Temple View Capital
Bethesda, Maryland
AZ BK-1004278, CFL 60DBO-73498, MN MO-1835832, OR ML-5871 NV 5168
Direct Lender for Residential Real Estate Investors
Bridge Loans | Purchase & Fix and Flip Rehab Loans | Ground-Up Construction | 30-Year Rental Loans | Long-Term and Short-Term Vacation Rental Loans | Advanced Rehab Draws Available | Nationwide Lender | Single-Family and Multi-Family Units | Residential and Commerical Lending
Temple View Capital Funding, LP (“Temple View”) is a national private portfolio lender that delivers flexible financing options for residential real estate investors. Our team has decades of combined experience in the investment space to stay at the forefront of innovative product development and empower real estate investors, correspondent lenders, and brokers nationwide to optimize financing efficiency on projects, rehabs, refis, and rental properties of all shapes and sizes. Temple View is the only lender to offer Advance Rehab Draws as a benefit to borrowers.
Temple View leverages its extensive experience investing in rehabbing properties to provide real estate investor financing with simplicity, transparency, and efficiency at the core of its daily business operations. We take a common-sense approach to lending. Our underwriting process focuses on asset value and investor experience in demographically attractive suburban and urban in-fill markets across the country that are underserved by traditional construction and real estate lenders.
Temple View has years of industry experience and a proven track record of success when it comes to developing creative and effective real estate investment funding strategies. Temple View offers a comprehensive suite of funding products including fix-and-flip, fix-and-hold, long-term rental investments, ground-up construction, and bridge loans. We adjust our products accordingly to ensure the long-term sustainability of our client’s projects and portfolios.
Temple View utilizes its in-house underwriting and tech-savvy portal-based draw management system to deliver unparalleled client-centered focus in what has been a challenging time for lenders everywhere.
We are able to provide our real estate investor clients the opportunity to avoid the high-interest rates and points, lengthy underwriting timelines, and overly-strict lending requirements typically associated with traditional investor lending.
- Purchase Transactions
- No income, No tax returns, No assets & No reserves
- Advanced Rehab Draws Available
- No seasoning of funds needed prior to loan closing
- No monthly payments
- Long-term financing on short-term rentals available
Please note: We do NOT offer loans for raw land or owner-occupied homes.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Purchase & Refinance Rehab Loans
- Property Types: Single-family, 1-4 Units, Multi-family, 5-10 Units, Condos, Townhomes
- Loan Amounts: $75,000 to $4,000,000
- LTV: Up to 90%
- Rates starting at: 7.5%
- Loan Term: 24 months
- Loan Type: Purchase Transactions
- Borrower Entity: LLCs, LPs and Corporations only
- No income, No assets & No reserves
- Advanced Rehab Draws Available
- 600 Minimum FICO Score
- 24 Hrs Online Access to Draw Management
- No Monthly Payments- Monthly Payments Rolled Into the Loan
Purchase Bridge Loans
Simple bridge loan to acquiring investment properties. No Red Tape, No Income, No Assets, No Reserves.
- Property Types: Single-family, 1-4 Units, Multi-family, 5-10 Units, Condos, Townhomes
- Occupancy: Must be Leased, or soon to be leased
- Loan Amounts: $75,000 to $4,000,000
- Rates starting at: 7.5%
- LTV: Up to 80%
- Loan Term: 18 months
- Loan Type: Purchase Transactions
- 600 Minimum FICO Score
- Borrower Entity: LLCs, LPs and Corporations only
Ground-Up Construction
No Red Tape, No Income, No Assets, No Reserves.
- Property Types: Single-family, 1-4 Units, Townhomes
- Loan Amounts: $200,000 to $4,000,000
- LTC: Up to 90% and 75% LTARV
- Rates starting at: 8.0%
- Non-Dutch Interest
- Escrow Payments
- Loan Term: 12-24 months
- Land Purchase Considered if Entitled
- Borrower Entity: LLCs, LPs and Corporations only
- Purchase, Delayed Purchase, Rate & Term Refinance, Refinance for Free and Clear Properties
- For experienced builders and investors
- 600 Minimum FICO Score
- Experience Required: 5-9 successful projects completed in the last 36 months
- Minimum of 3 successful projects are required to be fix & flip or fix & rent projects
- At least 1 of the projects must be ground-up construction or heavy rehab in the same market as the subject
Long-Term Rental Loans
- Loan Types: Purchase, Rate & Term or Cash Out
- Property Types: Single-family, 1-4 Units, Condos, Townhomes
- Individual Properties Only (no portfolios)
- Occupancy: Must be Leased, or soon to be leased
- DSCR Calculated on IO (interest only) for interest only loans
- Loan Amounts: $75,000 to $2,000,000
- LTV Max at 80%
- Loan Term: 30 Year Fixed
- Borrower Entity: LLCs, LPs and Corporations only
- 640 Minimum FICO Score
- No Seasoning Requirements
- Rates Starting at: 7.5%
- Long-Term financing on short-term rental vacation properties (Airbnb/VRBO) available
Property Types
- 2-4 Units Residential
- Condominium
- Mixed-Use
- Multifamily
- Residential Land
- Single Family Residence
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Ground-Up Construction
- Residential Long-Term Rental
Specialty Loan Types
- Land Development
- Residential Long-Term Rental
- Residential Short-Term Rental
- Vacation Rental
Land Types Considered
- Residential Land
Will Consider Land That is NOT Entitled
noMax LTV for Land
0%Max LTC for Land Acquisition
0%Max Loan-to-Purchase Price
90%Borrower Must Have Property Under Contract
noWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
yesAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Subject Property
- Equity in Another Investment Property
- Equity in Primary Residence
- Seller Financing
- Crowdfunding
- Family
Experience Required
noMinimum Number of Value-Add Projects Completed by Borrower
0Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
100%Interest Charged for Renovation Costs
Entire Amount of Total Project CostsTypical Number of Days for Funds Draw
4Maximum After Repair Value
75.00%Development Experience Required
noMinimum Number of Ground-Up Construction Projects Completed by Borrower
0Max LTC for Ground-Up Construction Costs
0%Will Lend on Partially Completed Construction Projects
noMinimum Loan Amount
$75,000Maximum Loan Amount
$2,000,000Minimum Interest Rate
7.5%Maximum Interest Rate
8.5%Minimum Origination Fee
2%Maximum Origination Fee
3%Minimum Loan Term
12 monthsMaximum Loan Term
360 monthsMinimum Debt Service Coverage Ratio
1.25Will Lend on a Portfolio of Rentals
NoMinimum Property Value
$100,000Maximum Property Value
$2,000,000Underwriting Fee
One time $999.00 Underwriting Fee
Fees which are paid to a third party company
- Appraisal Fee
- Inspection Fee
Temple View Capital Testimonials
"I have closed several loans with this lender. I did not have any issues and all of my loans were quick to close. One of the loans had a delay on the seller’s end & Temple View did a great job dealing with the delay and making sure the loan closed. I worked with Matt S. & Danielle O. and I am very happy with their communication & knowledge. I would highly recommend Temple View and will definitely work with them again."
N.G.
"Been working with them for a few months. The advanced draws is what sets them apart. I’m doing more than one deal at a time so to get money upfront for work is a big difference maker. Dave W is there every time I need something and I can speak directly to others if I need be. Wish underwriting was a bit faster as they ask me for things others don’t but you take the good with the bad."
B.H.
"My experience with TVC was remarkable. The quality of service I received from Paul J. & Katie S. was amazing. They were knowledgeable and thorough and got me through the loan process swiftly. I would recommend TVC to anyone looking for a no hassle hard money product."
T.G.
"Just closed a loan with TVC. Though the process took a little longer than I expected, the communication was open and transparent. They are one of the few lenders that front funds at closing. I will do business with them again. Thanks TVC!!"
K.C.
"This is one of my favorite lenders to close for; I mean I absolutely love working with this team! They are great with communication from beginning to end and they put in the extra late hours with me to ensure we actually close ON TIME. The products they offer are also great for investors. From the products to the team, I think they’re one of the best hard money lenders out there."
L.C.
"I have been in the business for over 5 years and temple view has exceeded my expectations of what and how a hard money lender should operate. Temple view capital is by far one of the Best companies I have worked with to date. Very professional and attentive to my my business needs. I have over 10 loans with this lender, I have several investors that I have referred to temple view and each of them are very pleased with the services they received. This is truly a company you can depend on and trust. A special Thanks to Matthew and Danielle for always getting the job done."
J.H.
Get In Touch
Stay Informed About Private Lending
Temple View Capital, is a private investment company created, in response to a restrictive credit market environment, to provide non-traditional, alternative loan products to real estate investors. Temple View Capital utilizes long-term partnerships with real estate investors, borrowers, servicers and real estate professionals to develop optimal financing solutions for residential investment property acquisition, ground up construction, bridge loans, short-term credit resolutions, or emergency refinance funds. The focus of their lending is on residential single-family units.
The Temple View Capital management team has built their success through visionary insight of changing real estate markets. As the markets shift so does Temple View to deliver the products and services their clients need. Our management team is comprised of executives who have previously held high-level positions in a variety of industry firms including advisory, investment banking, real estate law and national mortgage lending.
TEMPLE VIEW CAPITAL FUNDING, LP™ 2016 is licensed (i) by the Financial Division of the California Department of Business Oversight as a California Finance Lender and Broker under DBO license #60DBO-73498, (ii) by the Department of Financial Institutions of Arizona as a Arizona Mortgage Banker under License # BK-1004278, (iii) in Minnesota as a Residential Mortgage Originator under License #MN-MO-1835832, (iv) maintains its Residential First Mortgage Notification status in Utah through the Utah Department of Financial Institutions, (v) by the Division of Financial Regulation of Oregon as an Oregon Mortgage Lender under License # ML-5871 and (vi) by the Nevada Division of Mortgage Lending as a Mortgage Company Licensee* under License # 5168. *It should be noted that in the state of Nevada some of Temple View Capital Funding, LP’s services may not be available to Nevada customers.
*Rates, terms and conditions offered apply only to qualified borrowers in accordance with our guidelines at the time of application, property factors and geography and are subject to change at any time without notice. This is a non-binding expression of interest and does not create any legally binding commitment or obligation on the part of Temple View Capital Funding, LP or its affiliates and are subject to our credit, legal and investment approval process. Rates and terms are as of 6/15/2022.
Associations
- American Association of Private Lenders
Office Locations
Headquarters7550 Wisconsin Avenue, Suite 1012, Bethesda, Maryland 20814
Get In Touch
Stay Informed About Private Lending
Our Minimum Loan Amount Is
$75,000
What We Do
- Residential & Multifamily Properties
- Up to 90% LTP for Flips
- 25%+ Cash Required for Rental Purchase
- Long-Term Financing for Short-Term Rentals
- DSCR Financing for Long-Term Rentals
Not Available
- NO 100% Financing
- NO Junior Liens or Gap Funding
- NO Owner-Occupied Homes
- NO Ground-Up Construction Loans
- NO Land Loans
Create a Loan Request
Be more efficient with your lender search. Provide the loan details once, save it, and then share it with multiple lenders.
Contact This Lender
Contact Temple View Capital by whichever method you choose.
If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.