CPA Services for Private Mortgage Lending
Navigating private lending has become extremely complex. In addition to the challenges of properly reporting assets, such as distressed loan purchases or real estate owned properties, for financial and tax purposes, as well as the timely reporting of investor K-1s, there is also a growing concern about the impact of increased regulation and documentation standards.
Our firm has more than 20 years of experience working with private lenders who manage everything from start-up funds to funds worth more than $500 million. However, our real value comes from our ability to strategize with fund management to maximize the impact of their business decisions and how they are presented to investors in their financial statements and reflected on their K-1s.
We are experts in the private lending industry. Our staff is actively involved with multiple industry associations and consistently works alongside them to assist in resolving issues that impact private lenders.
Our services for lenders include:
- Structure and formation
- Audit, reviewed, or compiled financial statements
- Real estate owned analysis, accounting, and related tax impact
- Discounted note purchase analysis, accounting, and related tax impact
- Investor suitability
- Unrelated Business Taxable Income (UBTI)
- Licensing requirements
- Tax reporting requirements for out-of-state investors
- Threshold reporting requirements
CPA Services for Real Estate Investing
Real estate owners, developers, and investors face many challenges.
Managing financial and operational risks are becoming increasingly difficult with the ever-changing environmental and regulatory requirements. Real estate accounting is a valuable tool to help investors manage their business efficiently to ensure profitability and long-term success.
Our thorough understanding of the issues facing the real estate industry, combined with our many years of experience working in the commercial and residential real estate sectors, makes us uniquely qualified to help clients effectively manage risk and improve their bottom line. Hiring a seasoned real estate accountant allows business owners and entrepreneurs to focus on daily, profit-making responsibilities while also having confidence in the accuracy of their financial records.
Our services for real estate investors include:
- Entity creation, ownership, and dissolution strategies
- Tax credits and incentives
- Deferred gain strategies
- Like-kind exchanges
- Tax and accounting outsourcing
- Internal control reviews
- Audits, reviews, and compilations for financing and bonding purposes
- Cash flow projections
- Special projects and reports
Debt & Equity Fund Administration
As a trusted CPA source for fund managers, Spiegel ensures clients’ financial reporting meets the highest standards. Using an industry expert niched in private lending allows the fund manager to ask the tough questions about accounting and tax impacts of loan loss reserves, delinquencies, foreclosures, and many other transactions.
Our staff is actively involved with industry associations and consistently collaborates with industry leaders to assist in resolving issues that impact private lenders. The Spiegel team frequently contributes content for industry publications and often participates in educational webinars.
Our services for fund managers include:
- Structure and formation
- Audited, reviewed, or compiled financial statements
- Real Estate Owned analysis, accounting, and related tax impact
- Discounted note purchase analysis, accounting, and related tax impact
- Investor suitability
- Unrelated Business Taxable Income (UBTI)
- Licensing requirements
- Tax reporting requirements for out-of-state investors
- Threshold reporting requirements
- Real estate investment trust (REIT) testing
- Discount amortization
ACCOUNTING
Our accounting and bookkeeping services will free you up, allowing you the time to focus on your core business. Tap in to our expert accounting team to review your credit card and bank statements ensuring they are properly reflecting your operations. We will handle the day-to-day transaction entry and accounting reconciliations to provide you with timely financial reporting to help you make the best decisions. We’re with you at every stage as your business grows and scales.
TAX PLANNING AND PREPARATION
Through developing long-term client relationships, we understand tax objectives in the wider context of your business and you personally. In addition to employing our expertise to minimize tax liabilities, we are also proactive with tax changes and are
willing to be aggressive within tax laws.
ASSURANCE SERVICES
Financial statements provide invaluable information for planning earnings and cash flow, complying with regulatory requirements, and identifying risks before they become problems. Spiegel offers a full range of assurance services, including: audited, reviewed, and compiled financial statements; monthly or quarterly accounting and assistance; and GAAP accounting guidance.
CONSULTING
Our consultancy practice goes beyond basic tax and assurance services. As part of your team, Spiegel can help implement strategies, assist your management team, address new regulations, manage or improve accounting and internal control processes, and work on special projects. By transferring our knowledge, we are able to help you make informed business decisions and contribute to your success.
Spiegel Accountancy Corp Testimonials
Jon O. Freeman
"Spiegel has provided a high level of service to all of our entities for over 10 years. We appreciate Spiegel’s collaborative effort for our business strategies and growth, along with their industry expertise."
Stonecrest Financial
Rob Hirt
"We have worked with Jeff and his team at Spiegel Accountancy for well over a decade. They are an indispensable resource to our Company and the mortgage industry."
LendUS
Mark Hanf
"I met Jeff Spiegel at an industry conference and he helped me resolve a potentially expensive tax problem. Since then, Jeff and his team have handled all of our tax, audit and compliance work for our growing mortgage and investment firm."
Pacific Private Money
Mary Merriman
"Spiegel Accountancy has been a tremendous resource since the inception of our loan fund. Their tax, audit, and accounting teams are crucial members of our professional services team. Their value is in their expertise – thankfully, we’ve had them to rely on as we grow our fund, being instrumental to the success of our enterprise."
Cetan Funds, LLC
Mark Fikse
"We have been working with Spiegel Accountancy since the inception of SkyBeam Capital. We have a great collaboration as we use Spiegel for our fund administration, accounting and tax. The team is extremely responsive and we close our books each month within a week. Their detailed knowledge of our business and their tax and accounting expertise provides further reassurance for our investors. Our inception to date audit was completed on time and with zero adjustments thanks to Spiegel!"
SkyBeam Capital
Tony Avilla
"From the beginning of my relationship with Spiegel Accountancy, they have consistently worked to see past the 'debits and credits' to provide our organization with sound business advice. They are invaluable advisors to our company."
Scenic Oaks Funding
Stephen Seal
"I have been very happy with all aspects of my interaction with the Spiegel team, both on the tax and the audit side. Because of their years of experience, they are able to provide me with well-informed answers to my questions. And they are accessible. I have always found it easy to schedule a call, even during busy tax and audit season."
Maritime Land Group
Dr. Andy Schell, CPA/CFF
"I had the privilege of working with Jeff and Henry from Spiegel Accountancy for many years. I know them to be knowledgeable of mortgage accounting and both are responsive and personable in their interaction with clients. I’ve worked with and reviewed the audit reports from hundreds of mortgage company auditors and can state as an objective assessment that Jeff and Henry are two of the best mortgage banking CPA Auditors / Accountants in the country."
Mortgage Banking Solutions
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Stay Informed About Private Lending
Spiegel Accountancy has experienced tremendous growth since its inception in 1991, largely due to our depth of experience and commitment to the businesses and industries that we serve. We place an emphasis on our practice areas and industry specializations so that our professional CPAs become true industry experts. We believe the best way to sustain the growth we’ve experienced is to maintain a foundation of high standards on which to build. Our team constantly strives to deepen our specialized services by keeping pace with industry trends, developments, and regulations.
We remain committed to exceptional service to mortgage lenders and private equity funds, small-to-medium sized businesses, and individuals, while offering professional guidance to help elevate business best practices. Our vast knowledge and experience contributes to our dedication to provide client education, training sessions and webinars on issues that directly impact mortgage lenders, private lenders, and other industry sectors.
Our vision is to continue to grow by consistently enhancing our specialty practices and developing industry partnerships. The ultimate goal is to strengthen our stronghold and leadership position in the mortgage lending and private equity fund industries.
Mission, Vision & Values
What sets us apart from other accounting firms are the values that define us – being a partner that offers personalized, strategic, and innovative service to you. Our dedication to these principles has enabled our practice to grow along with our client partners.
The Spiegel Story
Jeff Spiegel began his enterprising career with some of the most renowned, nationally recognized accounting firms in the country, specializing in a full range of tax, accounting, and audit services. In 1991, fueled by his entrepreneurial spirit and equipped with his vast experience, Jeff left his corporate accounting position to form his own full-service, boutique firm. Today, Spiegel Accountancy is an established, well-respected accounting firm that offers a wide variety of services. The Spiegel team aspires to maintain a personal relationship with its clients to help their businesses grow and prosper.
Associations
- American Association of Private Lenders
- California Mortgage Association
- National Lending Experts
- National Private Lenders Association
Office Locations
Our Team
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Stay Informed About Private Lending
Contact Spiegel Accountancy Corp
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