Direct Private Lender for Commercial Real Estate Nationwide
Founded in 2001, Ontario Wealth Management Corporation (Owemanco) is a private mortgage fund offering bridge loans secured by investment properties throughout the United States and Canada. Owemanco’s team is comprised of underwriting professionals with hands-on experience in real estate, loan origination, loan servicing, and asset management. Our brokers and clients benefit from informed underwriting solutions resulting from powerful team dynamics and in-house expertise. We ensure that we put our best foot forward with each transaction and deliver on our promises. Our track record is an affirmation of the values we hold in esteem.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Property Types
- 2-4 Units Residential
- Auto Dealership
- Auto Repair
- Bed and Breakfast
- Cannabis Dispensary
- Car Wash
- Commercial Condominium
- Condominium
- Cooperative
- Healthcare
- Hotel
- Industrial
- Mixed-Use
- Multifamily
- Office
- Place of Worship
- Portfolio of Commercial Properties
- Portfolio of Residential Properties
- Retail
- School
- Single Family Residence
Loan Types
- Commercial Bridge
- Commercial Property Value Add
Specialty Loan Types
- Condo Conversion
Max Loan-to-Purchase Price
65%Borrower Must Have Property Under Contract
yesWill Provide Proof of Funds Letter
noWill Consider Lending on Purchase from Auction
noAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Another Investment Property
Experience Required
yesMinimum Number of Value-Add Projects Completed by Borrower
2Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
65%Interest Charged for Renovation Costs
Entire Amount of Total Project CostsTypical Number of Days for Funds Draw
5Maximum After Repair Value
65.00%Deposit Required
Deposit is required when LOI is signed by borrower, after the initial site visit.
Site Visit Fee
An Owemanco employee will do a site visit before issuing an agreement and formal LOI.
Appraisal Fee
Most of our loans require a BPO (broker price opinion) and only some loans will require an appraisal. Borrower pays the BPO or appraisal fee.
Fees which are mandatory for all new borrower clients
- Deposit
- Site Visit Fee
Fees which are paid to a third party company
- Appraisal Fee
- Inspection Fee
Get In Touch
Stay Informed About Private Lending

Ontario Wealth Management Corporation (“Owemanco”) originates and administers loans secured by mortgages in Canada and the United States. Established in 2001 and headquartered in Toronto, Canada, Owemanco is a professional private lender that provides bridge loans ranging between $1,000,000 and $20,000,000. Owemanco sets itself apart from its competitors with the speed and accuracy with which it underwrites and funds new loan opportunities.
Our core strength lies in the speed with which we deliver financing to our clients; our flexible terms ensure that each loan is tailored to the specific needs of our clientele. Our precise underwriting and thorough analysis of all asset types brands us as market leaders and our track record for the past 20 years demonstrates our commitment to originating novel solutions to convoluted challenges. We pride ourselves on our timeless lending formula that is deeply rooted in solid due diligence processes which include visiting every property and interviewing every borrower while maintaining an open-mindset to welcome every circumstance. Our expertise combined with prudent lending practices originates a powerhouse of opportunities that propels us to the forefront of the bridge lending industry.
Owemanco is a licensed Mortgage Brokerage with the Financial Services Regulatory Authority of Ontario (License no. 10506) and a licensed Mortgage Administrator (FSRA License no. 11758). Owemanco is also a member of the Independent Mortgage Brokers Association of Ontario, Ontario Mortgage Investment Companies Association (ONMICA), PCMA and Mortgage Professionals Canada.
Associations
- Independent Mortgage Brokers Assocation of Ontario
- Mortgage Professionals Canada
Office Locations
2950 Keele Street, Suite201, Toronto, Ontario M3M 2H2Our Team
Sohail Zayona
Partner & Operating Officer
Funded Deals
Owemanco
Tomball, TX
$3,000,000
Equity Cash Out
Owemanco
Manalapan , FL
$12,500,000
Residential Ground-Up Construction
Owemanco
Chinatown, NY
$7,350,000
Refinance
Owemanco
Detroit, MI
$5,000,000
Refinance
Owemanco
Central Valley, NY
$1,300,000
Refinance
Owemanco
Pittsburgh, PA
$1,500,000
Refinance
Owemanco
Westfield , IN
$605,000
Residential Ground-Up Construction
Owemanco
Miami, FL
$1,150,000
Residential Ground-Up Construction
Owemanco
Miami, FL
$1,300,000
Purchase
Owemanco
New York City, NY
$1,250,000
Equity Cash Out
Owemanco
Long Island City, Queens, NY
$1,800,000
Purchase
Owemanco
New York, NY
$2,500,000
Equity Cash Out
Owemanco
Brooklyn, NY
$3,700,000
Residential Ground-Up Construction
Owemanco
Brooklyn, NY
$5,500,000
Purchase
Owemanco
Brooklyn, NY
$2,000,000
Purchase
Owemanco
Bay Harbor Islands, FL
$1,200,000
Residential Ground-Up Construction
Owemanco
Hanover, NJ
$1,000,000
Refinance
Owemanco
Bloomingdale, IL
$1,200,000
Purchase
Owemanco
Manhattan, NY
$1,000,000
Refinance
Owemanco
Brooklyn, NY
$1,550,000
Residential Ground-Up Construction
Owemanco
Harlem, NY
$4,100,000
Commercial Property Value Add
Owemanco
Chicago, IL
$1,300,000
Refinance
Owemanco
Brooklyn, NY
$1,500,001
Purchase
Owemanco
Jersey City, NJ
$1,200,000
Refinance
Owemanco
Charlotte, NC
$2,100,000
Refinance
Owemanco
Manhattan, NY
$1,900,000
Refinance
Owemanco
Newark, NJ
$1,250,000
Purchase
Owemanco
Brooklyn, NY
$2,700,000
Residential Ground-Up Construction
Get In Touch
Stay Informed About Private Lending

Our Minimum Loan Amount Is
$1,000,000
What We Do
- Lending throughout the USA + Ontario
- Purchase & Refinance Bridge Loans
- LTV / LTC up to 65%
- 35% Cash Required for Acquisitions
- Will Consider Luxury Residential Properties
Not Available
- NO 100% Financing or High Leverage
- NO Land Loans
- NO Construction except in NYC, IL, FL
- NO Junior Liens in the USA
- NO Owner-Occupied Homes in the USA
Create a Loan Request
Be more efficient with your lender search. Provide the loan details once, save it, and then share it with multiple lenders.
Contact This Lender
Contact Owemanco by whichever method you choose.
If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.