Secured Capital Lending
Los Angeles , California
CA DRE Broker Lic. 02015649
Direct Lender for California Investment Properties
We are a direct private lending company specializing in financing both commercial and residential properties. We offer various attractive loan products such as fix and flip, rehab, bridge, construction, refi – cash out , 2nd trust deeds . The asset types we have an interest in financing are the following: SFR, multi-family, industrial, retail, office, mixed-use, car wash, gas stations, and hospitality.
Our team has combined over 30 years of experience and has funded over $300M in private capital since 2016. We are very quick to make decisions and our average funding is 5-10 days. We have a background in development , mortgage lending and property acquisitions.
Please note: We do not offer loans for vacant land or owner-occupied homes.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Property Types
- 2-4 Units Residential
- Condominium
- Industrial
- Mixed-Use
- Retail
- Single Family Residence
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Ground-Up Construction
Specialty Loan Types
- 2nd Mortgage Equity Cash Out
- Bankruptcy Resolution
- Cannabis Use Properties
- Condo Conversion
- Foreclosure Bailout
- Residential Long-Term Rental
- Reverse 1031 Exchange
Junior Lien Loan Amounts
$100,000 to $2,000,000
Junior Lien Interest Rates
9% to 12%
Junior Lien Loan-to-Value
70%
Junior Lien Loan-to-Cost
70%
Junior Lien Types
- Refinance
Max Loan-to-Purchase Price
90%Borrower Must Have Property Under Contract
yesWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
yesAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Subject Property
- Equity in Another Investment Property
- Seller Financing
- Gap Lender
- Family
Experience Required
noMinimum Number of Value-Add Projects Completed by Borrower
0Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
100%Interest Charged for Renovation Costs
Only on Funds DrawnTypical Number of Days for Funds Draw
3Maximum After Repair Value
75.00%Development Experience Required
noMinimum Number of Ground-Up Construction Projects Completed by Borrower
0Max LTC for Ground-Up Construction Costs
100%Interest Charged for Construction Costs
Only on Funds DrawnWill Lend on Partially Completed Construction Projects
yesGet In Touch
Stay Informed About Private Lending
Associations
- National Private Lending Association - Founding Member
Office Locations
Secured Capital Lending6400 Laurel Canyon Blvd Ste 620, Los Angeles , California 91606
Our Team
Sam Chivitchian
CEO
CA DRE Broker Lic. - 02015649
Get In Touch
Stay Informed About Private Lending
Contact This Lender
Create a Loan Request
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Our Minimum Loan Amount Is
$100,000
What We Do
- Residential & Commercial Properties
- Bridge, Rehab, Construction, Rental Loans
- LTP up to 90% for Rehab Purchase
Not Available
- NO 100% Financing
- NO Owner-Occupied Homes
- NO Consumer-Purpose Loans