RD Advisors
RD Advisors, based in South Boston, Massachusetts, offers flexible financing solutions for real estate developers across the Northeast. They provide loans for purchases, renovations, and constructions, with amounts ranging from $250,000 to $10 million, and rates starting at 8.95%, closing loans in under a week.
Common Loan Scenarios
- Funding for Real Estate Investors
- Commercial & Residential Properties
- LTC up to 90% for Rehab Projects
- 10%+ Cash Required for Purchase
Scenarios Not Considered
- 100% Financing
- Owner-Occupied Homes
- Rural Areas
- Raw Land Loans
Expert Residential Property Investor
- Loan Amount: $200,000 to $2,000,000
- Interest Rates: 7.95% to 10.95%
- Loan-to-Value: 65% to 80%
- Loan-to-Cost: 70% to 90%
- Minimum Credit Score: 610
- Recourse: Yes, personal guarantee required
- Closing Time: 2 to 3 weeks
- Appraisal: Yes, third party appraisal required
- Budget: Full Construction / Rehab Budget
- Experience Requirements: 3+ Verifiable Projects
Standard Residential Property Investor
- Loan Amount: $200,000 to $2,000,000
- Interest Rates: 10.95% to 13.95%
- Loan-to-Value: 50% to 75%
- Loan-to-Cost: 65% to 80%
- Minimum Credit Score: 500
- Recourse: Yes, personal guarantee required
- Closing Time: 1 to 2 weeks
- Appraisal: Yes, desktop appraisal required
- Budget: Full Construction / Rehab Budget
- Experience Requirements: None
Commercial Property Investor
- Loan Amount: $1,000,000 to $10,000,000
- Interest Rates: 8.95% to 13.95%
- Loan-to-Value: 50% to 75%
- Loan-to-Cost: 65% to 80%
- Minimum Credit Score: Not Required
- Recourse: Corporate
- Closing Time: 1 to 8 weeks
- Appraisal: Yes, full third party appraisal required
- Budget: Full Construction / Rehab Budget
- Experience Requirements: None
All loans are subject to a background check.
Purchase Short-Term (no Value-Add)
Refinance Short-Term (no Cash Out)
Residential Fix & Flip
Residential Construction
Property Types
- 2-4 Units Residential
- Adult Day Care
- Assisted Living Facility
- Auto Dealership
- Auto Repair
- Bed and Breakfast
- Cannabis Dispensary
- Cannabis Grow Facility
- Car Wash
- Casino
- Child Day Care
- Cinema
- Club
- Commercial Condominium
- Community Center
- Condominium
- Cooperative
- Equestrian
- Event Center
- Gas Station
- Golf Course
- Gym
- Healthcare
- Hospital
- Hostel
- Hotel
- Industrial
- Manufactured Home
- Marina
- Mixed-Use
- Mobile Home
- Mobile Home Park
- Motel
- Multifamily
- Night Club
- Office
- Parking Lot
- Place of Worship
- Portfolio of Commercial Properties
- Portfolio of Residential Properties
- RV Park
- Ranch
- Recreational
- Rehabilitation Facility
- Religious Facility
- Residential Land
- Retail
- School
- Senior Housing
- Single Family Residence
- Sports Facility
- Storage Facility
- Student Housing
- Theater
- Timberland
- Vehicle Parking
- Winery
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Ground-Up Construction
- Commercial Bridge
- Commercial Property Value Add
Specialty Loan Types
- Condo Conversion
Deposit Required
Deposit credited to borrower at closing of the loan
Legal Fee
$1,500
Inspection Fee
$175 drawdown inspection fee, per drawdown
Credit Report Fee
$180 background & credit check
Background Check Fee
$180 background & credit check
Background Check Fee
$180 background & credit check
Extension Fee
1% for a 6-month extension, and 3% per annum thereafter
Appraisal Fee
$510 fee for appraisal / budget feasibility review
Environmental Report Fee
$35
Fees which are mandatory for all new borrower clients
- Deposit
- Legal Fee
- Appraisal Fee
- Inspection Fee
- Credit Report Fee
- Background Check Fee
- Extension Fee
- Renewal Fee
- Renovation or Construction Funds Draw Fee
Fees which are paid to a third party company
- Legal Fee
- Appraisal Fee
- Inspection Fee
- Credit Report Fee
- Background Check Fee
- Renovation or Construction Funds Draw Fee
Developer Financing. Fast.
RD Advisors provides flexible financing solutions for real estate developers, primarily throughout the Northeast.
We’re currently accepting loan requests for:
- Purchases,
- Renovations (Fix & Flips),
- Ground-Up Constructions, and
- Cash-Out Refinancings.
We offer rates from 8.95% for up to 85% of value and 100% of construction costs, and have closed loans in under a week. Our team looks forward to building long-term relationships with developers in the area.
We’re looking forward to hearing about your project!
*This is not an offer to make a loan. Rates advertised are the lowest currently offered to qualified borrowers only. Actual rates and offers may change at any time at the discretion of RD Advisors. Closing times vary depending on deal requirements.
RD Advisors’s Lending Activity
Data Provided By Elementix
12mo Loan Volume
$38,391,500
12mo Loan Count
32
Total Loan Volume
$454,434,175
Average Loan Size
$983,624
Developer financing, fast.
RD Advisors provides flexible financing solutions for real estate developers, primarily throughout the Northeast.
We’re currently accepting loan requests for:
- Purchases,
- Renovations (Fix & Flips),
- Ground-Up Constructions, and
- Cash-Out Refinancings.
We offer rates from 8.95% for up to 85% of value and 100% of construction costs, and have closed loans in under a week. Our team looks forward to building long-term relationships with developers in the area.
We’re looking forward to hearing about your project!
*This is not an offer to make a loan. Rates advertised are the lowest currently offered to qualified borrowers only. Actual rates and offers may change at any time at the discretion of RD Advisors. Closing times vary depending on deal requirements.
Office Locations
Our Team
Our minimum loan amount is $250,000