Direct Lender for Commercial & Residential Real Estate

Nationwide Lending Direct offers a variety of loan programs. Our specialty is commercial bridge loans up to $15M which we fund in-house. Through various capital partnership, we also offer:

  • Long-Term Commercial Financing
  • Residential Bridge Loans
  • Residential Fix & Flip Loans
  • Residential Ground-Up Construction Loans
  • Small Business Financing
  • Owner-Occupied Home Loans (in Florida only)

Property Geographic Area Details

Nationwide

Loan Amounts

$100,000 to $15,000,000

Interest Rates

7% to 10%

Max Loan-To-Value

70.00%

Max Loan-To-Cost

80.00%

Origination Fees

1% to 3%

Loan Terms

12 months to 360 months

Lien Position

  • 1st

Loan Purpose

  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Invest in a Business
  • Business Working Capital
  • Value Add Project
  • Development Project
  • Primary Residence Purchase
  • Personal Use

Property Occupancy

  • Vacant
  • Tenant Occupied 100%
  • Tenant Occupied Partial
  • Owner Occupied Commercial
  • Owner Occupied Residential
Minimum Occupancy Percentage

75%

Property Types and Loan Types

Collateral Types

  • Residential Property
  • Commercial Property
  • Commercial Property Ground Lease

Property Types

  • 2-4 Units Residential
  • Assisted Living Facility
  • Auto Dealership
  • Auto Repair
  • Bed and Breakfast
  • Cannabis Dispensary
  • Cannabis Grow Facility
  • Car Wash
  • Child Day Care
  • Commercial Condominium
  • Commercial Land
  • Community Center
  • Condominium
  • Event Center
  • Gas Station
  • Golf Course
  • Gym
  • Healthcare
  • Hospital
  • Hotel
  • Industrial
  • Manufactured Home
  • Marina
  • Mixed-Use
  • Mobile Home
  • Mobile Home Park
  • Motel
  • Multifamily
  • Office
  • Parking Lot
  • Place of Worship
  • Portfolio of Commercial Properties
  • Portfolio of Residential Properties
  • RV Park
  • Ranch
  • Rehabilitation Facility
  • Religious Facility
  • Residential Land
  • Retail
  • School
  • Senior Housing
  • Single Family Residence
  • Sports Facility
  • Storage Facility
  • Student Housing
  • Theater
  • Vehicle Parking
  • Winery

Loan Types

  • Private Money
  • Hard Money
  • Commercial Bridge
  • Residential Bridge
  • Commercial Property Value Add
  • Residential Fix and Flip
  • Residential Rehab and Rent
  • Residential Owner-Occupied

Specialty Loan Types

  • Residential Long-Term Rental
  • Partner Buyout
  • Foreclosure Bailout
  • Commercial Permanent Financing
  • Primary Residence Bridge
  • Primary Residence Business Purpose Cash Out
  • Residential Non-Prime

Land Loan

Land Types Considered

  • Residential Land
  • Multifamily Land
  • Industrial Land
  • Office Land
  • Retail Land
  • Hospitality Land
  • Agricultural Land

Will Consider Land That is NOT Entitled

no

Existing Land Improvements Required

  • Street Access
  • Electricity
  • Gas
  • Water
  • Communication
  • Residential Structure
  • Commercial Structure

Max LTV for Land

50.00%

Max LTC for Land Acquisition

60.00%

Purchase Loan

Max Loan-To-Purchase Price

80.00%

Borrower Must Have Property Under Contract

yes

Will Provide Proof of Funds Letter

yes

Will Consider Lending on Purchase from Auction

yes

Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Subject Property
  • Equity in Another Investment Property
  • Equity in Primary Residence
  • Family

Rehab Value Add Loan

Experience Required

no

Minimum Number of Value-Add Projects Completed by Borrower

0

Will Provide Funds for Renovation Costs

yes

Max LTC for Renovation Costs

100.00%

Typical Number of Days for Funds Draw

0

Maximum After Repair Value

75.00%

Details and Requirements

Typical Closing Time (Days)

30

Fastest Closing Time (Days)

14

Works With

  • Brokers
  • Borrowers

Payment Structure

  • Interest Only
  • Amortized
  • Interest Reserve
  • No Monthly Payments Required

Pre Payment Penalty

no

Will lend to a foreign national

yes

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

no

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will Consider Equity Joint Venture

no

Borrower Entity Types Considered

  • Individual(s)
  • LLC
  • Limited Partnership
  • Trust
  • Corporation
  • Non-Profit Corporation
  • Self-Directed IRA

Documentation Required

  • Credit Report
  • Tax Returns
  • Bank Statements
  • Financial Statements
  • Loan Application

Personal Guaranty (Recourse) Required

Sometimes

Credit Check Required

yes

Minimum Credit Score Required

650

Credit Check Description

Hard Money Products are not credit based mainly asset based so credit score can be lower than 650.

Appraisal Required for Residential Property

Sometimes

Appraisal Required for Commercial Property

Always

Broker Price Opinion (BPO) Accepted for Residential Property

Sometimes

Broker Price Opinion (BPO) Accepted for Commercial Property

Never

Fees

Processing Fee

Legal Disclaimer

DISCLAIMER: Nationwide Lending Direct LLC is a Private Lender and Advisor. All loan approvals are conditional and subject to qualification requirements being fully met by the borrower. Nationwide Lending Direct LLC is not a United States Securities Dealer, Broker or US Investment Advisor. Furthermore Nationwide Lending Direct LLC is not a licensed Realtor or Mortgage Broker in any state. All website content is not to be considered a solicitation for any purpose in any form or content, nor an offer to sell and/or buy securities and/or to provide lending against any primary residence properties and/or any financing that requires specific licensing in applicable states other than for private lending on investment properties only. Merely describing the details of an existing private lending program does not constitute an offer or solicitation of any kind and, if presented, is done so as a request for information. Upon reading this page you as the recipient acknowledge this disclaimer and warnings herein. By reading beyond this point, you agree, acknowledge and accept that this is a privileged, proprietary and confidential communication and you agree to keep it private.

In House Commercial Bridge Loan Financing

  • $1 Million to $15 Million
  • Nationwide
  • Up to 60% LTV
  • Interest Rate Starting at 7%
  • Quick Closings 15 Business Days
  • All Property Types Except: Ground up Construction, Hospitality/Hotel, No Raw Land

Traditional Commercial Bridge Loan Financing

  • All Property Types Considered
  • $200,000 Minimum
  • Nationwide
  • Up to 70% LTV

Long Term Commercial Financing

  • $100,000 Minimum
  • Nationwide
  • Up to 75% LTV
  • Rates Starting at 2.75%

Residential Investment Property Financing

  • $100,000 Minimum
  • Income Type: No Doc
  • Rates Starting in the 5%’s
  • Up to 75% LTV

Residential Renovation/Construction Financing

  • $100,000 Minimum Loan Amount
  • Up to 90% LTV of Purchase Price
  • Up to 100% LTV of Renovation/Construction
  • ARV up to 75% or Better
  • LTC up to 90%
  • Nationwide
  • Quick Closings 15 Business Days Average

Business Loan Financing

  • $10,000 to $100 Million
  • Government Term Loans Can Fund 30-60 Days
  • Merchant Cash Advance Can Fund Same Day
  • Accounts Receivable Lines
  • Up to 85% LTV
  • Real Estate Can Be Included for Longer Terms and Higher LTV

Licensed Residential Mortgage Products

  • Only Licensed in Florida
  • Primary Homes Accepted
  • Great Rates
  • Up to 100% LTV for Veterans

Nationwide Lending Direct is one of the nation’s leading finance companies specializing in providing real estate loans from $100,000 up to $500 million as well as business loans from $10,000 up to $100 million.

We are a direct lender providing real estate loans up to $15 Million and loans up to $500 Million through our funding network.

NMLS ID 1695097 – Nationwide Mortgage Direct

License

NMLS ID 1753314

Company Size (Number of Employees)

20

Year Established

2015

Office Locations

2131 Hollywood Blvd, Hollywood, Florida 33020

Primary Capital Source

  • Own Funds
  • Family Offices
  • Other Private Lending Companies

Alternative Capital Sources

  • Own Funds
  • Individual Investors
  • Family Offices
  • Other Private Lending Companies
  • Bank Credit Line
  • Private Equity Funds
  • Hedge Funds
  • Life Insurance Companies
  • Asset Management Companies
  • Fund to Fund

Loan Structure for Majority of Loans

  • One Investor One Loan
  • Table Funding with Capital Partner
  • Table Funding with Bank
  • A/B Note Participation with Private Investor

Alternative Loan Structures

  • Own Balance Sheet
  • One Investor One Loan
  • Table Funding with Capital Partner
  • Table Funding with Bank
  • A/B Note Participation with Private Investor

Percentage of company’s lending business focused on private mortgage

48%

Company’s Other Business Activities Besides Private Mortgage Lending

  • Commercial Mortgage Brokerage
  • Commercial Mortgage Banking
  • Residential Mortgage Brokerage
  • Business Finance
  • Note Investing
  • Residential Real Estate Investing
  • Real Estate Development

Percentage of Loans Secured by Commercial Property

50%

Percentage of Loans Secured by Residential Property

50%

Percentage of Residential Property Loans Which are Fix and Flip

20%

Percentage of Residential Property Loans Which are Buy and Hold

50%

Percentage of Loans Secured by Land

20%

Percentage of Loans Secured by a Business (not real estate)

35%

Percentage of Commercial Property Loans Which are Ground-Up Construction

28%

Percentage of Residential Property Loans Which are Ground-Up Construction

25%

Percentage of Residential Property Loans Which are Long-Term Rental (5+ years)

40%

Lee Perez

VP of Commercial Lending

Daniel Sheps

Managing Director

License Information
Daniel Sheps NMLS ID - 1695097
Nationwide Mortgage Direct NMLS ID - 1753314
Before You Contact Us

Our Minimum Loan Amount Is

$100,000

What We Do

  • Commercial Real Estate Nationwide
  • Residential Properties in Florida Only

Not Available

  • NO 100% Financing

Loan Request

Short Description of your Loan Request or Property Address

This information is about yourself, not the subject property.

$
%
months

At the end of the form you can enter the additional properties.

(temp use, storage, billboard, parking, etc.)

$
$
$
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$
$
%

If Borrower is not seeking additional funds for the renovation, change the Loan Type to Purchase or Acquisition.

$
%
$
$
%

(temp use, storage, billboard, parking, etc.)

$
$
$
$
$
$
$
%

If Borrower is not seeking additional funds for the renovation, change the Loan Type to Purchase or Acquisition.

$
%
$
$

how will the loan be paid off?

acres

Add links to photos here.

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1
acres

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Before You Contact Us

Our Minimum Loan Amount Is

$100,000

What We Do

  • Commercial Real Estate Nationwide
  • Residential Properties in Florida Only

Not Available

  • NO 100% Financing