Phoenix Loans

Phoenix Loans is a private money lender established in 2009 that finances residential real estate investors. The company lends in select markets across Arizona, Colorado, Ohio, Kentucky, and Texas, with a streamlined process geared toward distressed property purchases and fix-and-flip projects.

Details and Requirements

Credit Check Required

yes

Last updated: September 29, 2026

Phoenix Loans’s Lending Activity
Data Provided By Elementix
12mo Loan Volume

$62,512,057

12mo Loan Count

316

Total Loan Volume

$642,417,476

Average Loan Size

$198,461

Loan Count by State (Past 12 Months)
AZ: 113, TX: 75, OH: 107, CO: 15, KY: 6
Data provided by Elementix | Disclaimer

Company Quick Facts

  • Year Established: 2009
  • Company Type: Private money lender
  • Legal Entity: PAJ Enterprises, LLC
  • Primary Customers: Residential real estate investors
  • Primary Loan Purpose: Financing for residential real estate investment projects
  • Investment Strategy: Focuses on financing distressed residential real estate purchases and renovation projects
  • Property Focus: Residential real estate
  • Geographic Focus: Select markets in Arizona, Colorado, Ohio, Kentucky, and Texas
  • Arizona Markets: Phoenix and Tucson
  • Colorado Markets: Colorado Springs, Denver, and Fort Collins
  • Ohio Markets: Cincinnati, Cleveland, Columbus, and Dayton
  • Kentucky Market: Covington / Northern Kentucky
  • Texas Markets: Dallas and Fort Worth
  • Borrower Process: Borrowers submit an executed purchase contract and property photos, receive a loan quote, and proceed to funding after approval
  • Local Market Model: Uses market managers in its Arizona, Colorado, Ohio, Northern Kentucky, and Dallas-area lending markets

Office Locations

3420 E Shea Blvd #100, Phoenix, Arizona 85028

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