Roc Capital Holdings LLC
Roc Capital Holdings LLC, based in New York, specializes in providing capital for residential fix-and-flip loans. They fund up to 90% of the loan amount, targeting projects involving 1-4 family homes and condos, while ensuring quick turnaround times and strong support for private lenders in their transactions.
Services
White Label Table Funding
We fund your borrower at the closing table and in your entity name so you can focus more on originating and less on raising capital. Our white-label table funding enables you to lend without risk of loan buybacks and without your clients knowing that Roc Capital is providing the capital.
Full Back Office Support
From underwriting, closing, and funding to loan servicing, Roc Capital’s platform massively increases your business operations capacity, enabling you to become a lending powerhouse. We are with you whenever you need us.
Full Technology Suite
Price and submit a deal and get informed instantly of the status.
Concierge Service
Our success has always been built on mutual respect and long-term professional relationships. You will always get timely, personal responses to any question. Our commitment is to pair the industry’s best funding platform with unmatched white-glove service so you have all you need to create long-term growth.
360 Experience
Roc Capital’s platform is fully integrated, offering property insurance, appraisals, and preferred pricing at national home improvement retailers to help streamline the loan funding process and offer benefits to your borrowers.
Loan Products
Short and long-term loans for residential real estate investment properties
Stabilized Bridge
Rates Starting at 8.25%*
Roc Capital’s newest loan product, Stabilized Bridge, provides short term financing to your borrowers on rent-ready properties with no planned renovations.
Ground Up
Rates Starting at 8.99%*
Roc Capital’s Ground Up Construction loans enable you to provide your borrowers with flexible and competitive terms to build 1-4 unit homes.
Fix and Flip
Rates Starting at 8.25%*
Roc Capital’s Fix and Flip loans provide a reliable funding source for your borrowers to purchase, renovate, and rent or sell 1–4 unit homes.
Single Property Rental
Rates Starting at 5.39%*
Roc Capital Single Property Rental loans provide you with a reliable funding source for your landlords against cash flowing 1-4 family houses.
Rental Portfolio
Rates Starting at 5.39%*
Roc Capital Rental Portfolio loans provide you with a reliable funding source for your landlords against a collection of 1-4 family houses.
*Rates advertised are the lowest offered. Actual rates and offers may vary based on approval criteria, including but not limited to borrower FICO score, previous experience, period of ownership, etc. **At this time, we are unable to lend in North Dakota, South Dakota, and Vermont.
Last updated: August 17, 2026
In 2014, Roc Capital entered the highly fragmented private lending market for residential real estate investors by providing institutional capital through its Third Party Originator program. As Roc Capital evolved we grew our offerings to provide a full suite of products and services catering to small and middle-market real estate investors. Now, one of the premier platforms for private lenders in the country, Roc Capital has successfully funded more than $14 billion through our origination partners.
As first movers in this space, Roc Capital’s white-label table funding platform has worked with thousands of lenders across the US. With over 450 employees, all of whom are experts in their respective fields and are dedicated to helping our customers succeed, Roc Capital is able to efficiently and innovatively provide unmatched, disciplined, and cutting-edge service.
In January 2020, Roc Capital announced the formation of Roc360, a holding platform company encompassing a suite of products and services for real estate investors to streamline financing and investment. Roc Capital, along with its fellow Roc360 subsidiaries, has become the country’s most vertically integrated residential real estate financial services platform, helping lenders and borrowers scale rapidly.