Direct Lender Specializing in 2nd Mortgages
RTI Properties is a direct private lender providing bridge loans to real estate investors and developers. We offer fast approvals, competitive rates, and reliable service. We do not require appraisals, third party reports, and we have no prepayment penalties.
Please note: RTI does not consider land, owner-occupied homes, or construction loans.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Property Types
- 2-4 Units Residential
- Assisted Living Facility
- Auto Dealership
- Auto Repair
- Car Wash
- Casino
- Child Day Care
- Cinema
- Club
- Commercial Condominium
- Community Center
- Condominium
- Equestrian
- Event Center
- Gym
- Hospital
- Hotel
- Industrial
- Mixed-Use
- Mobile Home Park
- Multifamily
- Office
- Parking Lot
- Place of Worship
- Portfolio of Commercial Properties
- Portfolio of Residential Properties
- Ranch
- Religious Facility
- Retail
- Senior Housing
- Single Family Residence
- Storage Facility
- Student Housing
- Vehicle Parking
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Commercial Bridge
Specialty Loan Types
- 2nd Mortgage Equity Cash Out
- Line of Credit Portfolio of Properties
- Line of Credit Single Property
- Partner Buyout
Junior Lien Loan Amounts
$150,000 to $6,000,000
Junior Lien Interest Rates
7.99% to 13.99%
Junior Lien Loan-to-Value
80%
Junior Lien Loan-to-Cost
80%
Junior Lien Origination Fees
1% to 3%
We Fund Junior Position Loans
Often
Junior Lien Types
- Purchase
- Refinance
Max Loan-to-Purchase Price
80%Borrower Must Have Property Under Contract
noWill Provide Proof of Funds Letter
noWill Consider Lending on Purchase from Auction
yesAllowed Source of Borrower’s Equity
- Own Cash
- Equity in Subject Property
- Equity in Another Investment Property
Fees which are paid to a third party company
- Processing Fee
- Legal Fee
RTI Properties Testimonials
Steve Z. and Associates
"RTI Bridge Loans are outstanding lenders! Our company had a great opportunity to acquire another investment in Long Beach. RTI Bridge Loans’ Robert Abbasi is the man! While our old lender would drag the bridge loan process out, acting as if they are a bank, Robert was in high gear from the start. We closed ahead of schedule which really took the stress off of our team. RTI Bridge Loans is our new lender, period. "
TGF Group
"We needed a lender to work on a 2nd Trust Deed for my purchase of an apartment complex in Los Angeles. Of the three lenders I contacted, we picked Robert of RTI Bridge Loans. We are very happy with our decision! Robert listened and acted right away on our loan and got us what we needed and then some. His responsiveness is unbelievable, he’s available around the clock. Highly Recommended! "
Darryl W.
"Robert from RTI Bridge Loans is the most experienced and creative lender we have ever work with in the past 30 years of real estate transactions. Robert has a network of connections that were absolutely needed in getting our somewhat complex bridge loan financing secured and funded on our tight deadline! "
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Stay Informed About Private Lending

RTI Bridge Loans is primarily a Direct Portfolio Lender. Since 2004, RTI has focused on Short Term Bridge Loans secured By First and Second Trust Deeds on California Real Estate. Over the years we have processed hundreds of millions of dollars in loans for our clients. Many of our clients use us continually for their real estate financing needs.
By having deep and long term knowledge of virtually every facet of the real estate business, RTI has established a stellar reputation for being very responsive, efficient and providing “certainty of execution” for our borrowers and clients.
Office Locations
RTI Properties, Inc.19300 S. Hamilton Ave Suite #210, Gardena, California 90248
Our Team
Tom Gans
Business Development Director
Robert Abbasi
President
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Stay Informed About Private Lending

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Our Minimum Loan Amount Is
$150,000
What We Do
- 2nd Mortgages up to 80% CLTV
Not Available
- NO 100% Financing
- NO Land Loans