Direct Private Lender for Residential Real Estate Investors
Purchase and Refinance Loans Only – Up to 75% LTV
RBI Private Lending is a direct private/hard money lender for investment real estate in Florida, New York and Texas. We will consider residential investment properties including condos, single family homes and 2-4 units. We close fast and don’t charge pre-payment penalties. Many of our clients are foreign nationals.
Please note: We do not offer loans for owner-occupied homes.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Maximum Leverage
Purchase Short-Term (no Value-Add):
Purchase Long-Term
Refinance Short-Term (no Cash Out)
Refinance & Cash Out Short-Term
Refinance Long-Term
Residential Fix & Flip
Residential Rehab & Hold
Multifamily Value-Add
Residential Construction
Multifamily Construction
Property Types
- 2-4 Units Residential
- Condominium
- Portfolio of Residential Properties
- Single Family Residence
Loan Types
Max Loan-to-Purchase Price
80%Borrower Must Have Property Under Contract
yesWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
yesAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Subject Property
- Equity in Another Investment Property
Appraisal Fee
Depends on property.
Environmental Report Fee
Depends if is needed.
Fees which are mandatory for all new borrower clients
- Deposit
- Underwriting Fee
- Legal Fee
- Settlement Fee
- Appraisal Fee
- Escrow Fee
- Title Fee
Fees which are paid to a third party company
- Settlement Fee
- Appraisal Fee
- Escrow Fee
- Title Fee
- Environmental Report Fee
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Our team is composed of experienced individuals who will provide financial services tailored to your needs. After years of experience in the industry, we are confident that we will accomplish your goals by delivering to you an approval in less than 48 hours while we give you the attention you deserve.
Mission
Knowing our clients is one of the key element in the process of lending. RBI believes that transparency is a fundamental factor to achieve customer satisfaction. By providing highly competitive products with an outstanding personalized service, RBI Private Lending will gain the confidence of individuals seeking private Real Estate loan.
Why Us?
- Instant offer, fast approval
- Low rates, competitive and flexible terms tailored to needs
- High quality customer service
- Diverse paying methods, including automatic payments (ACH)
- No prepayment penalty
Office Locations
RBI Private Lending19495 Biscayne Blvd Ste 801 , Miami, Florida 33180
Our Team
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Contact This Lender
Create a Loan Request
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Contact RBI Private Lending by whichever method you choose.
If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.
Our Minimum Loan Amount Is
$75,000
What We Do
- Residential Investment Deals in FL, NY, TX
- Purchase & Refi Bridge, Fix & Flip
- LTV up to 75%, LTC up to 80/100 for Flips
- 20% Cash Required for Flip Projects
- Foreign Nationals Welcome
Not Available
- NO Owner-Occupied Homes
- NO 100% Financing
- NO Land Loans
- NO Commercial Properties
- NO 2nd Mortgages or Gap Loans