California’s Hard Money Lender for Real Estate Investors
As a California Direct Lender, TaliMar Financial specializes in hard money loans secured by residential and commercial real estate, including Fix and Flips, Fix & Holds, Construction, and Bridge Loans.
Understanding that no two transactions are identical, we strive to structure the most advantageous lending solution for our clients. We pride ourselves on our creative lending programs and seamless funding process. Throughout the term of your loan, we remain available to you as a source for guidance and we aim to earn your trust as your long-term lending partner.
Please note: we do NOT offer loans for land or owner-occupied homes.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Rehab Fix & Flip
- 70%+ of Completed Value
- Rates starting at 7.99%
- Residential / Commercial
- Low Points / Closing Costs
- Purchase / Renovation Funds
- Same Day Approvals
- No Doc Program
- 5-7 day Funding
- No Min Credit Score
- California Only
Bridge Loan Program
- 70%+ of Purchase Price / Current Value
- Rates starting at 7.99%
- Residential / Commercial
- Low Points / Closing Costs
- Purchase / Cash Out Refinance
- Same Day Approvals
- No Doc Program
- 5-7 day Fundings
- No Min Credit Score
- California Only
Property Types
- 2-4 Units Residential
- Assisted Living Facility
- Auto Dealership
- Commercial Condominium
- Condominium
- Gas Station
- Industrial
- Manufactured Home
- Mixed-Use
- Mobile Home
- Mobile Home Park
- Motel
- Multifamily
- Office
- Retail
- Senior Housing
- Single Family Residence
- Storage Facility
- Student Housing
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Ground-Up Construction
Specialty Loan Types
- 2nd Mortgage Equity Cash Out
- Commercial Permanent Financing
- Condo Conversion
- Discounted Note Payoff
- Foreclosure Bailout
- Land Development
- Note Purchase
- Partner Buyout
- Primary Residence Bridge
- Primary Residence Business Purpose Cash Out
- Residential Long-Term Rental
- Residential Non-Prime
- Reverse 1031 Exchange
Junior Lien Loan Amounts
$100,000 to $5,000,000
Junior Lien Interest Rates
8% to 15%
Junior Lien Loan-to-Value
60%
Junior Lien Loan-to-Cost
72%
Junior Lien Origination Fees
1% to 5%
We Fund Junior Position Loans
Often
Junior Lien Types
- Purchase
- Refinance
- Equity Cash Out
- Mezzanine
Max Loan-to-Purchase Price
70%Borrower Must Have Property Under Contract
yesWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
yesAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Subject Property
- Equity in Another Investment Property
- Equity in Primary Residence
- Seller Financing
- Family
Experience Required
noMinimum Number of Value-Add Projects Completed by Borrower
0Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
100%Interest Charged for Renovation Costs
Entire Amount of Total Project CostsTypical Number of Days for Funds Draw
1Maximum After Repair Value
67%Development Experience Required
noMinimum Number of Ground-Up Construction Projects Completed by Borrower
0Max LTC for Ground-Up Construction Costs
75%Interest Charged for Construction Costs
Entire Amount of Total Project CostsWill Lend on Partially Completed Construction Projects
yesMinimum Loan Amount
$50,000Maximum Loan Amount
$2,000,000Minimum Interest Rate
7.99%Maximum Interest Rate
12%Minimum Origination Fee
1%Maximum Origination Fee
5%Minimum Loan Term
6 monthsMaximum Loan Term
60 monthsMaximum Loan-To-Value
75%Maximum Loan-To-Purchase
75%Will Lend on a Portfolio of Properties
YesMinimum Number of Properties
1Maximum Number of Properties
100Minimum Property Value
$1,000,000Maximum Property Value
$2,000,000TaliMar Financial Testimonials
Brian Ross
"Brock and his team have been more than accommodating in the entire process of obtaining our construction loan. The TaliMar experience and customer service is outstanding. This is my first time doing business with the firm, and I already have plans for more projects with Talimar Financial! If you are looking for a Construction or Real Estate loan, I strongly recommend Talimar!"
Apirl Khamphasouk
"Brock is super easy to work with! Highly recommend him to all investors new or experienced. Not only is he FAST and efficient, he always gets back to you same day. It's awesome to be able to leverage and depend on this funding."
David Stein
"When I need fast financing Brock is my go to! He funded my last deal in 4 days! Highly recommended!"
Mark Goldman
"Thank you for a great job to close on our fix n flip loan. You did everything you promised and performed on time at a great price for the loan. I appreciate you excellent response time and your help to keep this closing on time. I look forward to closing more business with you soon."
Jenan Almarzouk
"My business partner and I were recommended this company through many of our close real estate investor friends. TaliMar Financial works closely with real estate investors, like ourselves, to help us fund our projects so we can close quickly and smoothly. So happy to be able to work with a great company like this so we can all have a win-win situation as we continue to contribute to the communties we are serving."
Contact TaliMar Financial
Stay Informed About Private Lending
TaliMar Financial, headquartered in San Diego, is recognized as a leading California hard money lender for residential and commercial real estate. We are a direct lender, operating from a position of capital strength that allows us to secure immediate funding solutions for our clients. Our lending platform specializes in funding Fix & Flip, Construction, and Bridge Loans.
With a demonstrated commitment to accountability, transparency and personal service, TaliMar Financial has earned the trust of clients frustrated by the lack of flexibility among traditional lending institutions. Our clients rely on our ability to immediately underwrite each loan submission and quickly offer a creative funding solution.
Associations
- California Mortgage Association - Member
- Urban Land Institute - Member
Office Locations
11440 West Bernardo Court, Suite #210, San Diego, California 92127Our Team
Brock Vandenberg
President
CA DRE Broker Lic. - 01851415
NMLS ID - 337606
Sarah Zybura
Investor Relations
CA DRE Lic. - 02099979
Contact TaliMar Financial
Stay Informed About Private Lending
