Create a Loan Request

Trophy Point Capital

Trophy Point Capital is a private direct, asset-based lender financing non-owner-occupied real estate investments in 22 states. The company offers fix-and-flip, bridge, and new construction loans and is owned by West Point graduates.

Details and Requirements

Credit Check Required

yes

Last updated: August 13, 2026

Trophy Point Capital’s Lending Activity
Data Provided By Elementix
Elementix Logo
12mo Loan Volume

$114,410,556

12mo Loan Count

491

Total Loan Volume

$353,349,708

Average Loan Size

$226,071

Loan Count by State (Past 12 Months)
GA: 96, NC: 91, VA: 33, TX: 48, TN: 41, IL: 46, OH: 39, NY: 42, FL: 14, MO: 41
Data provided by Elementix | Disclaimer

Company Quick Facts

  • Year Established: 2015
  • Headquarters: Atlanta, Georgia
  • Principals: Samir Patel, Nicholas Cosmas, and Dave Marold
  • Company Type: Private direct, asset-based real estate lender
  • Loan Types: Fix & Flip Loans, Bridge Loans, New Construction Loans
  • Property Focus: Non-owner-occupied residential and commercial investment properties
  • Geographic Focus: Alabama, Arizona, Arkansas, Colorado, Florida, Georgia, Indiana, Kansas, Kentucky, Maryland, Michigan, Mississippi, Missouri, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, and Washington
  • Primary Customers: Real estate investors, commercial contractors, developers, small business owners, military members, and veterans
  • Maximum Purchase Financing: Up to 90% of purchase price
  • Rehabilitation Financing: Up to 100% of renovation costs
  • Loan Terms: Typically 3–12 months; up to 18 months in some cases
  • Minimum Loan Amount: No stated minimum
  • Appraisal Requirement: No appraisal required for 1–4 family properties; property photos are required
  • Prepayment Penalty: None
  • Borrower Structure: Business-purpose loans issued to business entities; owner-occupied residential properties are not eligible

Connect with Trophy Point Capital:

Info Our minimum loan amount is $0

Send an email to Trophy Point Capital

Create a Loan Request

Be more efficient with your lender search. Provide the loan details once, save it, and then share it with multiple lenders.
Create a Loan Request Invite To Existing Request

Connect with Trophy Point Capital:

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
SUBSCRIBE