Direct Bridge Lender for Commercial Real Estate
RRA strives to deliver customized debt products at institutional pricing for real estate sponsors across the United States. RRA is focused entirely on middle market commercial real estate. Our Core Bridge product goes up to 65-70% LTV, but we also offer a High LTV Bridge Program up to 80-85% for value add projects as well as Mezzanine and Preferred Equity financing.
All Loans are Non-Recourse
- Lending in all 50 U.S. States (Primary, Secondary, Tertiary Markets)
- Property Types: Commercial, Industrial, Multifamily, Retail, Hospitality, Special Purpose
- No Vacant Land
- No Ground-Up Construction
- No Residential Properties
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Property Types
- Assisted Living Facility
- Bed and Breakfast
- Car Wash
- Cinema
- Commercial Condominium
- Condominium
- Gas Station
- Healthcare
- Hospital
- Hotel
- Industrial
- Mixed-Use
- Mobile Home
- Mobile Home Park
- Motel
- Multifamily
- Office
- Portfolio of Commercial Properties
- RV Park
- Retail
- School
- Senior Housing
- Sports Facility
- Storage Facility
- Student Housing
- Theater
Loan Types
- Commercial Bridge
- Commercial Property Value Add
- Mezzanine
- Preferred Equity
Specialty Loan Types
- Condo Conversion
- PACE - Property Assessed Clean Energy
- Partner Buyout
- Reverse 1031 Exchange
Junior Lien Loan Amounts
$500,000 to $5,000,000
Junior Lien Interest Rates
13.5% to 14%
Junior Lien Loan-to-Value
80%
Junior Lien Loan-to-Cost
85%
Junior Lien Origination Fees
1% to 2%
We Fund Junior Position Loans
Rarely
Junior Lien Types
- Mezzanine
- Preferred Equity
Max Loan-to-Purchase Price
85%Borrower Must Have Property Under Contract
noWill Provide Proof of Funds Letter
noWill Consider Lending on Purchase from Auction
yesAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Subject Property
- Family
Experience Required
noMinimum Number of Value-Add Projects Completed by Borrower
0Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
85%Interest Charged for Renovation Costs
Entire Amount of Total Project CostsTypical Number of Days for Funds Draw
10Maximum After Repair Value
80.00%Minimum Origination Fee Amount
$10,000
Fees which are mandatory for all new borrower clients
- Deposit
- Due Diligence Fee
- Site Visit Fee
- Underwriting Fee
- Legal Fee
- Appraisal Fee
- Escrow Fee
- Credit Report Fee
- Environmental Report Fee
Fees which are paid to a third party company
- Legal Fee
- Appraisal Fee
- Escrow Fee
- Title Fee
- Credit Report Fee
- Background Check Fee
- Environmental Report Fee
Funded Deals
RRA Capital
Solana Beach, CA
$9,180,000
Purchase
RRA Capital
Montgomery, AL
$9,660,000
Commercial Property Value Add
RRA Capital
Phoenix, AZ
$5,200,000
Purchase
RRA Capital
Los Angeles, CA
$6,138,500
Refinance
RRA Capital
Portland, OR
$7,850,000
Refinance
RRA Capital
Flagstaff, AZ
$6,500,000
Refinance
RRA Capital
Gresham, OR
$1,625,000
Mezzanine
RRA Capital
Carrollton, TX
$8,000,000
Refinance
RRA Capital
Reno, NV
$5,500,000
Purchase
RRA Capital Testimonials
Principal Investments, Stream Realty Partners
"It is clear that RRA has an understanding of our business plan and can think like an owner, which is what we want from our lenders."
John Rogers
Vice President
CBRE
"RRA has closed two deals with me in the last 13 months and they are, without a doubt, the best small balance bridge program I’ve dealt with. They’re awesome when it’s crunch time."
C.J. Kelly
Vice President
CopperPoint Insurance
"100% of the investments sourced, underwritten and originated by RRA, on behalf of CopperPoint, have performed without default or deterioration."
Chad Welborn
Chief Investment Officer
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RRA Captial provides short term bridge loans and mezz/pref equity nationwide. We are a direct lender focused entirely on middle market commercial real estate to include office, industrial, retail, multifamily, and hospitality. With over $400M AUM, RRA Capital works with some of the most well-respected banks, institutions and borrowers in the world. We strive to deliver customized debt products at institutional pricing for real estate sponsors across the United States.
Office Locations
5050 N. 40th Street, Suite 340, Phoenix, Arizona 85018Our Team
Marcus Goodwin
SVP of Originations
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Our Minimum Loan Amount Is
$5,000,000
What We Do
- Core & Specialty Property Types
- Non-Recourse
- Up to 80% LTV
- 15%+ Cash Required for Acquisitions
Not Available
- NO 100% Financing
- NO Land or Construction Loans
- NO Cannabis-Use Properties
- NO Residential Properties