Private Mortgage Lender for California Real Estate Investors

Private Mortgage Fund is a direct California private lender specializing in closing quickly. We are able to lend on any commercial or residential real estate that is an investment property. We can fund in under a week. All loans are interest only, with no prepay penalty, and no appraisals. If you have a loan scenario you would like us to review you can email or call us for a quote. All quotes are given within an hour and LOI’s can be issued the same day. PMF looks forward to assisting with your next loan.

  • Same Day LOI
  • Fund in 5-7 days from signed LOI
  • No Pre-Payment Penalty
  • No Past Credit History Required
  • No Appraisals Needed
  • Will Lend to Foreign Investors
  • Will Lend to Corporations, LLC’s, Trusts
  • Brokers, Real Estate Agents, Portfolio Managers Welcome


Property Geographic Area Details
California Coastal Markets: LA, Orange County, San Diego, San Francisco Bay Area
Loan Amounts
$250,000 to $25,000,000
Interest Rates
7.25% to 9.99%
Loan Terms
1 months to 24 months
Origination Fees
1% to 2.5%
Lien Position
Collateral Types
  • Residential Property
  • Commercial Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Invest in a Business
  • Business Working Capital
  • Value Add Project
  • Primary Residence Purchase
Property Occupancy
  • Vacant
  • Tenant Occupied 100%
  • Tenant Occupied Partial
  • Owner Occupied Commercial
  • Owner Occupied Residential

Property Types

  • 2-4 Units Residential
  • Assisted Living Facility
  • Auto Dealership
  • Bed and Breakfast
  • Child Day Care
  • Club
  • Commercial Condominium
  • Commercial Land
  • Community Center
  • Condominium
  • Event Center
  • Golf Course
  • Gym
  • Healthcare
  • Hospital
  • Hostel
  • Hotel
  • Industrial
  • Mixed-Use
  • Motel
  • Multifamily
  • Night Club
  • Office
  • Parking Lot
  • Portfolio of Commercial Properties
  • Portfolio of Residential Properties
  • Ranch
  • Rehabilitation Facility
  • Residential Land
  • Retail
  • School
  • Senior Housing
  • Single Family Residence
  • Storage Facility
  • Student Housing
  • Theater
  • Winery

Loan Types

  • Commercial Bridge

Specialty Loan Types

  • Bankruptcy Resolution
  • Foreclosure Bailout
  • Partner Buyout
  • Reverse 1031 Exchange

Land Types Considered

  • Residential Land
  • Multifamily Land
  • Industrial Land
  • Office Land
  • Retail Land
  • Hospitality Land

Will Consider Land That is NOT Entitled


Max LTV for Land


Max LTC for Land Acquisition


Max Loan-to-Purchase Price


Borrower Must Have Property Under Contract


Will Provide Proof of Funds Letter


Will Consider Lending on Purchase from Auction


Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Another Investment Property
  • Seller Financing
  • Family

Fees which are mandatory for all new borrower clients

  • Deposit

Details and Requirements

Typical Closing Time (Days)


Fastest Closing Time (Days)


Payment Structure
  • Interest Only
Payment Structure Details

All loans are Interest Only

Pre Payment Penalty


Will lend to a foreign national


Must have US bank account OO SFR in LLC
Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage


Will Consider Collateralizing Multiple Properties in One Loan


Will Consider Equity Joint Venture


Borrower Entity Types Considered
  • Individual(s)
  • LLC
  • Limited Partnership
  • Trust
  • Corporation
  • Non-Profit Corporation
  • Self-Directed IRA
Documentation Required
  • Loan Application
Personal Guaranty (Recourse) Required
Credit Check Required


Appraisal Required for Residential Property


Appraisal Required for Commercial Property


Broker Price Opinion (BPO) Accepted for Residential Property


Broker Price Opinion (BPO) Accepted for Commercial Property


Funded Deals

Get In Touch

Private Mortgage Fund, LLC pays us to be listed, so there is no fee to connect with them directly. Share your loan request, send a simple email, call, or visit their website.

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Private Mortgage Fund LLC was formed in 2009 with the mission of providing fast and reliable debt to the real estate owner. Our loan programs offer flexibility of terms and a quick decision making process, regardless of how simple or complex the transaction may be. Unlike many other short term lenders, PMF funds its loans from cash on hand rather than syndicating loans to individuals or groups of investors. Our team of principals have over 75 years of combined experience in commercial and single family lending, brokerage, marketing and property management which enables us to understand transactions and act quickly. We are based in Calabasas, near Los Angeles, and we offer loans throughout California.

Private Mortgage Fund, LLC makes business-purpose loans pursuant to California Finance Lenders Law License #603H236.


CFL #603H236

Year Established



  • California Mortgage Association

Office Locations

23586 Calabasas Road, Suite 100, Calabasas, California 91302

Primary Capital Source
  • Debt Fund We Manage
Loan Structure for Majority of Loans
  • Own Balance Sheet

Our Team


VP of Loan Origination

Get In Touch

Private Mortgage Fund, LLC pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates

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