Your business needs options. Find the best financing solution for your business.
Our goal is to help get businesses back to business by providing the best small business and commercial lending options available today. Our streamlined processes and strong relationships allow us to process hundreds of transactions/month resulting in hundreds of millions of dollars distributed to small businesses, nationwide on a monthly basis.
Click the Loan Programs button below to see all the financing options we offer.
Property Geographic Area Details
Loan Amounts
Loan Terms
ROK Business Line Of Credit
Use for managing cash flow to buy more inventory, make payroll, or other challenges.
- Credit Line Amount: $10,000 to $5,000,000
- Loan Term: 6 months to 10 years
- Funding in 1 to 3 days
- No minimum FICO
- Minimum Gross Sales: $5,000/month or $60,000/year
- 3+ months in business
Take advantage of a revolving line of credit, that can give you access to cash when you need it.
Term Loan
Use for investments in your business, such as expansion projects or large purchases.
- Loan Amounts: $10,000 to $5,000,000
- Loan Term: 6 months to 10 years
- Funding in 1 to 3 days
- No minimum FICO
- Minimum Gross Sales: $5,000/month or $60,000/year
- 3+ months in business
Get the funds you need upfront with great rates, with the option to apply for more when needed.
SBA Loans
Get expedited SBA Funding at a prime rate to cover working capital and growth expenses.
- Credit Line Amount: $50,000 to $5,000,000
- Loan Term: 10 to 25 years
- Funding in 45+ days
- 680+ FICO score required
- Minimum Gross Sales: $83,000/month or $1,000,000/year
- 3+ years in business
Utilize our streamlined SBA Loan application process to get funding in 45 days!
Equipment Financing
Use for investments in your business, such as expansion projects or large purchases.
- Loan Amounts: $10,000 to $5,000,000
- Loan Term: 1 to 5 years
- Funding in 2 to 5 days
- No minimum FICO score
- Minimum Gross Sales: $5,000/month or $60,000/year
- No minimum time in business
Get the funds you need upfront with great rates, with the option to apply for more when needed.
Accounts Receivable Financing
Turn your accounts receivables into cash to better manage your cash flow gaps.
- Loan Amounts: $10,000 to $5,000,000
- Loan Term: 6 months to 10 years
- Funding in 2 to 5 days
- No minimum FICO score
- Minimum Gross Sales: $5,000/month or $60,000/year
- 6+ months in business
Get funded immediately with one or many invoices, without ever alerting your customers.
Franchise Business Financing
Use for investments in your business, such as inventory or new locations.
- Loan Amounts: $10,000 to $5,000,000
- Loan Term: 6 months to 20 years
- Funding in 2 to 7 days
- 2+ years in business
Get the funds you need upfront with great rates, with the option to apply for more when needed.
Merchant Cash Advance (MCA) Financing
Utilize your future sales to get great financing terms that are tailored for you.
- Loan Amounts: $10,000 to $5,000,000
- Flexible Financing Terms
- Same Day Funding possible
- No minimum FICO score
- Minimum Gross Sales: $5,000/month or $60,000/year
- 3+ months in business
MCA is one of the most flexible financing options that doesn’t require collateral.
Asset Based Business Loans
Use for investments in your business, such as expansion projects or large purchases.
- Loan Amounts: $10,000 to $5,000,000
- Loan Term: 6 months to 10 years
- Funding in 1 to 3 days
- No minimum FICO score
- Minimum Gross Sales: $5,000/month or $60,000/year
- 3+ months in business
Get the funds you need upfront with great rates, with the option to apply for more when needed.
Startup Funding
Get the funds you need to launch your new business without cash flow challenges.
- Loan Amounts: $10,000 to $5,000,000
- Loan Term: 6 months to 10 years
- Funding in 1 to 3 days
- 650+ FICO score required
- No minimum revenue requirement
- No time in business required
Get flexible terms and establish your business credit to get your business off the ground.
Our Simple 5-Step Process from Application to Funding
- ONLINE APPLICATION
Complete our simple 15-second online application - MEET YOUR ADVISOR
We connect you with a dedicated Business Financing Advisor - REVIEW OPTIONS
Determine which financing option is best and review all options - CHOOSE OFFER
Choose the best offer from our marketplace of lenders - GET FUNDED!
In as little as a few hours, you can have funds deposited into your bank account
Our simple 15 second online application can get you matched with offers in minutes.
ROK Financial is not a “direct” lender. They are business finance advisors that help business owners obtain financing through their network of direct lenders.
ROK Financial Testimonials
Professionalism on Point
Justina
"It was a pleasure working with Eric Talbot again. His professionalism and support was on point. The process was rather easy and painless. He is upfront and keeps our financial goals in mind throughout the entire process. Thank you again and we look forward to working with you in the future."
Contractor
Honest & Transparent
Dijon
"I've worked with Josh numerous of times. He's honest and very transparent with his clients. A very hard working guy who will try his absolute best to help clients. I trust Josh 100%."
Professional Services Business Owner
Fantastic
Rose
"Working with Alex from ROK Financial was fantastic; his attentiveness to my client's needs and realistic view on current business situations was refreshing. Alex provided many options to assist and got the deal done faster than anticipated. Literally in one day. Alex comes highly recommended; he will listen to your needs, develop a strategy, and find a solution. Thank you Alex."
Automotive Business Owner
The Boost We Needed
Kathleen
"Nick was awesome! We own a small restaurant and going through COVID has been tough. He was amazing. Got the boost we needed to keep the doors open."
Restaurant Owner
Contact ROK Financial
Stay Informed About Private Lending
ROK Financial derived from the solid foundation CEO, James Webster built with his previous business partner at National Business Capital and Services. Like so many other businesses at the start of 2020, National was directly impacted by the Coronavirus pandemic and was forced to pause operations for months, as many businesses came to a halt. Being self-proclaimed ‘job makers’, both partners decided the best way to bring back as many of their valued and trusted employees as possible, was to part ways and work on separate brands. In turn, ROK Financial was born!
Our Mission
The team at ROK Financial is committed to establishing ROK solid relationships with our clients, lenders, and partners. By providing the best financing solutions available to business owners while creating a positive association with business financing. Through our streamlined process, revolutionary technology, and educated team of experts, we support business owners’ ability to create new opportunities. ROK Financial is proud to empower the heartbeat of our country, our small businesses.
Our Vision
To help business owners generate perpetual opportunities through simple business financing.
About our CEO, James Webster
James Webster, founder, and CEO of ROK Financial has almost two decades of experience within the financial services industry. His passion for helping small business owners and his innovative way of thinking has allowed him to run multiple successful businesses including National Business Capital & Services. Under the National name, the team was able to help secure over $1 Billion in financing for small businesses nationwide.
James and the team have always felt a need for a hands-on and consultative approach while leveraging technology to help streamline the process. This has allowed them to develop strategic ways to seamlessly move files to specific lenders based on the clients’ needs. On average the team processes more than 400 transactions/month resulting in hundreds of millions of dollars distributed to small businesses on a monthly basis.
When it came time to create the team at ROK Financial, James chose to surround himself with like-minded individuals with the same values and vision. Having the ability to hand-pick the most experienced, knowledgeable small business and commercial financing staff in the industry was a dream come true. He now knows, the strongest staff stands proudly behind the ROK Financial name and is excited to continue to serve small business owners for years to come!
Office Locations
3500 Sunrise Hwy, Building 100, Suite 201, Great River, New York 11739Contact ROK Financial
Stay Informed About Private Lending
Contact This Lender
Create a Loan Request
Be more efficient with your lender search. Provide the loan details once, save it, and then share it with multiple lenders.
Contact ROK Financial by whichever method you choose.
If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.
Our Minimum Loan Amount Is
$10,000
What We Do
- All Types of Business Finance
- Advisory for Business Finance
- Same Day Funding Possible
Not Available
- NO Loans Outside the USA