TABS, LLC is a family owned and operated hard money lender in Colorado. We are a private lender that provides loan programs for both residential (non-owner occupied) and commercial properties in Colorado. Our goal is to help real estate investors be able to purchase properties in Colorado that they wouldn’t otherwise be able to qualify through typical financial institutions. We provide the opportunity to purchase and rehab properties or buy and hold properties! We specialize in hard money mortgages, short term interest only loans, and much more.
What makes TABS, LLC unique?
We create value by our ability to act quickly and professionally. An advantage of our hard money is our negotiating power and that our clients know they are always speaking with a decision maker. Our goal is to continue to have repeat clients and to bring on new clients so that they are able to create successful real estate transactions.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Property Types
- 2-4 Units Residential
- Agricultural
- Assisted Living Facility
- Cannabis Dispensary
- Cannabis Grow Facility
- Car Wash
- Commercial Condominium
- Commercial Land
- Condominium
- Gas Station
- Mixed-Use
- Multifamily
- Office
- Parking Lot
- Portfolio of Residential Properties
- Residential Land
- Retail
- Senior Housing
- Single Family Residence
- Storage Facility
- Student Housing
Loan Types
- Private Money
- Hard Money
- Commercial Bridge
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Ground-Up Construction
- Residential Owner-Occupied
- Preferred Equity
Land Types Considered
- Residential Land
- Multifamily Land
- Industrial Land
- Office Land
- Retail Land
- Agricultural Land
Will Consider Land That is NOT Entitled
yesMax LTV for Land
50%Max LTC for Land Acquisition
50%Max Loan-to-Purchase Price
70%Borrower Must Have Property Under Contract
yesWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
noAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Subject Property
- Equity in Another Investment Property
- Seller Financing
- Family
Experience Required
noMinimum Number of Value-Add Projects Completed by Borrower
0Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
100%Interest Charged for Renovation Costs
Only on Funds DrawnTypical Number of Days for Funds Draw
0Development Experience Required
yesMinimum Number of Ground-Up Construction Projects Completed by Borrower
1Max LTC for Ground-Up Construction Costs
70%Interest Charged for Construction Costs
Only on Funds DrawnWill Lend on Partially Completed Construction Projects
yesLegal Fee
For certain situations we might require a legal fee.
Title Fee
Title fees apply from 3rd Party.
Credit Report Fee
We require a $100 application fee per applicant. This includes the Background Check Fee.
Background Check Fee
We require a $100 application fee per applicant. This includes the Credit Report Fee.
Background Check Fee
We require a $100 application fee per applicant. This includes the Credit Report Fee.
Extension Fee
At maturity, extension fees may apply.
Appraisal Fee
Appraisal fees may apply depending on commercial property.
Environmental Report Fee
Environment Report Fee may apply depending upon vacant land or commercial property.
Renovation Construction Draw Fee
Draw Fees may apply.
Minimum Origination Fee Amount
$2,000
Fees which are mandatory for all new borrower clients
- Inspection Fee
- Credit Report Fee
- Background Check Fee
Fees which are paid to a third party company
- Legal Fee
- Appraisal Fee
- Inspection Fee
- Title Fee
Funded Deals
Tabs LLC
Breckenridge, CO
$1,300,000
Purchase
Tabs LLC
Denver, CO
$315,000
Purchase
Tabs LLC
Copper Mountain, CO
$200,000
Purchase
Tabs LLC
Denver, CO
$120,000
Purchase
Tabs LLC
Denver, CO
$180,000
Purchase
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TABS LLC is a family owned and operated hard money lender in Colorado, especially the Denver Metro area. We specialize in financing non-owner occupied investment properties in Colorado. Our specialty is hard money mortgages, short term interest only loans, private loans, and real estate investment loans. At TABS, LLC you are always speaking with a decision maker; Todd E. Thomas, Brandi Thomas and Alex Thomas are partners. We all live and breathe Colorado real estate, so if you have a question give us a call.
TABS loans are originated and serviced by TABS Lending, LLC a Licensed Mortgage Company in the State of Colorado: Colorado License #100052579, NMLS ID 1210695. Loan products are not available outside of the State of Colorado.
Office Locations
TABS, LLC Office7907 Zenobia St., Westminster, Colorado 80030
Our Team
Alex Thomas
Partner
NMLS - 1163053
Brandi Thomas
Partner
Todd Thomas
Managing Partner
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