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National Mortgage Income Investments Corporation

National Mortgage Income Investments Corporation, based in Boca Raton, Florida, specializes in funding residential-investment and commercial properties. They offer loans ranging from $50K to over $3MM, with terms of 6 months to 5 years, and no prepayment penalty, serving 38 states.

Click to show phone number (561) 931-6500 (561) 931-XXXX
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Common Loan Scenarios
  • First Mortgages for Investment & Commercial Properties
  • 65% LTV Purchase/Refinance
  • Foreclosure Bailout
  • Bankruptcy Exit
  • HOA/COA Financing
Scenarios Not Considered
  • Rural Areas
  • Land/Construction/Development/Heavy Rehab
  • Assisted Living/Hospitality/Specialty Properties
  • Owner-Occupied Residential
Purchase Short-Term (no Value-Add)
Max LTP Residential: 65%
Max LTP Multifamily: 65%
Max LTP Commercial: 65%
Refinance Short-Term (no Cash Out)
Max LTV 1st Lien Residential: 65%
Max LTV 1st Lien Multifamily: 65%
Max LTV 1st Lien Commercial: 65%
Refinance & Cash Out Short-Term
Max LTV 1st Lien Residential: 65%
Max LTV 1st Lien Multifamily: 65%
Max LTV 1st Lien Commercial: 65%
Residential Fix & Flip
Max LTP: 65%
Residential Rehab & Hold
Max LTP: 65%
Multifamily Value-Add
Max LTP: 65%
Commercial Value-Add
Max LTP: 65%
Property Types
  • 2-4 Units Residential
  • Auto Dealership
  • Auto Repair
  • Cannabis Dispensary
  • Car Wash
  • Child Day Care
  • Commercial Condominium
  • Condominium
  • Gas Station
  • Industrial
  • Mixed-Use
  • Mobile Home Park
  • Multifamily
  • Office
  • Parking Garage
  • Portfolio of Commercial Properties
  • Portfolio of Residential Properties
  • Retail
  • Single Family Residence
  • Storage Facility
  • Student Housing
Specialty Loan Types
  • Cannabis Use Properties
  • Debtor in Possession
  • Discounted Note Payoff
  • Foreclosure Bailout
  • Luxury Homes
  • Note Purchase
  • Residential Long-Term Rental
  • Residential Short-Term Rental
Fees which are mandatory for all new borrower clients
  • Due Diligence Fee
  • Underwriting Fee
  • Processing Fee
  • Documents Fee
  • Legal Fee
  • Settlement Fee
  • Inspection Fee

Details and Requirements

Property Geographic Area Details

All States (except AK, AZ, CA, HI, ID, MN, ND, NV, OR, SD, UT, VT)

Loan Amounts

$50,000 to $3,000,000

Interest Rates

11% to 14%

Origination Fees

1% to 3%

Loan Terms

6 to 60 months

Lien Position

1st

Credit Check Required

yes

Credit Check Details

No minimum, but we ask for a copy

Prepayment Penalty

no

Typical Closing Time (Days)

5

Payment Structure
  • Interest Only
Personal Guaranty (Recourse) Required
Sometimes
Varies by deal
Borrower Entity Types Considered
  • LLC
  • Trust
  • Corporation
Documentation Required
  • Loan Application
Appraisal Required for Residential Property

Never

Appraisal Required for Commercial Property

Never

Broker Price Opinion (BPO) Accepted for Residential Property

Never

Broker Price Opinion (BPO) Accepted for Commercial Property

Never

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will lend to a foreign national

yes

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

no

Will Consider Equity Joint Venture

yes

Collateral Types
  • Residential Property
  • Commercial Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Invest in a Business
  • Business Working Capital
  • Value Add Project
Property Occupancy
  • Vacant
  • Tenant Occupied 100%
  • Tenant Occupied Partial
  • Owner Occupied Commercial

National Mortgage Income Investments Corporation funds both residential-investment and commercial properties.

Loan Amounts: $50K-$3MM++

Purposes: Purchase/Refinance/Light Renovation

Terms: 6 Months – 5 Years

Geography: All States (except AK, AZ, CA, HI, ID, MN, ND, NV, OR, SD, UT, VT)

Max LTV: 65.00%

Minimum Property Value: $250,000

Average Closing Time: 5 Business Days

National Mortgage Income Investments Corporation offers accredited investors an opportunity to invest in private mortgages secured by investment and commercial real estate.

Accredited Investors only.

Office Locations

6401 Congress Ave. Suite 215B, Boca Raton, Florida 33487
Primary Capital Source
  • Own Funds
  • Individual Investors
  • Family Offices
Loan Structure for Majority of Loans
  • Own Balance Sheet
  • One Investor One Loan
  • Multiple Investor Fractionalized Note
Info Our minimum loan amount is $50,000

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