Your business needs options. Find the best financing solution for your business.

Our goal is to help get businesses back to business by providing the best small business and commercial lending options available today. Our streamlined processes and strong relationships allow us to process hundreds of transactions/month resulting in hundreds of millions of dollars distributed to small businesses, nationwide on a monthly basis.

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Click the Loan Programs button below to see all the financing options we offer.

Property Geographic Area Details
Nationwide - all 50 states
Loan Amounts
$10,000 to $5,000,000
Loan Terms
6 months to 300 months

ROK Business Line Of Credit

Use for managing cash flow to buy more inventory, make payroll, or other challenges.

  • Credit Line Amount: $10,000 to $5,000,000
  • Loan Term: 6 months to 10 years
  • Funding in 1 to 3 days
  • No minimum FICO
  • Minimum Gross Sales: $5,000/month or $60,000/year
  • 3+ months in business

Take advantage of a revolving line of credit, that can give you access to cash when you need it.

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Term Loan

Use for investments in your business, such as expansion projects or large purchases.

  • Loan Amounts: $10,000 to $5,000,000
  • Loan Term: 6 months to 10 years
  • Funding in 1 to 3 days
  • No minimum FICO
  • Minimum Gross Sales: $5,000/month or $60,000/year
  • 3+ months in business

Get the funds you need upfront with great rates, with the option to apply for more when needed.

Apply Now

 

SBA Loans

Get expedited SBA Funding at a prime rate to cover working capital and growth expenses.

  • Credit Line Amount: $50,000 to $5,000,000
  • Loan Term: 10 to 25 years
  • Funding in 45+ days
  • 680+ FICO score required
  • Minimum Gross Sales: $83,000/month or $1,000,000/year
  • 3+ years in business

Utilize our streamlined SBA Loan application process to get funding in 45 days!

Apply Now

 

Equipment Financing

Use for investments in your business, such as expansion projects or large purchases.

  • Loan Amounts: $10,000 to $5,000,000
  • Loan Term: 1 to 5 years
  • Funding in 2 to 5 days
  • No minimum FICO score
  • Minimum Gross Sales: $5,000/month or $60,000/year
  • No minimum time in business

Get the funds you need upfront with great rates, with the option to apply for more when needed.

Apply Now

 

Accounts Receivable Financing

Turn your accounts receivables into cash to better manage your cash flow gaps.

  • Loan Amounts: $10,000 to $5,000,000
  • Loan Term: 6 months to 10 years
  • Funding in 2 to 5 days
  • No minimum FICO score
  • Minimum Gross Sales: $5,000/month or $60,000/year
  • 6+ months in business

Get funded immediately with one or many invoices, without ever alerting your customers.

Apply Now

 

Franchise Business Financing

Use for investments in your business, such as inventory or new locations.

  • Loan Amounts: $10,000 to $5,000,000
  • Loan Term: 6 months to 20 years
  • Funding in 2 to 7 days
  • 2+ years in business

Get the funds you need upfront with great rates, with the option to apply for more when needed.

Apply Now

 

Merchant Cash Advance (MCA) Financing

Utilize your future sales to get great financing terms that are tailored for you.

  • Loan Amounts: $10,000 to $5,000,000
  • Flexible Financing Terms
  • Same Day Funding possible
  • No minimum FICO score
  • Minimum Gross Sales: $5,000/month or $60,000/year
  • 3+ months in business

MCA is one of the most flexible financing options that doesn’t require collateral.

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Asset Based Business Loans

Use for investments in your business, such as expansion projects or large purchases.

  • Loan Amounts: $10,000 to $5,000,000
  • Loan Term: 6 months to 10 years
  • Funding in 1 to 3 days
  • No minimum FICO score
  • Minimum Gross Sales: $5,000/month or $60,000/year
  • 3+ months in business

Get the funds you need upfront with great rates, with the option to apply for more when needed.

Apply Now

 

Startup Funding

Get the funds you need to launch your new business without cash flow challenges.

  • Loan Amounts: $10,000 to $5,000,000
  • Loan Term: 6 months to 10 years
  • Funding in 1 to 3 days
  • 650+ FICO score required
  • No minimum revenue requirement
  • No time in business required

Get flexible terms and establish your business credit to get your business off the ground.

Apply Now

 

 


Our Simple 5-Step Process from Application to Funding

  1. ONLINE APPLICATION
    Complete our simple 15-second online application
  2. MEET YOUR ADVISOR
    We connect you with a dedicated Business Financing Advisor
  3. REVIEW OPTIONS
    Determine which financing option is best and review all options
  4. CHOOSE OFFER
    Choose the best offer from our marketplace of lenders
  5. GET FUNDED!
    In as little as a few hours, you can have funds deposited into your bank account

Our simple 15 second online application can get you matched with offers in minutes.

Apply Now

 

 

ROK Financial is not a “direct” lender. They are business finance advisors that help business owners obtain financing through their network of direct lenders.

Loan Types

  • Small Business

Business Loan Types

  • Line of Credit
  • Merchant Cash Advance
  • SBA Long-Term

Business Loan Purpose

  • Business Purchase
  • Startup
  • Working Capital
  • Inventory
  • Equipment
  • Expansion
  • Payroll
  • Debt Payoff

Business Types Considered

  • Retail
  • Service
  • Manufacturing
  • Distribution
  • Construction
  • Website
  • Software

Minimum Years in Business

0

Details and Requirements

Credit Check Required

yes

Credit Check Description

Some programs do not have a minimum FICO score requirement, but we still have to perform a credit check.

ROK Financial Testimonials

Get In Touch

ROK Financial pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

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ROK Financial derived from the solid foundation CEO, James Webster built with his previous business partner at National Business Capital and Services. Like so many other businesses at the start of 2020, National was directly impacted by the Coronavirus pandemic and was forced to pause operations for months, as many businesses came to a halt. Being self-proclaimed ‘job makers’, both partners decided the best way to bring back as many of their valued and trusted employees as possible, was to part ways and work on separate brands. In turn, ROK Financial was born!

Our Mission

The team at ROK Financial is committed to establishing ROK solid relationships with our clients, lenders, and partners. By providing the best financing solutions available to business owners while creating a positive association with business financing. Through our streamlined process, revolutionary technology, and educated team of experts, we support business owners’ ability to create new opportunities. ROK Financial is proud to empower the heartbeat of our country, our small businesses.

Our Vision

To help business owners generate perpetual opportunities through simple business financing.

About our CEO, James Webster

James Webster, founder, and CEO of ROK Financial has almost two decades of experience within the financial services industry. His passion for helping small business owners and his innovative way of thinking has allowed him to run multiple successful businesses including National Business Capital & Services. Under the National name, the team was able to help secure over $1 Billion in financing for small businesses nationwide.

James and the team have always felt a need for a hands-on and consultative approach while leveraging technology to help streamline the process. This has allowed them to develop strategic ways to seamlessly move files to specific lenders based on the clients’ needs. On average the team processes more than 400 transactions/month resulting in hundreds of millions of dollars distributed to small businesses on a monthly basis.

When it came time to create the team at ROK Financial, James chose to surround himself with like-minded individuals with the same values and vision. Having the ability to hand-pick the most experienced, knowledgeable small business and commercial financing staff in the industry was a dream come true. He now knows, the strongest staff stands proudly behind the ROK Financial name and is excited to continue to serve small business owners for years to come!

Office Locations

3500 Sunrise Hwy, Building 100, Suite 201, Great River, New York 11739

Get In Touch

ROK Financial pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
subscribe-illustration
Before You Contact Us

Our Minimum Loan Amount Is

$10,000

What We Do

  • All Types of Business Finance
  • Advisory for Business Finance
  • Same Day Funding Possible

Not Available

  • NO Loans Outside the USA

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