Direct Private Lender for Real Estate Investors
Sachem Capital Corp. is a Connecticut-based real estate finance company established in 2010. Our success has been built by understanding the unique character of each borrower’s request, providing them with personal and responsive service, and finding creative solutions that meet their financing requirements. Our loans our based on equity and our we target a maximum LTV at 70%.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Property Types
- 2-4 Units Residential
- Commercial Condominium
- Commercial Land
- Condominium
- Gas Station
- Mixed-Use
- Mobile Home Park
- Multifamily
- Portfolio of Commercial Properties
- Portfolio of Residential Properties
- Residential Land
- Single Family Residence
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Ground-Up Construction
- Commercial Bridge
- Commercial Property Value Add
Specialty Loan Types
- 2nd Mortgage Equity Cash Out
Description
We offer refinance or equity cash out loans for land. We will not consider a land purchase.
Land Types Considered
- Residential Land
- Multifamily Land
- Office Land
- Retail Land
- Special Purpose Land
Will Consider Land That is NOT Entitled
noMax LTV for Land
70%Max LTC for Land Acquisition
0%Max Loan-to-Purchase Price
70%Borrower Must Have Property Under Contract
yesWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
yesAllowed Source of Borrower’s Equity
- Own Cash
- Equity in Subject Property
- Equity in Another Investment Property
Experience Required
yesMinimum Number of Value-Add Projects Completed by Borrower
0Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
70%Interest Charged for Renovation Costs
Entire Amount of Total Project CostsTypical Number of Days for Funds Draw
3Maximum After Repair Value
70%Development Experience Required
yesMinimum Number of Ground-Up Construction Projects Completed by Borrower
0Max LTC for Ground-Up Construction Costs
70%Interest Charged for Construction Costs
Entire Amount of Total Project CostsWill Lend on Partially Completed Construction Projects
yesProcessing Fee
$595 one time
Inspection Fee
$350 per property
Credit Report Fee
$65
Minimum Origination Fee Amount
$1,500
Fees which are mandatory for all new borrower clients
- Deposit
- Underwriting Fee
- Appraisal Fee
- Inspection Fee
- Credit Report Fee
- Background Check Fee
Contact Sachem Capital Partners
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Sachem Capital Corp. Sachem is a Connecticut-based real estate finance company that specializes in originating, servicing and managing a portfolio of first mortgage loans. Specializing in non-conventional loans for commercial and investment property. We have carved out a unique niche through our value-based lending concept, which utilizes equity in the borrower’s real estate to provide capital for financing real estate projects. While most hard money lenders typically offer loans for up to one year, we can structure loans for up to three years. As direct lenders we have the flexibility to structure a loan to meet the needs of our borrowers. We work with each borrower to explore all reasonable alternatives to fund a transaction.
In virtually all cases, loan review and due diligence are performed with our money — not yours. No upfront fees are required while we work on your loan transaction. Once your application is submitted, our team works quickly to provide fast turnaround times, allowing you to get started on your project as quickly as possible. Preliminary commitments are usually given in a day or two, and in most cases, closings are scheduled within 10 business days.
Sachem Capital Corp. is listed on the New York Stock Exchange, ticker symbol SACH.
Office Locations
698 Main Street, Branford, Connecticut 06405Our Team
Lauren Grady
Sales & Marketing Manager
John Villano
CEO
Contact Sachem Capital Partners
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Create a Loan Request
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Contact Sachem Capital Partners by whichever method you choose.
If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.
Our Minimum Loan Amount Is
$100,000
What We Do
- Properties in Connecticut & Florida
- Bridge, Rehab, Construction Loans
- Up to 70% LTV
- 30%+ Cash Required for Purchase
Not Available
- NO 100% Financing or higher than 70% LTP
- NO Owner-Occupied Homes
- NO Cannabis-Use Properties