare options available through our 75+ lender marketplace and speak to a knowledgeable expert to ensure you get the best deal. Choose from a variety of financing options (based on your needs) to take your business to the next level.
Click the Loan Programs button below to see our many financing options.
Loan Amounts
Loan Terms
Business Line Of Credit
Get cash on hand, whenever you need it . Draw more as you repay, and pay interest only on the amount you take.
- Credit Line Amount: $10,000 to $5,000,000
- Loan Term: 6 months to 10 years
- Time to Fund: 1 to 3 days
- No minimum credit score
- Revenue requirement: $120K annually
- 1+ years in business
You may also have to provide a personal guarantee, which is standard with most types of business financing, and is similar to a personal guarantee you already have with your credit cards.
Equipment Financing
Finance new (or used) equipment to boost sales in virtually any industry. We work with a wide range of business types, including medical, software, manufacturing, commerce, food services, automotive, and much more.
- Purchase Amount: $10,000 to $5,000,000
- Loan Term: 1 to 5 years
- Time to Fund: 2 to 5 days
- No minimum credit score if business makes $120K+ annual gross sales and has been in business for 6+ months
- If FICO score is 650+ there are no annual revenue requirements
Merchant Cash Advance
Flexible financing based entirely on your sales. Get the financing solution you need without being locked into a monthly rate.
- Financing Amount: $10,000 to $5,000,000
- Flexible term
- Time to Fund: 1 to 3 days
- No minimum credit score
- No tax returns required
- No collateral needed
Accounts Receivable Financing
Turn receivables into cash. Fill customers’ orders, cover gaps between payments.
- Financing Amount: $10,000 to $5,000,000
- Term: 6 months to 10 years
- Time to Fund: 2 to 5 days
- No minimum credit score
- Minimum $40,000 in monthly receivables
- 6+ months in business
Franchise Business Financing
Get extra working capital, pay for renovations, or purchase an additional location.
- Financing Amount: $10,000 to $5,000,000
- Loan Term: 6 months to 10 years
- Time to Fund: 2 to 7 days
- No minimum credit score
- Revenue requirement: $120K annually
- 6+ months in business
SBA Loans
Unlock the lowest rates, longest terms and highest loan amounts.
- Loan Amount: $50,000 to $5,000,000
- Loan Term: 10 to 25 years
- Time to Fund: 45+ days
- Minimum credit score: 685
- Revenue requirement: $100K annually
- 2+ years in business
Our Simple Process for Small Business Loans
- APPLY & CONNECT
Complete our digital application in a few clicks! - MATCH & REVIEW
Consult with a knowledgeable Business Finance Adviser & get matched to 1 or more of the right lenders from our 75+ marketplace. - GET FUNDED
Receive financing in as little as a few hours, and get back to growing your business!
Our simple application connects you with our 75+ lender marketplace to get you the best rates, terms, and amounts.
National Business Capital is not a “direct” lender.
National Business Capital Testimonials
James
"It has been a pleasure working with National Business Capital. I want to thank you for all of your efforts in getting me the $100,000 loan at the lower rate. You saved me thousands compared to what other companies were offering, which will make the payback much easier and allow my company to grow. I will definitely call you if I need additional loans in the future. Thanks again!"
Manufacturer
Matthew
"I’ve worked with other lenders prior to National Business Capital. The financing advisors at National made the funding process the easiest and fastest I’ve ever experienced, and helped accelerate the growth of my business in the Phoenix-Metro area with absolutely no hassle, and very little paperwork. Since getting help from National, I was able to open multiple locations, and my business has grown and expanded exponentially. Thank you National!"
Orange Theory Fitness
Tom
"Recently we discovered National Business Capital. We were reluctant to speak with anyone since we had a negative perception of capital finance companies based on past telemarketer type calls that would come into our office. National Business Capital seemed different so we gave them a chance. They were helpful and explained the process thoroughly. My loan consultant worked quickly to secure financing for us at a competitive rate. We were happy with how the process worked and now we have a little breathing room with our receivables. Thanks again."
Marketing Company
Sharma
"I want everyone at National Business Capital to know how very much I appreciate the opportunity to build a relationship with your company. Mark went out of his way to be helpful and understanding of my situation. He was forthcoming with his expectations of the processing of a loan for me and I really appreciate his honesty and also his willingness to try to help me. This loan will help me get caught up because of unforeseen issues and I am more than happy to be a new customer! Trying to live the American dream is not as easy as we would like for it be and sometimes we just need a little help from our friends. So to my new friends… a BIG THANK YOU!!!"
Restaurant Owner
Henrietta
"I must say special thanks to my loan consultant who is a real team leader! He was phenomenal. He answered all my questions in a timely manner and updated me along the way. He gets the work done! Most of all my company will accomplish great things. This loan has allowed me to stock my store to its fullest capacity. National Business Capital helped me meet my consumers’ need and succeed with my business plan. I’m looking forward to doing business with you again in the near future. Thanks again."
Hair Salon
Michael
"I was looking for some working capital to help in expanding my business in regards to buying & upgrading equipment. Josh was awesome – he was straightforward & responded to any and all of my emails & phone calls promptly. The entire process was less than a week & you required very little paperwork. I would highly recommend Josh and National Business Capital to others that are looking to grow & expand their business."
Transportation Company
Terri
"We had the best experience with National Business Capital. They worked around my busy schedule and had our loan approved within days. Funding was almost immediate! Certainly a pleasure to do business with!"
Cafe Owner
Contact National Business Capital
Stay Informed About Private Lending
National Business Capital was founded by Joe Camberato in 2007 from his spare bedroom, where after discovering a world of private lending that few small business owners knew existed, turned his fascination into a business. Its mission: understand a client’s needs, match them to the right lender, do it fast & with integrity.
Today, as the nation’s unrivaled FinTech Marketplace, National Business Capital has secured over $1 Billion in business financing and embraced a visionary focus:”Driving Growth for All.”
Mission
We advise entrepreneurs to obtain the best financing and business services solutions within our exclusive global marketplace. Our advisors take an empathetic approach to each entrepreneur’s business, while respecting their time and stories. Through technology we provide a simple, fast and transparent process to support human intelligence over artificial intelligence. Expediting the process down to hours, allowing entrepreneurs to get back to business and obtain their dreams.
Vision
Driving Growth for All
Values
- We consistently Lead and Innovate new products and program to solve ever-changing business challenges
- Our culture of Teamwork ensures we seamlessly serve entrepreneurs
- Integrity drives every action, always doing what is in the best interest of clients
- Empathy and Respect are at the core of our foundation
- We Adapt and Change to any economic condition to better serve our entrepreneurs
- We’re Committed to successfully building the global economy, one business at a time
- Don’t take the ‘FUN’ out of FUNDING! Grasping opportunities to grow is an incredibly fun and exciting time in the life of every business, and the business financing advisors at National Business Capital are thrilled to make funding your goals just as fun!
Office Locations
1 Corporate Drive, Suite 202Bohemia, New York 11716
Contact National Business Capital
Stay Informed About Private Lending
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Create a Loan Request
Be more efficient with your lender search. Provide the loan details once, save it, and then share it with multiple lenders.
Contact National Business Capital by whichever method you choose.
If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.