Direct Lender for Residential Real Estate Investors Nationwide

Fix and Flip
Our Fix and Flip loan product is designed to fund 100% of renovation costs and to close quickly. This loan product offers 12-24 month terms and will fund up to 90% of the project cost.

Our Bridge loan offers short-term financing to acquire or refinance a property when conventional financing is not available or might take too long to close. This loan is available at 12-24 month terms and up to 75% loan to value.

Our 30-year fixed rate DSCR loan is designed to assist with financing rental properties. This product can fund up to 80% of the property’s value.

Ground Up Construction
Our Ground Up Construction is designed to provide a streamlined funding solution to build single family projects. Designed for experienced builders, we lend on permit-ready single family construction projects. The product can fund up to 75% of the total project cost. 


Please Note: We do NOT offer loans secured by owner-occupied homes, vacant land or commercial properties.

Property Geographic Area Details
For short-term loans, we lend nationwide except AK, ND, SD. For DSCR long-term loans, we lend nationwide except AZ, IN, MN, ND, NV, SD, UT, VT.
Loan Amounts
$100,000 to $2,500,000
Interest Rates
9.99% to 12.99%
Loan Terms
12 months to 23 months
Origination Fees
1.5% to 3%
Lien Position
Collateral Types
  • Residential Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Value Add Project
Property Occupancy
  • Vacant
  • Tenant Occupied 100%
  • Tenant Occupied Partial

Maximum Leverage

Purchase Short-Term (no Value-Add)
Max LTP Residential: 75%
Max LTP Multifamily: 75%
Purchase Long-Term
Max LTP Residential: 80%
Max LTP Multifamily: 80%
Refinance Short-Term (no Cash Out)
Max LTV 1st Lien Residential: 75%
Max LTV 1st Lien Multifamily: 75%
Refinance & Cash Out Short-Term
Max LTV 1st Lien Residential: 65%
Max LTV 1st Lien Multifamily: 65%
Refinance Long-Term
Max LTV Residential: 80%
Max LTV Multifamily: 80%
Residential Fix & Flip
Max LTP: 85%
Max LTC: 90%
Max LTARV: 70%
Residential Rehab & Hold
Max LTP: 85%
Max LTC: 90%
Max LTARV: 70%
Multifamily Value-Add
Max LTP: 85%
Max LTC: 90%
Max LTARV: 70%
Residential Construction
Max LTP Land: 60%
Max LTC: 75%
Max LTCV: 65%

Property Types

  • 2-4 Units Residential
  • Condominium
  • Multifamily
  • Portfolio of Residential Properties
  • Single Family Residence

Loan Types

  • Private Money
  • Hard Money
  • Residential Bridge
  • Residential Fix and Flip
  • Residential Rehab and Rent
  • Residential Ground-Up Construction

Specialty Loan Types

  • Residential Long-Term Rental
  • Residential Short-Term Rental
  • Vacation Rental
The max loan to cost is 90% subject to conditions. The maximum ARV LTV is 70%. The down payment from the borrower will be 15-20%.

Max Loan-to-Purchase Price


Borrower Must Have Property Under Contract


Will Provide Proof of Funds Letter


Will Consider Lending on Purchase from Auction


Allowed Source of Borrower’s Equity

  • Own Cash
  • Equity in Subject Property
  • Equity in Another Investment Property
Maximum LTC for experienced borrowers. Borrowers without experience may require additional down payment. Can close in 3-5 days.

Experience Required


Minimum Number of Value-Add Projects Completed by Borrower


Will Provide Funds for Renovation Costs


Max LTC for Renovation Costs


Interest Charged for Renovation Costs

Entire Amount of Total Project Costs

Typical Number of Days for Funds Draw


Maximum After Repair Value

Permits are required before construction draws are released. Single family, residential properties only. Borrower should have completed at least 1 construction project in the last two years.

Development Experience Required


Minimum Number of Ground-Up Construction Projects Completed by Borrower


Max LTC for Ground-Up Construction Costs


Interest Charged for Construction Costs

Only on Funds Drawn

Will Lend on Partially Completed Construction Projects


Processing Fee

$1,495 covers processing and document fees.

Legal Fee


Minimum Origination Fee Amount


Details and Requirements

Typical Closing Time (Days)


Fastest Closing Time (Days)


Payment Structure
  • Interest Only
  • Amortized
Pre Payment Penalty


Will lend to a foreign national


Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage


Will Consider Collateralizing Multiple Properties in One Loan


Will Consider Equity Joint Venture


Borrower Entity Types Considered
  • Individual(s)
  • LLC
Documentation Required
  • Credit Report
  • Bank Statements
  • Loan Application
Personal Guaranty (Recourse) Required
Credit Check Required


Minimum Credit Score Required


Credit Check Description

These are general guidelines and exceptions can be granted on a case-by-case basis, however leverage, pricing, and terms may be affected.

Appraisal Required for Residential Property


Broker Price Opinion (BPO) Accepted for Residential Property


Park Place Finance Testimonials

Contact Park Place Finance

Park Place Finance pays us to be listed, so there is no fee to connect with them directly.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates

Park Place Finance is a nationwide, direct private lender, specializing in Fix and Flip, Bridge, and DSCR loans. With same day approvals and an average 3-5 day close time, Park Place Finance is the business partner you need to get your real estate investments funded.

Our borrowers benefit from competitive rates dependent on property location, the borrower’s experience, and the borrower’s credit. Our national footprint offers you endless opportunities for your growing portfolio. We look forward to working with you.

  • $1 Billion in funded loans
  • Average 3-5 day close time
  • Trusted by thousands of Real Estate Investors
  • Same day approvals

Texas NMLS License #367411

Company Size (Number of Employees)


Year Established



  • American Association of Private Lenders

Office Locations

500 West 2nd, Suite 1900, Austin, Texas 78701

Primary Capital Source
  • Own Funds
Loan Structure for Majority of Loans
  • Own Balance Sheet
Percentage of Loans Secured by Residential Property


Total Number of Loans Funded to Date


Total Loan Volume Funded to Date


Our Team

Justin Hubbert


Dustin Hughey

VP of Sales and Operations

Rob Klepner

Loan Originator

Justin Vollmer

VP Strategic Initiatives

Contact Park Place Finance

Park Place Finance pays us to be listed, so there is no fee to connect with them directly.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates

Contact This Lender

Create a Loan Request

Be more efficient with your lender search. Provide the loan details once, save it, and then share it with multiple lenders.

Contact Park Place Finance by whichever method you choose.

If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.


Our Minimum Loan Amount Is


What We Do

  • Fix and Flip Loans
  • Bridge Loans - Purchase, Refinance, Cash Out
  • DSCR / Long Term Rental Loans
  • Ground Up / New Construction Loans

Not Available

  • NO 100% Financing
  • NO Land Loans
  • NO Owner-Occupied Homes
  • NO Commercial Real Estate

Send an email to Park Place Finance