Create a Loan Request

Tier One Funding

Tier One Funding is a private residential transitional lender based in California that finances professional real estate investors in 15 states. It focuses on fix-and-flip financing, with streamlined borrower approvals, exterior-only purchase appraisals, and closings advertised in as little as five days.

Details and Requirements

Credit Check Required

yes

Last updated: September 29, 2026

Tier One Funding’s Lending Activity
Data Provided By Elementix
Elementix Logo
12mo Loan Volume

$365,231,750

12mo Loan Count

640

Total Loan Volume

$385,384,550

Average Loan Size

$567,577

Loan Count by State (Past 12 Months)
CA: 387, CO: 64, FL: 60, WA: 31, OH: 37, TN: 21, GA: 11, NC: 13, SC: 10, PA: 6
Data provided by Elementix | Disclaimer

Company Quick Facts

  • Year Established: 2025
  • Headquarters: Walnut Creek, California
  • Company Type: Private residential transitional lender (RTL)
  • Primary Customers: Professional residential real estate investors
  • Primary Loan Type: Fix & Flip Loans
  • Additional Loan Products: Rental Property Loans and Bridge Loans are listed as coming soon on the company website
  • Geographic Focus: California, Colorado, Florida, Georgia, Illinois, Indiana, Michigan, Missouri, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, and Washington
  • Maximum Leverage: Up to 90% of purchase price and 75% of after-repair value for qualifying Tier 1 and Tier 2 borrowers
  • Rehab Financing: Up to 100% of rehab costs via holdback for qualifying fix-and-flip loans
  • Borrower Approval: Entity approval available in as little as 24 hours, with approval renewed every six months
  • Closing Speed: Loans may close in as little as 5 days from application submission
  • Appraisal Process: Exterior-only appraisals are required on purchase transactions
  • Draw Process: Construction draw reimbursements may be funded in as little as 3 days
  • Licensing: Tier One Funding CA, Inc. — NMLS ID #2751266; California DRE Corporation License #02322097. Tier One Funding LLC — NMLS ID #2755410

Office Locations

2121 N California Blvd, Suite 290, Walnut Creek, California 94596

Connect with Tier One Funding:

Info Our minimum loan amount is $0

Send an email to Tier One Funding

Create a Loan Request

Be more efficient with your lender search. Provide the loan details once, save it, and then share it with multiple lenders.
Create a Loan Request Invite To Existing Request

Connect with Tier One Funding:

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
SUBSCRIBE