Private Lenders for Florida Real Estate Investors

Sky 18 Capital is a private lending firm based in Miami which offers bridge loans and rehab fix & flip loans to residential property investors throughout Florida.

Property Geographic Area Details
Loan Amounts
$75,000 to $5,000,000
Interest Rates
8.99% to 11.99%
Loan Terms
6 months to 24 months
Origination Fees
1% to 4%
Lien Position
Collateral Types
  • Residential Property
  • Commercial Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Invest in a Business
  • Value Add Project
  • Development Project
Property Occupancy
  • Vacant
  • Tenant Occupied 100%

Property Types

  • 2-4 Units Residential
  • Commercial Condominium
  • Condominium
  • Mobile Home Park
  • Multifamily
  • Office
  • Residential Land
  • Single Family Residence

Loan Types

  • Private Money
  • Hard Money
  • Residential Bridge
  • Residential Fix and Flip
  • Residential Rehab and Rent


We only consider a land purchase, NOT a refinance or cash out. Land must be entitled for SFR, condo, or multifamily.

Land Types Considered

  • Residential Land
  • Multifamily Land

Will Consider Land That is NOT Entitled


Max LTV for Land


Max LTC for Land Acquisition


Max Loan-to-Purchase Price


Borrower Must Have Property Under Contract


Will Provide Proof of Funds Letter


Will Consider Lending on Purchase from Auction


Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Subject Property
  • Family

Experience Required


Minimum Number of Value-Add Projects Completed by Borrower


Will Provide Funds for Renovation Costs


Max LTC for Renovation Costs


Legal Fee

Lawyer will charge his fee, typically from $750 to $1250

Appraisal Fee

Usually around $450

Fees which are mandatory for all new borrower clients

  • Legal Fee
  • Appraisal Fee

Fees which are paid to a third party company

  • Legal Fee
  • Appraisal Fee

Details and Requirements

Typical Closing Time (Days)


Fastest Closing Time (Days)


Payment Structure
  • Interest Only
Pre Payment Penalty


Will lend to a foreign national


Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage


Will Consider Collateralizing Multiple Properties in One Loan


Will Consider Equity Joint Venture


Borrower Entity Types Considered
  • LLC
Personal Guaranty (Recourse) Required
Credit Check Required


Appraisal Required for Residential Property


Appraisal Required for Commercial Property


Broker Price Opinion (BPO) Accepted for Residential Property


Broker Price Opinion (BPO) Accepted for Commercial Property


Legal Disclaimer

This Information Is Confidential And Has Been Prepared Solely For The Purpose Of Evaluating An Investment Opportunity By Persons With Pre-existing Relations With Sky 18 Capital, Llc. No Person Or Entity Is Permitted To Rely Upon Or Use This Information For Any Purpose Other Than Informational Purpose. Under No Circumstances Can This Information Be Copied, Circulated, Or Disclosed By Any Recipient To Any Person. Neither Sky 18 Capital, Llc And Its Affiliates Nor Their Respective Members, Officers, Employees, Or Representatives Make Any Representations Or Warranties, Express Or Implied, Concerning The Accuracy Of Any Information, Which Includes Summaries And Conclusions Of Reports And Statements Of Third Parties (Including Materials Furnished By Maker Of The Investment Described Herein), None Of Which Is Guaranteed By Any Of Sky 18 Capital, Llc Owners, Its Affiliates, Or Their Respective Members, Officers, Employees, Or Representatives To Be Accurate Or Complete In Any Respect. This Information Is Not Intended To Constitute And Does Not Constitute An Offer To Sell Or A Solicitation To Buy Any Security Of Its Kind Or Type In Any Jurisdiction.

Get In Touch

Sky 18 Capital pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

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We are an experienced private lending group that offers competitive loans for those seeking alternative and fast solutions, when traditional lending sources are not accessible or suitable. Our main goal is to know our borrowers, build relationships and meet their needs and desires while providing a transparent, efficient, easy and professional loan service.

Why Choose Sky 18 Capital?

  • Transparency and Trust
    It is crucial for us to provide a transparent and trustworthy service.
  • Convenient and Flexible
    Each loan is unique. Together we will work on a customized plan in order to come up with an agreeable plan for both parties.
  • Loan to Value
    We focus on the value of the property and use it as collateral.
  • Easy and Fast Approval Process
    You will not be burdened with lots of requirements.​ After submitting the required paperwork, the loan could be approved in just a couple of days.
Company Size (Number of Employees)


Year Established


Office Locations

7300 Biscayne Boulevard No 200, Miami, FL 33138

Primary Capital Source
  • Own Funds
  • Individual Investors
Alternative Capital Sources
  • Own Funds
  • Bank Credit Line
  • Private Equity Funds
Loan Structure for Majority of Loans
  • Own Balance Sheet
Percentage of Loans Secured by Commercial Property


Percentage of Loans Secured by Residential Property


Total Number of Loans Funded to Date


Total Loan Volume Funded to Date


Our Team

Moises Liplewski


Alexander Galsky


NMLS ID - 1725150

Get In Touch

Sky 18 Capital pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
Before You Contact Us

Our Minimum Loan Amount Is


What We Do

  • Bridge Loans, Fix & Flip Loans
  • Residential & Multifamily Properties
  • Up to 75% LTP + 100% LTC for Flips
  • Up o 65% LTV for Refinance Cash Out

Not Available

  • NO Owner-Occupied Homes
  • NO Rural Areas
  • NO Commercial Property except Multifamily
  • NO Ground-Up Construction Loans

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Send an email to Sky 18 Capital