Realty Capital Finance

Realty Capital Finance, based in Lakewood, New Jersey, is a private lender specializing in loans for real estate investors. They provide funding for various property types with flexible terms, focusing on purchase, rehab, and refinance options. Their services include quick loan approvals and personalized customer service.

Company
Guidelines

Direct Lender for Real Estate Investors

As your direct lender, Realty Capital Finance provides you with loans when other lenders can’t. Using our ‘Green Light Loan’ program, we offer competitive rates and terms without the hassle of income verification.

We Flash The Green Light!
Submit Property Data > Conditional Loan Approval within 24 hours > Order Appraisal > Deal Docs > Cash Your Check!

Common Loan Scenarios

Investment Properties in Most States
SFR, Multifamily, Mixed-Use

Scenarios Not Considered

NO 100% Financing
NO 2nd Mortgages
NO Owner-Occupied Homes
NO Land Loans
NO Ground-Up Construction

Details and Requirements

Loan Amounts

$200,000 to $5,000,000

Interest Rates

10% to 13%

Origination Fees

2.5% to 5%

Loan Terms

3 to 24 months

Lien Position

1st

Credit Check Required

yes

Minimum Credit Score Required

600

Prepayment Penalty

Typical Closing Time (Days)

Fastest Closing Time (Days)

Payment Structure

Interest Only
Amortized
Interest Reserve

Personal Guaranty (Recourse) Required

Always

Borrower Entity Types Considered

Individual(s)
LLC

Documentation Required

Credit Report
Financial Statements
Loan Application

Appraisal Required for Residential Property

Always

Appraisal Required for Commercial Property

Always

Broker Price Opinion (BPO) Accepted for Residential Property

Sometimes

Broker Price Opinion (BPO) Accepted for Commercial Property

Never

Will Consider Collateralizing Multiple Properties in One Loan

Will lend to a foreign national

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

Will Consider Equity Joint Venture

Collateral Types

Residential Property
Commercial Property

Loan Purpose

Investment Acquisition
Investment Refinance

Property Occupancy

Vacant
Tenant Occupied 100%

Realty Capital Finance’s Lending Activity

Data Provided By Elementix

12mo Loan Volume

$16,277,201

12mo Loan Count

Total Loan Volume

$185,713,345

Average Loan Size

$566,199

Loan Count by State (Past 12 Months)

FL: 5, NJ: 9, NY: 1, IL: 2, LA: 2, TX: 1

Data provided by

| Disclaimer

Realty Capital Finance is a Investment Real Estate Private Lender.

Our focus is on the Purchase, Rehab and Refinance both Long and Short Term for SFRs 2-4s Multi Family and Mixed Use Properties.

As a small company we offer high quality service to go along with our high LTVs and low Rates.

Office Locations

Realty Capital Finance

1790 Swartmore Ave , Lakewood , New Jersey 08701

Our Team

Heshy Safrin

Managing Director

Mark Safrin

CFO - Partner

Samuel Kwadrat

Vice President

Joshua Berkovits

Chief Operating Officer

Jessie Merling

Account Executive - Office Manager

Olga Rice

Head of Processing

Our minimum loan amount is $200,000

Send an email to Realty Capital Finance

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