Sky Equity is a direct nationwide private lender focusing on commercial real estate for investors. We provide short term bridge loans and permanent term loans on commercial assets such as mixed use, retail, warehouse, light industrial, storage, office, ALF, and more. 

We finance investor acquisitions, rehab, stabilization and refi or cash-out with 12-24 month interest only bridge loans under $5 million; as well as ARM and Fixed permanent financing options for stabilized assets $3 million to $75 million. Borrowers & Brokers should mention they found us on Private Lender Link for our preferred customer experience.

In addition to creative funding solutions for Borrowers, we have provided consistent healthy returns of 9% + for Investors in our fund for nearly a decade now without fail.

Property Geographic Area Details
Nationwide Except: ND, SD, MN, VT, WY, & OR
Loan Amounts
$100,000 to $75,000,000
Interest Rates
9% to 12%
Loan Terms
6 months to 120 months
Origination Fees
1% to 3%
Lien Position
1st
Collateral Types
  • Residential Property
  • Commercial Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Value Add Project
Property Occupancy
  • Vacant
  • Tenant Occupied 100%
  • Owner Occupied Commercial

Property Types

  • 2-4 Units Residential
  • Assisted Living Facility
  • Car Wash
  • Cinema
  • Commercial Condominium
  • Condominium
  • Hostel
  • Industrial
  • Mixed-Use
  • Motel
  • Multifamily
  • Office
  • Portfolio of Commercial Properties
  • Portfolio of Residential Properties
  • Rehabilitation Facility
  • Retail
  • Senior Housing
  • Single Family Residence
  • Storage Facility
  • Student Housing

Loan Types

  • Private Money
  • Hard Money
  • Residential Bridge
  • Residential Fix and Flip
  • Residential Rehab and Rent
  • Commercial Bridge
  • Commercial Property Value Add

Specialty Loan Types

  • Foreclosure Bailout
  • Partner Buyout
  • Residential Long-Term Rental

Max Loan-to-Purchase Price

75%

Borrower Must Have Property Under Contract

yes

Will Provide Proof of Funds Letter

no

Will Consider Lending on Purchase from Auction

no

Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Subject Property
  • Equity in Another Investment Property

Experience Required

no

Minimum Number of Value-Add Projects Completed by Borrower

0

Will Provide Funds for Renovation Costs

yes

Max LTC for Renovation Costs

75%

Interest Charged for Renovation Costs

Only on Funds Drawn

Typical Number of Days for Funds Draw

5

Deposit Required

Good Faith Deposit

Fees which are mandatory for all new borrower clients

  • Site Visit Fee
  • Legal Fee
  • Appraisal Fee
  • Inspection Fee
  • Title Fee
  • Extension Fee

Fees which are paid to a third party company

  • Appraisal Fee
  • Environmental Report Fee

Details and Requirements

Typical Closing Time (Days)

14

Fastest Closing Time (Days)

7

Payment Structure
  • Interest Only
Pre Payment Penalty

yes

Will lend to a foreign national

no

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

no

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will Consider Equity Joint Venture

no

Borrower Entity Types Considered
  • Individual(s)
  • LLC
  • Limited Partnership
  • Trust
  • Corporation
  • Self-Directed IRA
Documentation Required
  • Credit Report
  • Tax Returns
  • Bank Statements
  • Financial Statements
  • Loan Application
Personal Guaranty (Recourse) Required
Always
Credit Check Required

yes

Appraisal Required for Residential Property

Always

Appraisal Required for Commercial Property

Always

Broker Price Opinion (BPO) Accepted for Residential Property

Sometimes

Broker Price Opinion (BPO) Accepted for Commercial Property

Sometimes

Contact Sky Equity

Sky Equity pays us to be listed, so there is no fee to connect with them directly.

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Sky Equity is a direct nationwide private lender focusing on commercial real estate for investors. We provide short term bridge loans and permanent term loans on commercial assets such as mixed use, retail, warehouse, light industrial, storage, office, ALF, and more. 

We finance investor acquisitions, rehab, stabilization and refi or cash-out with 12-24 month interest only bridge loans under $5 million; as well as ARM and Fixed permanent financing options for stabilized assets $3 million to $75 million. Borrowers & Brokers should mention they found us on Private Lender Link for our preferred customer experience.

In addition to creative funding solutions for Borrowers, we have provided consistent healthy returns of 9% + for Investors in our fund for nearly a decade now without fail.

If you are interested in being a borrower, broker, or investor with Sky Equity learn more today or apply now at www.skyequity.com

Year Established

2014

Associations

  • American Association of Private Lenders - Member
  • NPLA - Member
  • NACLB - Member

Office Locations

Sky Equity
43 West 33rd Street Suite 504, New York, NY 10001

Primary Capital Source
  • Own Funds
  • Debt Fund We Manage
  • Individual Investors
  • Bank Credit Line
Alternative Capital Sources
  • Debt Fund We Manage
Loan Structure for Majority of Loans
  • Own Balance Sheet
Percentage of Loans Secured by Commercial Property

40%

Percentage of Loans Secured by Residential Property

60%

Our Team

Allen Esses

President, Fund Manager

John Tedesco

Chief Development Officer

Contact Sky Equity

Sky Equity pays us to be listed, so there is no fee to connect with them directly.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
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Our Minimum Loan Amount Is

$100,000

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