Tower Fund Capital
New York, New York
A Unique Direct Lender for Real Estate Bridge Loans
Tower Fund Capital offers a true hard money no-doc loan program, that does not depend on credit score or financial qualification of the borrower or the property. The only qualifier is the true value of the asset that is being offered as a collateral.
- 24 Hour Approval and 10 Day Closing
- NO Minimum Credit Score Requirement
- NO Tax Returns Required
- No Income Verification Required
- Foreclosure Bailouts
- Bankruptcy Situations
- Foreign Nationals
Please note: We do NOT offer rehab funds, construction, or owner-occupied home loans
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Maximum Leverage
Purchase Short-Term (no Value-Add)
Refinance Short-Term (no Cash Out)
Refinance & Cash Out Short-Term
Property Types
- 2-4 Units Residential
- Commercial Condominium
- Commercial Land
- Condominium
- Mixed-Use
- Office
- Residential Land
- Retail
- Single Family Residence
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Multifamily Bridge
- Commercial Bridge
Specialty Loan Types
- Bankruptcy Resolution
- Condo Conversion
- Foreclosure Bailout
- Residential Non-Prime
- Subdivisions
Description
For a land acquisition, the borrower must have a cash down payment of at least 55%.
Land Types Considered
- Residential Land
- Multifamily Land
- Industrial Land
- Office Land
- Retail Land
- Hospitality Land
Will Consider Land That is NOT Entitled
noMax LTV for Land
45%Max LTC for Land Acquisition
45%Max Loan-to-Purchase Price
65%Borrower Must Have Property Under Contract
noWill Provide Proof of Funds Letter
noWill Consider Lending on Purchase from Auction
yesAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Another Investment Property
- Crowdfunding
- Family
Underwriting Fee
Paid at closing
Legal Fee
Lender Attorney Fee $2,500
Exit Fee
Depending on Loan Structure
Appraisal Fee
Paid directly to Appraisal company
Fees which are mandatory for all new borrower clients
- Legal Fee
- Appraisal Fee
Fees which are paid to a third party company
- Appraisal Fee
Tower Fund Capital Testimonials
Adam Kalish, Esq
"I have worked with Tower Fund Capital in acquiring bridge loans for my clients since 2017. It is the most straight forward reliable lender in providing bridge loan services. I find them to be highly efficient with rates that beat the competition. Ed is always hands-on and able to provide open communication as to where in the loan process his team is and reasonable expectations as to getting to the closing. I look forward to working with Ed and his team in the future."
Real Estate Attorney
Michael Denniston
"I’ve worked multiple hard money deals for my clients with Ed and Tower Fund Capital. Ed’s a straight-shooter. No guesswork. He does what he says he’s going to do. The rates are good and the service is excellent. I highly recommend Ed and Tower Capital and look forward to closing future deals with them."
Mortgage Banker
Jade McQueen
"Choosing a hard money lender is not easy and what’s best for you may be different than what’s best for someone else. Tower Fund Capital is fast reliable and has an easy closing system. They closed my refinance in 4 days .. Do your due diligence when finding a hard money lender and you will find out that Tower Fund Capital pricing and speed is one of the best !!!!"
Investor
Dan Newell
"I’ve been in the mortgage business for 20+ years. I know real hard money when I see it. My experience with Tower Fund Capital…same day LOI’s (usually within 1 hour of submitting the loan application), competitive interest rates, reasonable lender’s fees, flexible and creative loan structuring, protected broker’s fee, and super fast closings with NO BS! And their closing attorney is excellent at getting all parties to the table quickly. I can say without hesitation, not only have I closed all loans I’ve submitted to Tower Fund Capital, and they are usually ready to close before I am. When do you ever see that in this business? Tower Fund Capital is real hard money, real fast."
Mortgage Broker
Juwel Isaac
"Working with Ed and his team was an overall straightforward and streamlined process because they truly offer a “no-doc” loan product. As an investor, time and money are important and Tower Fund Capital fully understands this!"
CPA/Investor
Elliott Levine
"I would like to take this time to thank you and Tower Fund Capital for the seamless funding experience. The professionalism, and honesty from day 1with Tower Fund Capital is the exception within the private lending industry. Your team set the proper expectations up from the initial loan stages and the rate, term and fees never changed. The loan moved quickly without any hiccups and the funding took place with exceptional speed without any issues. It’s very difficult to find a reputable lender within the private lending industry and your team had gone above in beyond in all aspects of the lending process. Kudos to you and the Tower Fund Capital team. I am looking forward towards funding many more deals together."
President, Stellar Capital Solutions, Inc
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Tower Fund Capital owns and operates private equity funds engaged in business of providing asset-based debt solutions for real estate industry. With 35 years of experience in real estate, banking, investments, acquisitions, financing, debt restructuring and workouts. We pride ourselves in finding a solution to any situation, and under any circumstances. Our relationships are built on trust and integrity as well the humility and understanding.
- MORALITY – We have equal moral obligations, as well as commercial ones
- INTEGRITY – Dealing in fairness and honesty, and abiding by our word
- ETHICS – Commitment to sound and ethical business practices
- POSITIVENESS – A positive and enthusiastic approach will naturally work smarter and achieve more!
- INNOVATION – New tools, ideas, networking & education in finance as well as legal initiatives
- PARTNERSHIP – Building relationships & creating strategic partnerships for everyone’s equable benefit
Tower Fund Capital Highlights
- 36+ Years in Business
- 10,000+ Loans Funded
- $8.5B+ Managed Loans
Our relationships are built on trust and integrity as well as humility and understanding of all situations.
Associations
- MBA of NY
- AAPL
Office Locations
1325 Avenue of the Americas, 28th Floor, New York, New York 10019Our Team
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Create a Loan Request
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Our Minimum Loan Amount Is
$200,000
What We Do
- Fast Bridge Loans up to 65% LTV
- 35% Cash Required for Purchases
- Can Use Other Properties as Collateral
- Foreclosure or Bankruptcy Bailouts
- Low Credit Scores Accepted
- Urban Land Loans up to 45% LTV
Not Available
- NO 100% Financing, or more than 65%
- NO Rehab Funds Provided
- NO Ground-Up Construction Loans
- NO Owner-Occupied Homes