TaliMar Financial

TaliMar Financial is a direct private lender based in San Diego that provides short-term bridge financing for residential and commercial real estate investments throughout the Western United States. The company primarily funds bridge, fix-and-flip, construction, and owner-occupied bridge loans through its mortgage fund.

California’s Hard Money Lender for Real Estate Investors

As a California Direct Lender, TaliMar Financial specializes in hard money loans secured by residential and commercial real estate, including Fix and Flips, Fix & Holds, Construction, and Bridge Loans.

Understanding that no two transactions are identical, we strive to structure the most advantageous lending solution for our clients. We pride ourselves on our creative lending programs and seamless funding process. Throughout the term of your loan, we remain available to you as a source for guidance and we aim to earn your trust as your long-term lending partner.

Please note: we do NOT offer loans for land or owner-occupied homes.

Common Loan Scenarios
  • California Properties Only
  • 20-35% Cash Required for Purchase
  • Up to 70% LTV for Bridge Loans
Scenarios Not Considered
  • NO 100% Financing
  • NO Owner-Occupied Homes
  • NO Land Loans

Details and Requirements

Property Geographic Area Details

California Only

Loan Amounts

$100,000 to $5,000,000

Interest Rates

7.99% to 11%

Origination Fees

1% to 3%

Loan Terms

6 to 60 months

Lien Position

1st, 2nd

Credit Check Required

no

Prepayment Penalty

no

Typical Closing Time (Days)

3

Fastest Closing Time (Days)

1

Payment Structure
  • Interest Only
  • Amortized
  • Interest Reserve
Personal Guaranty (Recourse) Required
Sometimes
Borrower Entity Types Considered
  • Individual(s)
  • LLC
  • Limited Partnership
  • Trust
  • Corporation
  • Non-Profit Corporation
  • Self-Directed IRA
Documentation Required
  • Credit Report
  • Tax Returns
  • Bank Statements
  • Financial Statements
  • Loan Application
Appraisal Required for Residential Property

Sometimes

Appraisal Required for Commercial Property

Sometimes

Broker Price Opinion (BPO) Accepted for Residential Property

Sometimes

Broker Price Opinion (BPO) Accepted for Commercial Property

Sometimes

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will lend to a foreign national

no

We will lend to foreign nationals.
Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

yes

Will Consider Equity Joint Venture

yes

Collateral Types
  • Residential Property
  • Commercial Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Invest in a Business
  • Business Working Capital
  • Value Add Project
  • Development Project
Property Occupancy
  • Vacant
  • Tenant Occupied 100%
  • Tenant Occupied Partial
  • Owner Occupied Commercial

Last updated: August 1, 2026

Legal Disclaimer

TaliMar Financial reserves the right to modify its loan terms at anytime.

TaliMar Financial’s Lending Activity
Data Provided By Elementix
12mo Loan Volume

$116,612,970

12mo Loan Count

105

Total Loan Volume

$505,111,199

Average Loan Size

$801,764

Loan Count by State (Past 12 Months)
CA: 105
Data provided by Elementix | Disclaimer

Company Quick Facts

  • Year Established: 2008
  • Headquarters: San Diego, California
  • Company Type: Direct private lender
  • Capital Source: TaliMar Income Fund (private mortgage fund)
  • Geographic Focus: Western United States
  • Loan Types: Bridge Loans, Fix & Flip Loans, New Construction Loans, Owner-Occupied Consumer Bridge Loans
  • Property Types: Residential and commercial investment properties
  • Primary Customers: Real estate investors, developers, and property owners seeking short-term financing
  • Funding Volume: Over $1 billion funded across more than 1,100 loans
  • Assets Under Management: More than $150 million in active loans serviced through the TaliMar Income Fund
  • Specialties: Short-term bridge financing, fix-and-flip lending, construction financing, residential rental loans

California Finance Lenders Law License 60DBO-137778 | CALBRE License No. 01889802. | | NMLS ID 337721

Office Locations

13520 Evening Creek Drive N #380, San Diego, California 92128

Connect with TaliMar Financial:

Our Team

Brock Vandenberg

President

CA DRE Broker Lic. - 01851415
NMLS ID - 337606

Sarah Zybura

Investor Relations

CA DRE Lic. - 02099979

Info Our minimum loan amount is $100,000

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