Private Lenders for Florida Real Estate Investors

Sky 18 Capital is a private lending firm based in Miami which offers bridge loans and rehab fix & flip loans to residential property investors throughout Florida.

Property Geographic Area Details


Loan Amounts

$75,000 to $5,000,000

Interest Rates

8.99% to 11.99%

Max Loan-To-Value


Max Loan-To-Cost


Origination Fees

1% to 4%

Loan Terms

6 months to 24 months

Lien Position

  • 1st

Loan Purpose

  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Invest in a Business
  • Value Add Project
  • Development Project

Property Occupancy

  • Vacant
  • Tenant Occupied 100%

Property Types and Loan Types

Collateral Types

  • Residential Property
  • Commercial Property

Property Types

  • 2-4 Units Residential
  • Commercial Condominium
  • Condominium
  • Mobile Home Park
  • Multifamily
  • Office
  • Residential Land
  • Single Family Residence

Loan Types

  • Private Money
  • Hard Money
  • Residential Bridge
  • Residential Fix and Flip
  • Residential Rehab and Rent

Land Loan


We only consider a land purchase, NOT a refinance or cash out. Land must be entitled for SFR, condo, or multifamily.

Land Types Considered

  • Residential Land
  • Multifamily Land

Will Consider Land That is NOT Entitled


Max LTV for Land


Max LTC for Land Acquisition


Purchase Loan

Max Loan-To-Purchase Price


Borrower Must Have Property Under Contract


Will Provide Proof of Funds Letter


Will Consider Lending on Purchase from Auction


Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Subject Property
  • Family

Rehab Value Add Loan

Experience Required


Minimum Number of Value-Add Projects Completed by Borrower


Will Provide Funds for Renovation Costs


Max LTC for Renovation Costs


Maximum After Repair Value


Details and Requirements

Typical Closing Time (Days)


Fastest Closing Time (Days)


Works With

  • Brokers
  • Borrowers

Payment Structure

  • Interest Only

Pre Payment Penalty


Will lend to a foreign national


Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage


Will Consider Collateralizing Multiple Properties in One Loan


Will Consider Equity Joint Venture


Borrower Entity Types Considered

  • LLC

Appraisal Required for Residential Property


Appraisal Required for Commercial Property


Broker Price Opinion (BPO) Accepted for Residential Property


Broker Price Opinion (BPO) Accepted for Commercial Property



Underwriting Fee

$1,000.00 to $2,000.00

Legal Fee

Lawyer will charge his fee, typically from $750 to $1250

Renewal Fee

Typically 1%

Appraisal Fee

Usually around $450

Fees which are mandatory for all new borrower clients

  • Legal Fee
  • Appraisal Fee

Fees which are charged upfront prior to loan closing

  • Legal Fee
  • Appraisal Fee

Fees which are paid to a third party company

  • Legal Fee
  • Appraisal Fee

Legal Disclaimer

This Information Is Confidential And Has Been Prepared Solely For The Purpose Of Evaluating An Investment Opportunity By Persons With Pre-existing Relations With Sky 18 Capital, Llc. No Person Or Entity Is Permitted To Rely Upon Or Use This Information For Any Purpose Other Than Informational Purpose. Under No Circumstances Can This Information Be Copied, Circulated, Or Disclosed By Any Recipient To Any Person. Neither Sky 18 Capital, Llc And Its Affiliates Nor Their Respective Members, Officers, Employees, Or Representatives Make Any Representations Or Warranties, Express Or Implied, Concerning The Accuracy Of Any Information, Which Includes Summaries And Conclusions Of Reports And Statements Of Third Parties (Including Materials Furnished By Maker Of The Investment Described Herein), None Of Which Is Guaranteed By Any Of Sky 18 Capital, Llc Owners, Its Affiliates, Or Their Respective Members, Officers, Employees, Or Representatives To Be Accurate Or Complete In Any Respect. This Information Is Not Intended To Constitute And Does Not Constitute An Offer To Sell Or A Solicitation To Buy Any Security Of Its Kind Or Type In Any Jurisdiction.

We are an experienced private lending group that offers competitive loans for those seeking alternative and fast solutions, when traditional lending sources are not accessible or suitable. Our main goal is to know our borrowers, build relationships and meet their needs and desires while providing a transparent, efficient, easy and professional loan service.

Why Choose Sky 18 Capital?

  • Transparency and Trust
    It is crucial for us to provide a transparent and trustworthy service.
  • Convenient and Flexible
    Each loan is unique. Together we will work on a customized plan in order to come up with an agreeable plan for both parties.
  • Loan to Value
    We focus on the value of the property and use it as collateral.
  • Easy and Fast Approval Process
    You will not be burdened with lots of requirements.​ After submitting the required paperwork, the loan could be approved in just a couple of days.

Company Size (Number of Employees)


Year Established


Office Locations

7300 Biscayne Boulevard No 200, Miami, FL 33138

Primary Capital Source

  • Own Funds
  • Individual Investors

Alternative Capital Sources

  • Own Funds
  • Bank Credit Line
  • Private Equity Funds

Loan Structure for Majority of Loans

  • Own Balance Sheet

Alternative Loan Structures

  • Multiple Investor Fractionalized Note

Percentage of company’s lending business focused on private mortgage


Company’s Other Business Activities Besides Private Mortgage Lending

  • Commercial Mortgage Brokerage
  • Residential Mortgage Brokerage
  • Commercial Real Estate Investing
  • Residential Real Estate Investing
  • Real Estate Development

Percentage of Loans Secured by Commercial Property


Percentage of Loans Secured by Residential Property


Percentage of Residential Property Loans Which are Fix and Flip


Percentage of Residential Property Loans Which are Buy and Hold


Total Number of Loans Funded to Date


Total Loan Volume Funded to Date


Moises Liplewski


Entrepreneur always looking for new challenges ... my experience of 20 years on the field has allowed me to develop street skills that I consider key to success ... I still believe in people as the engine of development and opportunities. My job has been to make things happen ... from creating a new product ... logistics, finance, marketing and sales. Managing different areas makes me feel confident to handle any situation. I feel like speaking fluent Spanish English and Hebrew. and I have a BA in Business in addition to various management and finance courses.

Alexander Galsky


Bilingual finance professional with more than fifteen years of experience in bridging lucrative U.S. and Latin American relationships that have expanded client rosters into new sectors/geographies, analyzing financial data to distill actionable insights and successfully executing on that information in time to capitalize on opportunities, and pitching novel investment ideas that have had an impact on client businesses as well as within employers’ organizations. Credentials include: Master of International Affairs in International Finance from Columbia University.

License Information
NMLS ID - 1725150
Before You Contact Us

Our Minimum Loan Amount Is


What We Do

  • Bridge Loans, Fix & Flip Loans
  • Residential & Multifamily Properties
  • Up to 75% LTP + 100% LTC for Flips
  • Up o 65% LTV for Refinance Cash Out

Not Available

  • NO Owner-Occupied Homes
  • NO Rural Areas
  • NO Commercial Property except Multifamily
  • NO Ground-Up Construction Loans

Loan Request

Short Description of your Loan Request or Property Address

This information is about yourself, not the subject property.


At the end of the form you can enter the additional properties.

(temp use, storage, billboard, parking, etc.)


If Borrower is not seeking additional funds for the renovation, change the Loan Type to Purchase or Acquisition.


(temp use, storage, billboard, parking, etc.)


If Borrower is not seeking additional funds for the renovation, change the Loan Type to Purchase or Acquisition.


how will the loan be paid off?


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Add links to photos here.


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