Nationwide Mortgage
San Jose, California
NMLS 32417, CA DRE BROKER 01247594, FL MBR2347, VA MC-5843, WA MB-32417
Private Lending for Commercial Investment Properties in Washington, Florida & California.
Bridge | Rehab | Fix & Flip | Ground-Up Construction | DSCR Rental Loans
Nationwide Mortgage has a strong track record, and we have worked with a wide variety of investors. Thanks to years of experience, we are equipped to handle even the most complicated loan scenarios, and we offer excellent service.
- Fast, hassle-free funding
- Experienced team with decades of experience
- Personalized service
- A team that cares
Property Geographic Area Details
Loan Amounts
Loan Terms
Origination Fees
Lien Position
Maximum Leverage
Purchase Short-Term (no Value-Add):
Purchase Long-Term
Refinance Short-Term (no Cash Out)
Refinance & Cash Out Short-Term
Refinance Long-Term
Residential Fix & Flip
Residential Rehab & Hold
Multifamily Value-Add
Commercial Value-Add
Multifamily Construction
Commercial Construction
Property Types
- Adult Day Care
- Assisted Living Facility
- Auto Repair
- Bed and Breakfast
- Car Wash
- Church
- Commercial Condominium
- Community Center
- Condominium
- Event Center
- Gas Station
- Golf Course
- Gym
- Healthcare
- Hospital
- Hostel
- Hotel
- Industrial
- Manufactured Home
- Marina
- Mixed-Use
- Mobile Home
- Mobile Home Park
- Motel
- Multifamily
- Night Club
- Office
- Parking Garage
- Parking Lot
- Place of Worship
- Portfolio of Commercial Properties
- Portfolio of Residential Properties
- RV Park
- Ranch
- Recreational
- Rehabilitation Facility
- Religious Facility
- Residential Land
- Retail
- School
- Senior Housing
- Single Family Residence
- Sports Facility
- Storage Facility
- Student Housing
- Vehicle Parking
- Winery
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Long-Term Rental
- Residential Ground-Up Construction
Specialty Loan Types
- Commercial Permanent Financing
- Condo Conversion
- Foreclosure Bailout
- Line of Credit Single Property
- Note Purchase
- Partner Buyout
- Primary Residence Bridge
- Primary Residence Business Purpose Cash Out
- Residential Long-Term Rental
- Residential Non-Prime
- Reverse 1031 Exchange
Land Types Considered
- Residential Land
- Multifamily Land
- Industrial Land
- Office Land
- Retail Land
- Hospitality Land
- Agricultural Land
- Special Purpose Land
- Cannabis Use Land
Will Consider Land That is NOT Entitled
yesExisting Land Improvements Required
- Electricity
- Water
Max LTV for Land
50%Max LTC for Land Acquisition
50%Junior Lien Types
- Purchase
- Refinance
- Equity Cash Out
Max Loan-to-Purchase Price
80%Borrower Must Have Property Under Contract
noWill Provide Proof of Funds Letter
noWill Consider Lending on Purchase from Auction
noAllowed Source of Borrower’s Equity
- Own Cash
- Equity in Another Investment Property
- Equity in Primary Residence
- Family
Experience Required
noMinimum Number of Value-Add Projects Completed by Borrower
0Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
100%Typical Number of Days for Funds Draw
3Maximum After Repair Value
70%Development Experience Required
yesMinimum Number of Ground-Up Construction Projects Completed by Borrower
3Max LTC for Ground-Up Construction Costs
70%Will Lend on Partially Completed Construction Projects
yesMinimum Loan Amount
$100,000Maximum Loan Amount
$3,000,000Minimum Interest Rate
7.25%Maximum Interest Rate
9%Minimum Origination Fee
1%Maximum Origination Fee
2%Minimum Loan Term
36 monthsMaximum Loan Term
360 monthsMinimum Debt Service Coverage Ratio
1.00Maximum Debt-to-Income Ratio
0.65%Will Lend on a Portfolio of Properties
YesMinimum Number of Properties
2Maximum Number of Properties
52Minimum Property Value
$150,000Maximum Property Value
$2,500,000Documents Fee
Most loans require a loan document fee. Costs vary.
Settlement Fee
All loans have a settlement fee.
Escrow Fee
Most loans will be settled by escrow or a settlement agent and will have this fee.
Title Fee
All loans will require title insurance.
Appraisal Fee
If an appraisal is needed the fee is typically paid directly to the appraiser.
Renovation Construction Draw Fee
These fees are per draw and are usually around $250 - $350
Minimum Origination Fee Amount
$3,000
Fees which are paid to a third party company
- Documents Fee
- Appraisal Fee
- Escrow Fee
- Title Fee
Nationwide Mortgage Testimonials
Highly Recommended
Adrien
"Nationwide was unbelievable! The attention to detail and personable agents made the experience seamless. They walked me through the process and were always available, which was something that was important to me. They explained step by step what would happen and would update me consistently from start to finish. Highly recommend them!"
Miami, Florida
Nationwide did an excellent job
Robert L
"From beginning to end, Nationwide did an excellent job. They kept us updated on all that was going on, and our broker, Noelle Wheeler , was extremely knowledgeable. I would definitely use Nationwide again. Reference: Better Business Bureau "
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Why Nationwide?
Established – 1997
Funded to Date – $5+ billion funded
Closed Loans – 10,000+
Experience: We have been around for over 20 years and have seen a thing or two. There is no substitute for Experience.
Programs: Some companies only have a limited credit box. If you don’t qualify for those programs then you need to start over. For example, some Borrowers have come to us thinking they needed a Private or Hard money loan, and we were able to get them a Non-Prime product with much better terms. Options are always good to have.
Service: We strive to treat every Borrower the way we want to be treated. Under-promise and always over-deliver. By harnessing the latest technology & skills from a talented team, nothing beats that.
Office Locations
1963 O'Toole Way, Suite 200, San Jose, California 95131Our Team
Noelle Wheeler
President & Broker
NMLS ID - 32388
CA DRE Broker - 01125188
Florida MLO - LO29466
Virginia MLO - 6266VA
Washington MLO - 32388
Susie
Bassirpou
NMLS ID - 1998306
California DRE Salesperson - 01392454
Florida Originator - 100102
Washington Originator - MLO-1998306
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Create a Loan Request
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Contact Nationwide Mortgage by whichever method you choose.
If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.
Our Minimum Loan Amount Is
$100,000
What We Do
- Fix and Flip
- Bridge Loans
- Construction
- DSCR