New Day Commercial Capital

New Day Commercial Capital, based in Laguna Hills, California, is a private lender specializing in tailored commercial financing solutions. They offer loans ranging from $150,000 to over $17 million, focusing on various property types with flexible documentation and interest-only payment options.

We provide reliable commercial lending, working closely with businesses and real estate investors offering tailored financing.

Details and Requirements

Property Geographic Area Details

Nationwide

Loan Amounts

$150,000 to $15,000,000

Lien Position

1st

Credit Check Required

yes

Prepayment Penalty

yes

Payment Structure
  • Interest Only
  • Amortized
Personal Guaranty (Recourse) Required
Always
Borrower Entity Types Considered
  • LLC
  • Corporation
Documentation Required
  • Credit Report
  • Tax Returns
  • Bank Statements
  • Financial Statements
  • Loan Application
Appraisal Required for Commercial Property

Always

Broker Price Opinion (BPO) Accepted for Commercial Property

Sometimes

Will Consider Collateralizing Multiple Properties in One Loan

no

Will lend to a foreign national

no

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

no

Will Consider Equity Joint Venture

no

Collateral Types
  • Commercial Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
Property Occupancy
  • Vacant
  • Tenant Occupied 100%

Last updated: June 24, 2026

New Day Commercial Capital’s Lending Activity
Data Provided By Elementix
12mo Loan Volume

$2,141,794,128

12mo Loan Count

5,449

Total Loan Volume

$10,556,155,246

Average Loan Size

$389,224

Loan Count by State (Past 12 Months)
CA: 1,056, FL: 950, NY: 734, NJ: 651, TX: 487, PA: 552, GA: 290, OH: 292, CT: 224, IL: 213
Data provided by Elementix | Disclaimer

Company Quick Facts

  • Company Type: Direct Commercial Real Estate Lender
  • Parent Company: Velocity Commercial Capital, LLC (DBA New Day Commercial Capital)
  • Headquarters: Westlake Village, California
  • Geographic Coverage: Nationwide
  • Primary Borrowers: Business Owners, Commercial Real Estate Investors, and Sponsors
  • Loan Programs: Owner/User Loans, Investor Loans, SBA Loans, Full Documentation Loans, Lite Documentation Loans, 30-Year Fixed Commercial Loans
  • Loan Amounts: $150,000 to $17,500,000+
  • Maximum Leverage: Up to 90% LTV
  • Minimum Credit Score: 600
  • Property Types: Multifamily, Retail, Hospitality, Self-Storage, Industrial, Mixed-Use, Mobile Home Parks, Car Washes, Healthcare Facilities, Warehouses, Restaurants, Gas Stations, RV Parks, and Specialty Commercial Assets
  • Underwriting Philosophy: Looks beyond credit scores to understand the complete borrower and transaction story
  • Processing Speed: Streamlined underwriting and expedited approvals available
  • Borrower Documentation: Full Documentation and Lite Documentation programs available
  • Industry Focus: Commercial real estate investors and owner-occupied businesses seeking flexible financing solutions
  • Broker Friendly: Actively works with commercial mortgage brokers nationwide
  • Company Founded: 2023 (New Day Commercial Capital brand launch)

Office Locations

25411 Cabot Road, Suite 206, Laguna Hills, California 92653

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Info Our minimum loan amount is $150,000

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