This is Private Lender Link, Inc.’s test profile.

Property Geographic Area Details
Western States - CA, OR, WA, NV
Loan Amounts
$25,000 to $25,000,000
Interest Rates
6.99% to 12.99%
Loan Terms
1 months to 360 months
Origination Fees
0.5% to 1.5%
Lien Position
1st, 2nd, 3rd
Collateral Types
  • Residential Property
  • Commercial Property

Maximum Leverage

Purchase Short-Term (no Value-Add):
Max LTP Residential: 75%
Max LTP Multifamily: 70%
Max LTP Commercial: 65%
Max LTP Land: 60%
Max CLTP Mezzanine: 85%
Max CLTP Pref Equity: 90%
Purchase Long-Term
Max LTP Residential: 75%
Max LTP Multifamily: 80%
Max LTP Commercial: 70%
Refinance Short-Term (no Cash Out)
Max LTV 1st Lien Residential: 75%
Max CLTV 2nd Lien Residential: 70%
Max LTV 1st Lien Multifamily: 80%
Max CLTV 2nd Lien Multifamily: 77%
Max LTV 1st Lien Commercial: 65%
Max CLTV 2nd Lien Commercial: 63%
Max LTV 1st Lien Land: 55%
Max CLTV 2nd Lien Land: 50%
Refinance & Cash Out Short-Term
Max LTV 1st Lien Residential: 75%
Max CLTV 2nd Lien Residential: 70%
Max LTV 1st Lien Multifamily: 80%
Max CLTV 2nd Lien Multifamily: 77%
Max LTV 1st Lien Commercial: 65%
Max CLTV 2nd Lien Commercial: 63%
Max LTV 1st Lien Land: 55%
Max CLTV 2nd Lien Land: 50%
Refinance Long-Term
Max LTV Residential: 75%
Max LTV Multifamily: 80%
Max LTP Commercial: 70%
Residential Fix & Flip
Max LTP: 90%
Max LTC: 100%
Max LTARV: 75%
Residential Rehab & Hold
Max LTP: 90%
Max LTC: 100%
Max LTARV: 75%
Multifamily Value-Add
Max LTP: 85%
Max LTC: 100%
Max LTARV: 80%
Commercial Value-Add
Max LTP: 80%
Max LTC: 100%
Max LTARV: 65%
Residential Construction
Max LTP Land: 65%
Max LTC: 80%
Max LTCV: 75%
Multifamily Construction
Max LTP Land: 60%
Max LTC: 90%
Max LTCV: 75%
Commercial Construction
Max LTP Land: 50%
Max LTC: 75%
Max LTCV: 65%

Property Types

  • 2-4 Units Residential
  • Assisted Living Facility
  • Auto Dealership
  • Auto Repair
  • Cannabis Dispensary
  • Cannabis Grow Facility
  • Car Wash
  • Child Day Care
  • Church
  • Commercial Condominium
  • Commercial Land
  • Condominium
  • Covered Land
  • Gas Station
  • Healthcare
  • Hotel
  • Industrial
  • Mixed-Use
  • Mobile Home Park
  • Motel
  • Multifamily
  • Office
  • Parking Garage
  • Parking Lot
  • Place of Worship
  • Portfolio of Commercial Properties
  • Portfolio of Residential Properties
  • RV Park
  • Ranch
  • Residential Land
  • Retail
  • Senior Housing
  • Single Family Residence
  • Storage Facility
  • Vehicle Parking
  • Winery

Loan Types

  • Private Money
  • Hard Money
  • Commercial Bridge
  • Residential Bridge
  • Commercial Property Value Add
  • Residential Fix and Flip
  • Residential Rehab and Rent
  • Commercial Ground-Up Construction
  • Residential Ground-Up Construction
  • Commercial Long-Term
  • Residential Long-Term Rental
  • Residential Owner-Occupied
  • Mezzanine
  • Preferred Equity
  • Small Business
  • Non-Real Estate Alternative

Specialty Loan Types

  • 2nd Mortgage Equity Cash Out
  • 3rd Mortgage Equity Cash Out
  • Cannabis Use Properties
  • Condo Conversion
  • Debtor in Possession
  • Discounted Note Payoff
  • Foreclosure Bailout
  • Land Development
  • Note Purchase
  • Partner Buyout
  • Primary Residence Bridge
  • Primary Residence Business Purpose Cash Out
  • Residential Long-Term Rental
  • Residential Non-Prime
  • Residential Short-Term Rental
  • Reverse 1031 Exchange
  • TIC Tenancy-in-Common
  • Transactional Funding
  • Vacation Rental

Junior Lien Loan Amounts

$50,000 to $2,000,000

Junior Lien Interest Rates

8% to 12%

Junior Lien Loan-to-Value

85%

Junior Lien Loan-to-Cost

85%

Junior Lien Origination Fees

2% to 5%

We Fund Junior Position Loans

Often

Junior Lien Types

  • Purchase
  • Refinance
  • Equity Cash Out
  • Mezzanine
  • Preferred Equity

Land Types Considered

  • Residential Land
  • Multifamily Land
  • Industrial Land
  • Office Land
  • Retail Land
  • Hospitality Land
  • Covered Land

Will Consider Land That is NOT Entitled

yes

Existing Land Improvements Required

  • Street Access

Max LTV for Land

50%

Max LTC for Land Acquisition

50%

Junior Lien Types

  • Purchase
  • Refinance
  • Equity Cash Out
  • Mezzanine
  • Preferred Equity

Experience Required

no

Minimum Number of Value-Add Projects Completed by Borrower

0

Will Provide Funds for Renovation Costs

no

Max LTC for Renovation Costs

0%

Development Experience Required

no

Minimum Number of Ground-Up Construction Projects Completed by Borrower

0

Max LTC for Ground-Up Construction Costs

0%

Interest Charged for Construction Costs

Entire Amount of Total Project Costs

Will Lend on Partially Completed Construction Projects

no

Details and Requirements

Pre Payment Penalty

no

Will lend to a foreign national

no

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

no

Will Consider Collateralizing Multiple Properties in One Loan

no

Will Consider Equity Joint Venture

no

Borrower Entity Types Considered
    Personal Guaranty (Recourse) Required
    Sometimes
    Credit Check Required

    no

    Appraisal Required for Residential Property

    Never

    Appraisal Required for Commercial Property

    Never

    Broker Price Opinion (BPO) Accepted for Residential Property

    Never

    Broker Price Opinion (BPO) Accepted for Commercial Property

    Never

    PLL Lending Testimonials

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    Associations

    • California Mortgage Association - Committee Member
    • NAMB
    • BAMA

    Office Locations

    Silicon Valley Headquarters
    200 Main Street, Suite 200D, Redwood City, CA 94063

    Nevada Office
    1001 Spring Mountain Road, Suite 205, Las Vegas, NV 85356

    Our Team

    Rocky Butani

    CEO

    CA DRE Broker Lic. - 01893537

    PLL Admin

    Office Manager

    Get In Touch

    PLL Lending pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

    Stay Informed About Private Lending

    Receive our monthly newsletters with valuable insights and industry updates
    subscribe-illustration
    Before You Contact Us

    Our Minimum Loan Amount Is

    $25,000

    What We Do

    Not Available

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