Your Premier Private Money Lender in California
Olympia Financial provides equity-based financing for commercial and residential real estate property. We work with borrowers who do not meet the stringent requirements of conventional underwriting guidelines.Our excellent reputation as a private money lender has been built on our ability to provides fast financial solutions.Our goal is to provide short-term financing solutions. Upon closing, we assist our clients in every way possible and are routinely referred new clients through friends and family.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Property Types
- 2-4 Units Residential
- Adult Day Care
- Agricultural
- Assisted Living Facility
- Auto Dealership
- Auto Repair
- Bed and Breakfast
- Cannabis Dispensary
- Cannabis Grow Facility
- Car Wash
- Cinema
- Club
- Commercial Condominium
- Commercial Land
- Condominium
- Equestrian
- Event Center
- Gas Station
- Golf Course
- Gym
- Healthcare
- Hospital
- Hostel
- Hotel
- Industrial
- Marina
- Mixed-Use
- Mobile Home Park
- Motel
- Multifamily
- Night Club
- Office
- Parking Lot
- Place of Worship
- Portfolio of Commercial Properties
- Portfolio of Residential Properties
- RV Park
- Ranch
- Recreational
- Rehabilitation Facility
- Religious Facility
- Residential Land
- Retail
- Senior Housing
- Single Family Residence
- Sports Facility
- Storage Facility
- Student Housing
- Theater
- Vehicle Parking
- Winery
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Rehab and Rent
- Residential Ground-Up Construction
- Commercial Bridge
- Commercial Ground-Up Construction
Specialty Loan Types
- 2nd Mortgage Equity Cash Out
- 3rd Mortgage Equity Cash Out
- Cannabis Use Properties
- Foreclosure Bailout
- Land Development
- Note Purchase
- Partner Buyout
- Primary Residence Business Purpose Cash Out
Junior Lien Loan Amounts
$100,000 to $15,000,000
Junior Lien Interest Rates
8% to 12.5%
Junior Lien Loan-to-Value
70%
Junior Lien Loan-to-Cost
80%
Junior Lien Origination Fees
2% to 4%
We Fund Junior Position Loans
Often
Junior Lien Types
- Purchase
- Refinance
- Equity Cash Out
Agribusiness Types
- Cattle Ranch
- Cannabis
- Equestrian
- Peanuts
Will Consider Cannabis Use Properties
yesMaximum LTV for Cannabis Use Properties
70%Cannabis Property Use Type
- Cultivation
- Retail Dispensary
- Retail Sales
- Manufacturing
- Processing
- Production
Land Types Considered
- Residential Land
- Multifamily Land
- Industrial Land
- Office Land
- Retail Land
- Hospitality Land
- Agricultural Land
- Special Purpose Land
- Cannabis Use Land
Will Consider Land That is NOT Entitled
yesExisting Land Improvements Required
- Street Access
Max LTV for Land
50%Max LTC for Land Acquisition
50%Junior Lien Types
- Purchase
- Refinance
- Equity Cash Out
Max Loan-to-Purchase Price
75%Borrower Must Have Property Under Contract
yesWill Provide Proof of Funds Letter
noWill Consider Lending on Purchase from Auction
yesAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Subject Property
- Equity in Another Investment Property
- Equity in Primary Residence
- Seller Financing
- Crowdfunding
- Family
Experience Required
yesMinimum Number of Value-Add Projects Completed by Borrower
3Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
75%Interest Charged for Renovation Costs
Entire Amount of Total Project CostsTypical Number of Days for Funds Draw
5Development Experience Required
yesMinimum Number of Ground-Up Construction Projects Completed by Borrower
3Max LTC for Ground-Up Construction Costs
80%Interest Charged for Construction Costs
Entire Amount of Total Project CostsWill Lend on Partially Completed Construction Projects
yesDocuments Fee
Paid direct to attorney
Fees which are mandatory for all new borrower clients
- Documents Fee
Fees which are paid to a third party company
- Appraisal Fee
- Escrow Fee
- Title Fee
Contact Olympia Financial
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Olympia Financial has well over 30 years of professional experience. We have a team of trained and experienced consultants ready to facilitate your every question. Olympia Financial prides itself on knowledge. We are at the forefront of this quickly changing economy and we work closely with our clients because we are fully committed to meeting and exceeding expectations.
At Olympia Financial, delivering impeccable customer service is not just a cliché – it has been our standard and commitment from the beginning. Olympia is growing rapidly as a result of this commitment, with an emphasis on convenience and services for its clients. We accommodate in-house appointments and sign-offs, maintaining an excellent reputation for fast and creative financing solutions. Our primary emphasis has always been providing exemplary customer service.
Olympia Financial is the preferred lender for accountants, attorney’s, bankers, business managers, independent mortgage brokers and other professionals seeking fast and reliable bridge financing for their clients.
Olympia’s Codes of Conduct:
To continue the pursuit of excellence of mortgage loan originations with such high standards that members of the community will recognize Olympia Financial as the industry leader. This pursuit will include, but is not limited to,leading agents toward individual growth in the real estate industry, while upholding the highest level of honesty and integrity.
Associations
- California Mortgage Association - Member
Office Locations
16633 Ventura Boulevard, Suite 700, Encino, California 91436Contact Olympia Financial
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