Stratton Equities is the Leading Nationwide Direct Private Money & NON-QM Mortgage Lender that specializes in fast and flexible lending processes. We have the largest library of private money and NON-QM nationwide loan programs under one roof. Our team is owned and operated by leading industry professionals providing a reliable and knowledgeable team to help mortgage borrowers succeed.
Our hard money and direct private money loan programs support the following investment projects:
- Fix and Flip Loans
- Soft Money Loans
- Cash Out – Refinance
- DSCR Loans
- Fixed Commercial Loans
- Hard Money Loans
- Commercial Bridge Loans
- Bridge Loans
- Stated Income/No-Income Verification Loans
- Rental Loans
- Foreclosure Bailout Loan
- Blanket Loans
- Fixed Rental Programs
- Multi-Family Loan
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Property Types
- 2-4 Units Residential
- Condominium
- Industrial
- Mixed-Use
- Multifamily
- Office
- Single Family Residence
- Storage Facility
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Long-Term Rental
Specialty Loan Types
- Foreclosure Bailout
- Residential Long-Term Rental
- Residential Non-Prime
Max Loan-to-Purchase Price
90%Borrower Must Have Property Under Contract
yesWill Provide Proof of Funds Letter
noWill Consider Lending on Purchase from Auction
noAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Subject Property
Experience Required
noMinimum Number of Value-Add Projects Completed by Borrower
0Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
100%Interest Charged for Renovation Costs
Only on Funds DrawnTypical Number of Days for Funds Draw
0Maximum After Repair Value
75%Minimum Loan Amount
$100,000Maximum Loan Amount
$5,000,000Minimum Interest Rate
5%Maximum Interest Rate
7.99%Maximum Origination Fee
4%Minimum Loan Term
36 monthsMaximum Loan Term
360 monthsMinimum Debt Service Coverage Ratio
1.10Will Lend on a Portfolio of Properties
YesMinimum Number of Properties
3Fees which are mandatory for all new borrower clients
- Processing Fee
Fees which are paid to a third party company
- Legal Fee
- Settlement Fee
- Appraisal Fee
- Inspection Fee
- Title Fee
- Credit Report Fee
- Background Check Fee
Contact Stratton Equities
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Stratton Equities is the Leading Nationwide Direct Private Money & NON-QM Mortgage Lender that specializes in fast and flexible lending processes. We have the largest library of private money and NON-QM nationwide loan programs under one roof. Our team is owned and operated by leading industry professionals providing a reliable and knowledgeable team to help mortgage borrowers succeed.
INTRODUCTION TO STRATTON EQUITIES’ CEO – MICHAEL MIKHAIL
Mikhail joined the mortgage industry in 2003. He excelled as a mortgage loan officer and a sales manager. His entrepreneurial spirit took him around the world, traveling to 19 countries in five years, where he faced the lowest of lows life has to offer. Michael hit rock bottom – becoming homeless in a foreign country. Mikhail borrowed $1000 and created his own company Stratton Equities- the leading nationwide private money & NON-QM mortgage lender for real estate investors. Within six months, the company had made $1.3 million.
Stratton Equities has become a household name in the private lending industry and are on track to fund upwards of $1.2 Billion in closed loan volume.
Office Locations
28 Bloomfield Avenue, Pine Brook, NJ 07058Contact Stratton Equities
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Our Minimum Loan Amount Is
$100,000
What We Do
- Residential & Commercial Properties
- Bridge, Rehab, Flip, Long-Term Rental
- Up to 90% LTC for Rehab Projects
- 10%+ Cash Required for Flip Purchase
Not Available
- NO 100% Financing
- NO Owner-Occupied Homes
- NO Land Loans
- NO Ground-Up Construction
- No Rural Areas