While we specialize in residential construction financing, we also offer private financing on non-owner-occupied residential properties. Additionally, we loan on both commercial and land/lots.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Property Types
- 2-4 Units Residential
- Adult Day Care
- Agricultural
- Assisted Living Facility
- Auto Dealership
- Bed and Breakfast
- Car Wash
- Child Day Care
- Commercial Condominium
- Commercial Land
- Community Center
- Condominium
- Equestrian
- Event Center
- Gym
- Healthcare
- Hostel
- Hotel
- Industrial
- Manufactured Home
- Mixed-Use
- Motel
- Multifamily
- Night Club
- Office
- Parking Lot
- Place of Worship
- Portfolio of Residential Properties
- RV Park
- Ranch
- Recreational
- Religious Facility
- Residential Land
- Retail
- Senior Housing
- Single Family Residence
- Sports Facility
- Storage Facility
- Student Housing
- Vehicle Parking
- Winery
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Ground-Up Construction
- Commercial Ground-Up Construction
Specialty Loan Types
- Commercial Permanent Financing
- Condo Conversion
- Land Development
- Partner Buyout
- Primary Residence Business Purpose Cash Out
- Residential Long-Term Rental
- Subdivisions
Agribusiness Types
- Cattle Ranch
- Citrus Grove
- Corn
- Cotton
- Dairy
- Equestrian
- Melons
- Peach
- Peanuts
- Potatoes
- Poultry
- Row Crops
- Swine
- Tree Nuts
- Vegetables
Land Types Considered
- Residential Land
- Multifamily Land
- Industrial Land
- Office Land
- Retail Land
- Hospitality Land
- Agricultural Land
- Special Purpose Land
- Covered Land
Will Consider Land That is NOT Entitled
yesMax LTV for Land
50%Max LTC for Land Acquisition
53%Max Loan-to-Purchase Price
75%Borrower Must Have Property Under Contract
yesWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
yesAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Subject Property
- Family
Experience Required
noMinimum Number of Value-Add Projects Completed by Borrower
0Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
98%Typical Number of Days for Funds Draw
5Maximum After Repair Value
61%Development Experience Required
noMinimum Number of Ground-Up Construction Projects Completed by Borrower
0Max LTC for Ground-Up Construction Costs
100%Will Lend on Partially Completed Construction Projects
yesFees which are mandatory for all new borrower clients
- Processing Fee
- Documents Fee
- Legal Fee
- Title Fee
Fees which are paid to a third party company
- Title Fee
Contact San Diego Private Money
Stay Informed About Private Lending
Specializing in arranging loans funded through private capital and based in San Diego, we have arranged thousands of loans throughout California and brings decades of experience to private lending. Our loan officers and senior staff have each been involved in private lending for a minimum of twelve years. With our staff of seasoned professionals, you can be certain we have the broad base of experience to qualify and manage the loan process from start to finish.
Associations
- California Mortgage Association
Office Locations
3914 Murphy Canyon Road, Suite A250, San Diego, California 92123Our Team
Terri Proffer
Associate Broker
CA Dept of Real Estate Broker's License - 01895947
Johanna Rivera
Loan Servicing Mgr & Senior Loan Officer
CA Dept of Real Estate Salesperson License - 01343578
Gina Salas
Broker
CA Dept of Real Estate Broker's License - 00943518
Contact San Diego Private Money
Stay Informed About Private Lending
Contact This Lender
Create a Loan Request
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Our Minimum Loan Amount Is
$75,000
What We Do
- Lending on CA Investment Properties
- Ground-Up Construction Loans
Not Available
- NO Owner-Occupied Homes
- NO 100% Financing