This is Private Lender Link, Inc.’s test profile.
PLL Lending is a true asset-based lender offering flexible short-term financing that gives investors the power to fund their real estate opportunities hassle-free and scale their portfolio. Our lending is mainly for single family homes in urban/suburban areas, but we will consider multifamily with up to 10 units.
NO Credit Checks | NO Appraisals | NO Prepayment Penalties | NO Junk Fees
- Bridge Loans
- Purchase or Refinance a rental property
- Up to 70% LTP/LTV
- Rehab Fix & Flip or Fix & Rent
- Up to 90% of purchase, 100% of rehab, 75% ARV
- Prefer to stay under 70% ARV but will make exceptions
- 10%+ down payment required
- Ground-Up Construction
- Funding up to 85% of shovel-ready land plus 100% of vertical costs
- NO land development
Please note: We do NOT offer loans for owner-occupied homes or rural properties.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Maximum Leverage
Purchase Short-Term (no Value-Add)
Purchase Long-Term
Refinance Short-Term (no Cash Out)
Refinance & Cash Out Short-Term
Refinance Long-Term
Residential Fix & Flip
Residential Rehab & Hold
Multifamily Value-Add
Commercial Value-Add
Residential Construction
Multifamily Construction
Commercial Construction
Property Types
- 2-4 Units Residential
- Assisted Living Facility
- Auto Dealership
- Auto Repair
- Cannabis Dispensary
- Cannabis Grow Facility
- Car Wash
- Child Day Care
- Church
- Commercial Condominium
- Commercial Land
- Condominium
- Covered Land
- Gas Station
- Healthcare
- Hotel
- Industrial
- Mixed-Use
- Mobile Home Park
- Motel
- Multifamily
- Office
- Parking Garage
- Parking Lot
- Place of Worship
- Portfolio of Commercial Properties
- Portfolio of Residential Properties
- RV Park
- Ranch
- Residential Land
- Retail
- Senior Housing
- Single Family Residence
- Storage Facility
- Vehicle Parking
- Winery
Specialty Loan Types
- 2nd Mortgage Equity Cash Out
- 3rd Mortgage Equity Cash Out
- Cannabis Use Properties
- Condo Conversion
- Debtor in Possession
- Discounted Note Payoff
- Foreclosure Bailout
- Land Development
- Note Purchase
- Partner Buyout
- Primary Residence Bridge
- Primary Residence Business Purpose Cash Out
- Residential Long-Term Rental
- Residential Non-Prime
- Residential Short-Term Rental
- Reverse 1031 Exchange
- TIC Tenancy-in-Common
- Transactional Funding
- Vacation Rental
Junior Lien Loan Amounts
$50,000 to $2,000,000
Junior Lien Interest Rates
8% to 12%
Junior Lien Loan-to-Value
85%
Junior Lien Loan-to-Cost
85%
Junior Lien Origination Fees
2% to 5%
We Fund Junior Position Loans
Often
Junior Lien Types
- Purchase
- Refinance
- Equity Cash Out
- Mezzanine
- Preferred Equity
Land Types Considered
- Residential Land
- Multifamily Land
- Industrial Land
- Office Land
- Retail Land
- Hospitality Land
- Covered Land
Will Consider Land That is NOT Entitled
yesExisting Land Improvements Required
- Street Access
Max LTV for Land
50%Max LTC for Land Acquisition
50%Junior Lien Types
- Purchase
- Refinance
- Equity Cash Out
- Mezzanine
- Preferred Equity
Minimum Loan Amount
$100,000Maximum Loan Amount
$2,000,000Minimum Interest Rate
7%Maximum Interest Rate
9%Maximum Origination Fee
3%Minimum Loan Term
36 monthsMaximum Loan Term
360 monthsMaximum Loan-To-Value
75%Maximum Loan-To-Purchase
80%Seasoning Time
1 monthsMinimum Debt Service Coverage Ratio
1.20Minimum Credit Score
680Will Lend on a Portfolio of Properties
YesMinimum Number of Properties
2Maximum Number of Properties
10Minimum Property Value
$125,000Minimum Loan Amount
$300,000Maximum Loan Amount
$5,000,000Minimum Interest Rate
7%Maximum Interest Rate
9%Minimum Origination Fee
1%Maximum Origination Fee
3%Minimum Loan Term
24 monthsMaximum Loan Term
60 monthsSeasoning Time
4 monthsMinimum Debt Service Coverage Ratio
1.25Minimum Credit Score
700Maximum Number of Units
30Minimum Loan Amount
$250,000Maximum Loan Amount
$3,000,000Minimum Interest Rate
8%Maximum Interest Rate
10%Minimum Origination Fee
1%Maximum Origination Fee
3%Minimum Loan Term
36 monthsMaximum Loan Term
240 monthsSeasoning Time
3 monthsMinimum Debt Service Coverage Ratio
1.20Minimum Credit Score
700Maximum Number of Units
10Will lend on owner-user properties
YesSite Visit Fee
If applicable. We don't do site visits for every deal.
Processing Fee
$995 for most loans
Fees which are mandatory for all new borrower clients
- Processing Fee
Fees which are paid to a third party company
- Legal Fee
- Settlement Fee
- Appraisal Fee
- Inspection Fee
- Renovation or Construction Funds Draw Fee
PLL Lending Testimonials
Simply the Best!
Jim Jones
"PLL Lending is the best lender I have every worked with. What an amazing experience!"
Redwood City, CA
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This is not a real profile.
Associations
- California Mortgage Association - Committee Member
- NAMB
- BAMA
Office Locations
Silicon Valley Headquarters1963 O'Toole Way, San Jose, California 95131
Nevada Office
1001 Spring Mountain Road, Suite 205, Las Vegas, NV 85356
Our Team
Rocky Butani
CEO
CA DRE Broker Lic. - 01893537
PLL Admin
Office Manager
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Our Minimum Loan Amount Is
$200,000
What We Do
- Bridge, Rehab, Long-Term Loans
- Residential, Multifamily, CRE
- Asset-Based Lending (no credit check)
- In-House Valuation (no appraisal)
Not Available
- NO 100% Financing
- NO Rural Areas
- NO Owner-Occupied homes
- NO Specialty Properties