Services Overview

Nations offers a complete line of appraisal services on a nationwide basis. Today, Nations has branches throughout the US, offering local expertise on a national level. Nations provides services to the largest financial institutions, as well as to homeowners directly. Nations offers solutions to over a thousand (1000+) local & national banks, real estate agencies, credit unions, and mortgage companies. Standard services include:

NATIONSLINK

NATIONSLINK is a proprietary desktop appraisal product with a hands-on third party inspection that can be used for numerous lending and servicing scenarios including portfolio lending, home equity, default, securitizations, and servicing QC. It replaces the login delays and expense of a traditional field appraisal with a 3-day turn time on a regulatory desktop appraisal.

Fast, efficient and reliable, NATIONSLINK gives a lender or servicer the option to have either an exterior inspection only, or both an interior/exterior inspection.Whichever you decide, a USPAP & IAG Compliant Desktop Appraisal Report will be included. Appraisal reports are completed by professional staff and experienced NVS Panel.


Conventional/Standard Appraisals

  • Full Condominium or PUD Report-1073
    Form is designed for full condominium or PUD reports. A full interior and exterior inspection of the subject is completed.
  • Uniform Residential Appraisal Report (URAR)-1004
    Form is designed for appraising single family residences, FHA’s, and PUD. A full internal and external inspection is completed.
  • Manufactured Home Appraisal- 1004c
    This form is specific to appraise manufactured/mobile/modular homes. A full internal and external inspection is completed.
  • FHA Full Appraisals
    Form is designed to be more detailed than your standard appraisal and to be used for an FHA Loan. A full internal and external inspection is completed.

Alternative Appraisals

  • Nations Comp Locator Plus (NCL+)
    An automated report that provides sales comparison data for your subject property. Compilation of several proprietary Data Sources not available to public.
  • Automated Valuation Model (AVM)
    Forms are statistically-based computer programs that use real estate information such as comparable sales, property characteristics, tax assessments, and price. Several enhanced versions are now available for major metropolitan areas.
  • 1075- Exterior Only
    Form is designed for drive-by inspections on condominium properties. An exterior inspection only is performed.
  • 2055- Exterior Only Inspection Residential Appraisal Report
    Form is designed for single-family residences or single-family residences with a guest unit. An exterior inspection only.
  • 2070 – Condition and Marketability Report (FHLMC)
    Form is used to determine the condition and marketability of the subject with no final determination of value. Interior only.
  • Standard Interior/Exterior BPO’s
    Forms standard contents based upon whether or not an Interior Inspection version was requested.
  • Fannie Mae Interior/Exterior BPO’s
    Forms available as Interior/Exterior or the Standard Interior form. The two page version bases its value on an exterior and interior inspection.
  • Fannie Mae Plus Interior/Exterior BPO’s
    Form is more detailed, this two page form basis its value on versions that have an interior inspection included or an exterior inspection only.
  • Freddie Mac Interior/Exterior BPO’s
    Forms available as Interior/Exterior or the Standard Interior form. The two page version bases its value on an exterior and interior inspection.

Appraisal Reviews

Nations offers a complete line of review appraisal products, from desk reviews to RMV’s, to the largest customers in the country for over 20 years, including …

  • Reconciled Market Value (RMV)
    A licensed appraiser reviews the comparables and adjustments on an appraisal to try and determine how much the property would sell for.
  • 2000 – Appraisal Field Review
    Form is designed to spot-check appraisal component of its quality control process. A field review report gives the lender/client an opinion on the accuracy of the appraisal report under review.
  • 2006 – Appraisal Desk Review
    Form is designed to provide an opinion of market Value for a residential property based on a “desktop” review of an appraisal. No inspections are performed as research, analysis, and conclusions are derived by the reviewer.
  • 2000a – Two-Four Unit Appraisal Field Review Report
    Form is designed to spot-check appraisal component of its quality control process. A field review report gives the lender/client an opinion on the accuracy of the appraisal report under review.

Loan Servicing

  • REO & Distressed Loan Appraisal
    Nations understands the needs of clients who order appraisals for pre-foreclosure, foreclosure, or post-foreclosure scenarios,
    all the way until sale of the property as REO.
  • 1004 – REO/Foreclosure (Listings and Repairs)
    Form is designed for appraising single family residences, FHA’s, and PUD. A full internal and external inspection is completed.
  • 1004d – Appraisal Update and/or Completion Report
    A new form that replaces the 442 Final Inspections and the Update of Value form. This form is used for either purpose.
  • Automated Valuation Model (AVM)
    Forms are statistically-based computer programs that use real estate information such as comparable sales, property characteristics, tax assessments, and price. Several enhanced versions are now available for major metropolitan areas.
  • Standard Interior/Exterior BPO’s
    Forms standard contents based upon whether or not an Interior Inspection version was requested.
  • 2055- Exterior Only Inspection Residential Appraisal Report
    Form is designed for single-family residences or single-family residences with a guest unit. An exterior inspection only.
  • 2070 – Condition and Marketability Report (FHLMC)
    Form is used to determine the condition and marketability of the subject with no final determination of value. Interior only.

 

Services

  • Appraisal

Real Estate Sectors

  • Residential Investment Real Estate
  • Residential Owner-Occupied Real Estate
  • Commercial Real Estate
  • Private Mortgage Lending

Customer Types

  • Private Mortgage Lenders
  • Wholesale Mortgage Lenders
  • Mortgage Lenders
  • Commercial Mortgage Brokers
  • Commercial Property Investors
  • Commercial Real Estate Brokers
  • Residential Mortgage Brokers
  • Residential Property Investors
  • Residential Real Estate Brokers
  • Note Investors
  • Small Business Lenders
  • Homeowners
  • Consumers

Nations Valuation Services (NVS) was established in 1989 as a part of Nations Companies, a group of national real-estate information companies. NVS is a national real-estate Appraisal Management Company (AMC) formed with the objective of providing unbiased real-estate appraisals, Broker Price Opinions, and alternative valuation products to the lending industry. An early leader within the industry in Technology, Nations was among the first companies to have XML exchange interfaces with important technology companies like Real EC, Calyx, and Encompass. Also, the Nations Web interface for ordering, status, and custom reporting is still among the best in the AMC world.

An AMC should be first an excellent business partner to the field appraiser, and have a history of competency for these appraisers in order to promote good service levels. The Vendor Management processes at Nations have been built over a 25 year history of nationwide Appraisal Management, and are now 25,000 vendor strong network of Appraisers with an actual track record of transactions.

Client Teams
One major point that separates Nations from the competition is the client-centric environment which is created by forming a team for each specific customer. These teams engrain themselves as key members of each Lenders team, including a flexible schedule based on Lender footprint, and geography.

Technology
With the most advanced Technology solutions in the industry, Nations maintains interactive ordering, processing, and product download web sites. Clients often utilize Nations interfacing capabilities with Calyx Point, E-Pass, Real EC, OTX, BCE Emergis, and more. Nations state of the art technology makes NVS among the most efficient AMC’s in the marketplace.

Security and Compliance
Nations commitment to Security and Compliance issues is second to none. Nations was the first AMC to achieve compliance with SSAE18, and now continues to be a leader in Security by doing more to ensure that sensitive information is protected against identity theft and other threats.

Established

1989

Office Locations

NVS - Ohio
3700 Corporate Dr, Columbus, OH, 43231

NVS - Kansas
5370 W. 95th St., Prairie Village, KS, 66207

Matthew Scott

EVP, Operations