Direct Lender for Residential & Multifamily Investors

Bridge | Fix & Flip | Rehab & Hold | Long-Term Rental | Ground-Up Construction

What Sets Us Apart From The Rest

  • We are direct lenders. We use our own cash, which helps us avoid going through several levels of approval, and expedites the entire process.
  • We aren’t brokers, this helps us get you the best rates, and avoids any extra fees.
  • We are happy to work with brokers to help get their clients the funding they need.

Please note: We do NOT lend on owner-occupied homes, raw land or specialty commercial properties

Property Geographic Area Details
Connecticut, Florida, New Jersey, New York, Pennsylvania, South Carolina
Loan Amounts
$200,000 to $5,000,000
Interest Rates
4% to 9.5%
Loan Terms
6 months to 360 months
Origination Fees
1% to 2%
Lien Position
1st
Collateral Types
  • Residential Property
  • Commercial Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Value Add Project
Property Occupancy
  • Vacant
  • Tenant Occupied 100%

Maximum Leverage

Purchase Short-Term (no Value-Add):
Max LTP Residential: 85%
Max LTP Multifamily: 85%
Purchase Long-Term
Max LTP Residential: 80%
Max LTP Multifamily: 75%
Refinance Short-Term (no Cash Out)
Max LTV 1st Lien Residential: 75%
Refinance & Cash Out Short-Term
Max LTV 1st Lien Residential: 75%
Refinance Long-Term
Max LTV Residential: 75%
Residential Fix & Flip
Max LTP: 85%
Max LTC: 90%
Max LTARV: 75%
Residential Rehab & Hold
Max LTP: 85%
Max LTC: 90%
Max LTARV: 75%
Multifamily Value-Add
Max LTP: 85%
Max LTC: 85%
Max LTARV: 75%
Residential Construction
Max LTC: 85%
Multifamily Construction
Max LTC: 80%

Property Types

  • 2-4 Units Residential
  • Condominium
  • Mixed-Use
  • Multifamily
  • Single Family Residence

Loan Types

  • Private Money
  • Hard Money
  • Residential Bridge
  • Residential Fix and Flip
  • Residential Rehab and Rent
  • Residential Ground-Up Construction
  • Residential Long-Term Rental

Specialty Loan Types

  • Foreclosure Bailout
  • Residential Long-Term Rental

Max Loan-to-Purchase Price

85%

Borrower Must Have Property Under Contract

yes

Will Provide Proof of Funds Letter

yes

Will Consider Lending on Purchase from Auction

yes

Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Family

Experience Required

no

Minimum Number of Value-Add Projects Completed by Borrower

1

Will Provide Funds for Renovation Costs

yes

Max LTC for Renovation Costs

90%

Interest Charged for Renovation Costs

Only on Funds Drawn

Typical Number of Days for Funds Draw

2

Maximum After Repair Value

75.00%

Minimum Loan Amount

$200,000

Maximum Loan Amount

$5,000,000

Minimum Interest Rate

4.5%

Minimum Origination Fee

2%

Minimum Loan Term

360 months

Maximum Loan Term

360 months

Minimum Debt Service Coverage Ratio

1.00

Will Lend on a Portfolio of Rentals

Yes

Minimum Number of Properties

1

Minimum Property Value

$150,000

Fees which are mandatory for all new borrower clients

  • Legal Fee
  • Appraisal Fee
  • Title Fee
  • Credit Report Fee
  • Background Check Fee

Fees which are paid to a third party company

  • Legal Fee
  • Appraisal Fee
  • Credit Report Fee
  • Background Check Fee

Details and Requirements

Typical Closing Time (Days)

7

Fastest Closing Time (Days)

3

Payment Structure
  • Interest Only
  • Amortized
  • Interest Reserve
Pre Payment Penalty

no

Will lend to a foreign national

yes

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

no

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will Consider Equity Joint Venture

no

Borrower Entity Types Considered
  • LLC
  • Limited Partnership
  • Trust
  • Corporation
Documentation Required
  • Credit Report
  • Loan Application
Personal Guaranty (Recourse) Required
Sometimes
Credit Check Required

yes

Minimum Credit Score Required

660

Appraisal Required for Residential Property

Sometimes

Appraisal Required for Commercial Property

Do Not Lend on Commercial Property

Broker Price Opinion (BPO) Accepted for Residential Property

Sometimes

Broker Price Opinion (BPO) Accepted for Commercial Property

Do Not Lend on Commercial Property

Get In Touch

Salman Capital Funding pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

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Our Story

Salman Capital Funding is a leader in private lending. As a division of Salman Capital, we have over 30 years of real estate investment and management experience under our belts. Bringing our extensive knowledge of real estate investment, development, and financing to the table to help you reach your goals. Customizing our support to each client’s unique needs and concerns. We can get creative with our lending capabilities, with our out-of-the-box thinking to help you get everything you need.

Our success is driven by our amazing team.  Our team is knowledgeable, professional, and QUICK. Our record closing time is 24 hours, with an average closing time of 5 days. Salman Capital Funding will be available to assist you at any point through the loan process, and after as well making sure we do everything in our power to satisfy you, the borrower.

Office Locations

Salman Capital Funding Jersey Office
35 Journal Square, Jersey City, New Jersey 07306

Primary Capital Source
  • Own Funds
  • Family Offices
Loan Structure for Majority of Loans
  • Own Balance Sheet

Get In Touch

Salman Capital Funding pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
subscribe-illustration
Before You Contact Us

Our Minimum Loan Amount Is

$200,000

What We Do

  • Residential Investment Properties
  • Multifamily & Mixed-Use Properties
  • Up to 85% Loan-to-Purchase for Rehabs
  • 15%+ Cash Down Required for Rehabs
  • Long-Term Rental Loans (DSCR)

Not Available

  • NO 100% Financing
  • NO Owner-Occupied Properties
  • NO Rural Properties
  • NO Raw Land Loans
  • NO Specialty Properties

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Contact Salman Capital Funding by whichever method you choose.

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Send an email to Salman Capital Funding