Georgia Direct Private Lender. Simple. Local. Responsive.
If you’re an investor in residential real estate doing fix-and-flips or new construction or simply need a bridge loan, we are here to service your investor needs.
SkyBeam Capital keeps things simple by handling everything in-house so that we can deliver an outstanding borrower experience throughout the entire loan process with us: underwriting, draw requests and loan servicing are all conducted with excellent service. We are Georgia’s most reliable private money lender because we are responsive, experienced, and local.
- We lend in Georgia, Alabama, Tennessee, South Carolina, North Carolina, Florida and Virginia
- We are a direct asset-based lender
- We don’t require appraisals
- We fund start to finish in 48 hours
- No prepayment penalties
Please note: We do NOT offer loans secured by owner-occupied homes or commercial real estate.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Maximum Leverage
Purchase Short-Term (no Value-Add)
Refinance Short-Term (no Cash Out)
Refinance & Cash Out Short-Term
Residential Fix & Flip
Residential Rehab & Hold
Multifamily Value-Add
Residential Construction
Property Types
- 2-4 Units Residential
- Multifamily
- Residential Land
- Single Family Residence
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Ground-Up Construction
Specialty Loan Types
- Land Development
- Partner Buyout
- Transactional Funding
- Vacation Rental
Land Types Considered
- Residential Land
Will Consider Land That is NOT Entitled
yesExisting Land Improvements Required
- Street Access
Max LTV for Land
50%Max LTC for Land Acquisition
50%Max Loan-to-Purchase Price
85%Borrower Must Have Property Under Contract
noWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
noAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Subject Property
- Family
Experience Required
noMinimum Number of Value-Add Projects Completed by Borrower
0Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
100%Interest Charged for Renovation Costs
Entire Amount of Total Project CostsTypical Number of Days for Funds Draw
2Maximum After Repair Value
70%Development Experience Required
noMinimum Number of Ground-Up Construction Projects Completed by Borrower
0Max LTC for Ground-Up Construction Costs
100%Interest Charged for Construction Costs
Entire Amount of Total Project CostsWill Lend on Partially Completed Construction Projects
yesUnderwriting Fee
$500
Processing Fee
Application Processing Fee $495 (Paid once term sheet is issued and signed)
Documents Fee
$500
Legal Fee
per settlement company
Settlement Fee
per settlement company
Title Fee
per settlement company
Minimum Origination Fee Amount
$2,000
Fees which are mandatory for all new borrower clients
- Underwriting Fee
- Processing Fee
- Documents Fee
- Extension Fee
- Renovation or Construction Funds Draw Fee
Fees which are paid to a third party company
- Legal Fee
- Settlement Fee
- Title Fee
Contact SkyBeam Capital, LLC
Stay Informed About Private Lending
We provide real-estate collateral-based loans. We have direct, local control over all of our lending. You need a responsive lender, not one with a myriad of procedures and hoops to jump through. We’re right here – where you are. No delays waiting on “corporate” to get back to you; nobody out of state making decisions that affect your business without knowing you and your market.
With years of local residential & commercial investing experience, we know what our borrowers are dealing with. We know what our borrowers need from a financial partner because we’ve been in your shoes too. We strive to make the process as easy on you as we want it for ourselves. When we commit to terms, they won’t change because we know first-hand how disruptive that can be to your investing plans.
Associations
- American Association of Private Lenders
- National Private Lenders Association
Office Locations
3225 Cumberland Blvd SE, Suite 100, Atlanta, GA 30339Contact SkyBeam Capital, LLC
Stay Informed About Private Lending
Contact This Lender
Create a Loan Request
Be more efficient with your lender search. Provide the loan details once, save it, and then share it with multiple lenders.
Contact SkyBeam Capital, LLC by whichever method you choose.
If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.
Our Minimum Loan Amount Is
$50,000
What We Do
- Residential and Multifamily Properties
- Fix & Flip, Fix & Hold, Construction
- Transactional Funding
- Land Loans up to 50% LTV
- Urban and Rural Locations
Not Available
- NO 100% Financing
- NO Commercial Properties
- NO Owner-Occupied Homes